As the nation's largest publisher of mortgage information, HSH Associates contacts about 2,000 lenders weekly. The statistics shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. Read more about our statistics.
Jumbo-only and conforming-only stats, as well as average rates-and-points for over 100 metro markets, are available.
These statistics are copyright © 2008 by HSH Associates, Financial Publishers. They may be copied and distributed with full source credit.
National Monthly Averages, 2004
| Date | 15-Year FRM | 30-Year FRM | 1-Year ARM |
|---|---|---|---|
| Jan-04 | 5.20% | 5.88% | 3.83% |
| Feb-04 | 5.10% | 5.76% | 3.72% |
| Mar-04 | 4.91% | 5.59% | 3.56% |
| Apr-04 | 5.29% | 5.96% | 3.77% |
| May-04 | 5.77% | 6.40% | 4.09% |
| Jun-04 | 5.81% | 6.42% | 4.25% |
| Jul-04 | 5.61% | 6.20% | 4.22% |
| Aug-04 | 5.41% | 6.01% | 4.14% |
| Sep-04 | 5.28% | 5.88% | 4.08% |
| Oct-04 | 5.25% | 5.84% | 4.05% |
| Nov-04 | 5.26% | 5.83% | 4.18% |
| Dec-04 | 5.27% | 5.83% | 4.23% |
| Source: HSH Associates www.hsh.com | |||
Averages shown reflect the interest rate. Points and fees are not included in this series; they are available in different statistical series. HSH can supply detailed statistical series with rates, points, effective rates, averages of other fields, calculated APRs, and more. Click here for details. Our mortgage rate histories go back over 20 years -- the most complete and comprehensive archive available.
HSH Associates is the nation's largest publisher of mortgage information. HSH provides reports for our clients, including lenders, consumers, the media, relocation companies, employee placement firms, and others from its weekly survey of 2,000 retail lenders coast to coast.
