ARM Indexes: Monthly Median Annualized Cost of Funds, 2000s

ARM Indexes: Monthly Median Annualized Cost of Funds, 2000s (explanation)

Source: Office of Thrift Supervision

Alias "National Average Cost of Funds Ratio to OTS-Regulated, SAIF-Insured Institutions"

Announcement Date	Index Month	Index Value
March 15, 2000	January 2000	4.63
April 14, 2000	February 2000	4.67
May 15, 2000	March 2000	4.68
June 15, 2000	April 2000	4.73
July y 14, 2000	May 2000	4.83
August 15, 2000	June 2000	4.88
September 15, 2000	July y 2000	4.96
October 13, 2000	August 2000	5.05
November 15, 2000	September 2000	5.09
December 15, 2000	October 2000	5.13

Announcement Date	Index Month	Index Value
January 12, 2001	November 2000	5.20
February 15, 2001	December 2000	5.21
March 15, 2001	January 2001	5.22
April 16, 2001	February 2001	5.17
May 15, 2001	March 2001	5.09
June 15, 2001	April 2001	5.01
July y 16, 2001	May 2001	4.90
August 15, 2001	June 2001	4.78
September 14, 2001	July y 2001	4.68
October 15, 2001	August 2001	4.59
November 15, 2001	September 2001	4.45
December 14, 2001	October 2001	4.27

Announcement Date	Index Month	Index Value
January 15, 2002	November 2001	4.09
February 15, 2002	December 2001	3.90
March 15, 2002	January 2002	3.79
April 15, 2002	February 2002	3.65
May 15, 2002	March 2002	3.55
June 14, 2002	April 2002	3.48
July y 15, 2002	May 2002	3.38
August 15, 2002	June 2002	3.32
September 16, 2002	July y 2002	3.28
October 15, 2002	August 2002	3.21
November 15, 2002	September 2002	3.13
December 16, 2002	October 2002	3.10

Announcement Date	Index Month	Index Value
January 15, 2003	November 2002	3.00
February 14, 2003	December 2002	2.90
March 14, 2003	January 2003	2.83
April 15, 2003	February 2003	2.73
May 15, 2003	March 2003	2.70
June 16, 2003	April 2003	2.62
July 15, 2003	May 2003	2.57
August 15, 2003	June 2003	2.50
September 15, 2003	July 2003	2.41
October 15, 2003	August 2003	2.36
November 14, 2003	September 2003	2.32
December 15, 2003	October 2003	2.28

Announcement Date	Index Month	Index Value
January 15, 2004	November 2003	2.25
February 17, 2004	December 2003	2.22
March 15, 2004	January 2004	2.22
April 15, 2004	February 2004	2.15
May 14, 2004	March 2004	2.14
June 15, 2004	April 2004	2.12
July 15, 2004	May 2004	2.08
August 16, 2004	June 2004	2.09
September 15, 2004	July 2004	2.09
October 15, 2004	August 2004	2.11
November 15, 2004	September 2004	2.15
December 15, 2004	October 2004	2.16

Announcement Date	Index Month	Index Value
January 14, 2005	November 2004	2.18
February 15, 2005	December 2004	2.22
March 15, 2005	January 2005	2.27
April 15, 2005	February 2005	2.30
May 16, 2005	March 2005	2.34
June 15, 2005	April 2005	2.39
July 15, 2005	May 2005	2.43
August 15, 2005	June 2005	2.48
September 15, 2005	July 2005	2.54
October 17, 2005	August 2005	2.61
November 15, 2005	September 2005	2.67
December 15, 2005	October 2005	2.74

Announcement Date	Index Month	Index Value
January 17, 2006	November 2005	2.82
February 15, 2006	December 2005	2.86
March 15, 2006	January 2006	2.94
April 14, 2006	February 2006	3.00
May 15, 2006	March 2006	3.06
June 15, 2006	April 2006	3.11
July 14, 2006	May 2006	3.21
August 15, 2006	June 2006	3.28
September 15, 2006	July 2006	3.25
October 16, 2006	August 2006	3.45
November 15, 2006	September 2006	3.52
December 15, 2006	October 2006	3.57

Announcement Date	Index Month	Index Value
January 16, 2007	November 2006	3.63
February 15, 2007	December 2006	3.67
March 15, 2007	January 2007	3.71
April 16, 2007	February 2007	3.71
May 15, 2007	March 2007	3.74
June 15, 2007	April 2007	3.76
July 16, 2007	May 2007	3.79
August 15, 2007	June 2007	3.79
September 14, 2007	July 2007	3.81
October 15, 2007	August 2007	3.84
November 15, 2007	September 2007	3.85
December 14, 2007	October 2007	3.83
January 15, 2008	November 2007	3.81
February 15, 2008	December 2007	3.77
March 14, 2008	January 2008	3.74
April 15, 2008	February 2008	3.59
May 15, 2008	March 2008	3.45
June 16, 2008	April 2008	3.32

The average cost of funds ratio is defined as the sum of the period interest paid and accrued on deposits (excluding escrow deposits), FHLB advances, and other borrowings, divided by the average period balance of deposits (excluding escrow deposits), FHLB advances, and other borrow-ings. The median cost of funds is the midpoint value of individual institutions' cost of funds ratios.

The series reflects cost of funds for OTS-Regulated, SAIF Insured Institutions. The OTS does not regulate all SAIF-Insured Institutions and non-regulated institutions are not required to file Thrift Financial Reports nor monthly Cost of Funds reports.

This file not up to date?

HSH's Index Update Service delivers over 55 major indexes emailed to you, including Treasuries, RNYs, daily & monthly LIBOR, COFs, and many more. Click here!

Go to the full list of ARM Index Histories.

HSH Associates makes every reasonable effort to supply complete, accurate information, but assumes no liability for errors.

Mortgage Glossary	Mortgage Quick Search
Need to look up a term?
A-B C D-E F-I J-M N-P Q-R T-Z