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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

CD Rates as of December 13, 2018

Synchrony Bank

Start Saving

5 years Term
$2000 Min. to earn APY

3.10%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

Great Rates + Safety = Peace of Mind
Member FDIC

See more rates

Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.05%	3.10%	$2000	Compounded Daily	FDIC Insured	Start Saving »
1 year	2.62%	2.65%	$2000	Compounded Daily	FDIC Insured	Start Saving »
15 months	2.71%	2.75%	$2000	Compounded Daily	FDIC Insured	Start Saving »
1.5 years	2.71%	2.75%	$2000	Compounded Daily	FDIC Insured	Start Saving »
2 years	2.76%	2.80%	$2000	Compounded Daily	FDIC Insured	Start Saving »
3 years	2.81%	2.85%	$2000	Compounded Daily	FDIC Insured	Start Saving »
4 years	2.91%	2.95%	$2000	Compounded Daily	FDIC Insured	Start Saving »

Barclays

Start Saving

5 years Term
$0 Min. to earn APY

3.10%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

INTRODUCING A NEW CD RATE
No minimum opening deposit, no account open fees, no maintenance fees
Secure, 24/7 online access to your funds

See more rates

Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.05%	3.10%	$0	Compounded Daily	FDIC Insured	Start Saving »
1 year	2.62%	2.65%	$0	Compounded Daily	FDIC Insured	Start Saving »
1.5 years	2.62%	2.65%	$0	Compounded Daily	FDIC Insured	Start Saving »
2 years	2.66%	2.70%	$0	Compounded Daily	FDIC Insured	Start Saving »
3 years	2.71%	2.75%	$0	Compounded Daily	FDIC Insured	Start Saving »
4 years	2.81%	2.85%	$0	Compounded Daily	FDIC Insured	Start Saving »

Live Oak Bank

Start Saving

5 years Term
$2500 Min. to earn APY

3.15%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

Member FDIC. Minimum balance to open is $2,500
No opening and maintenance fees
Interest accrued the day the account is funded

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Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.10%	3.15%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
6 months	2.32%	2.35%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
1 year	2.81%	2.85%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
1.5 years	2.86%	2.90%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
2 years	2.96%	3.00%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
3 years	3.00%	3.05%	$2500	Compounded Monthly	FDIC Insured	Start Saving »
4 years	3.05%	3.10%	$2500	Compounded Monthly	FDIC Insured	Start Saving »

Goldman Sachs Bank USA

Start Saving

5 years Term
$500 Min. to earn APY

3.10%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

Low $500 minimum deposit
Terms from 6 months to 6 years
Choose your monthly interest disbursement

See more rates

Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.05%	3.10%	$500	Compounded Daily	FDIC Insured	Start Saving »
1 year	2.62%	2.65%	$500	Compounded Daily	FDIC Insured	Start Saving »

Capital One

Start Saving

5 years Term
$0 Min. to earn APY

3.10%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

Open a CD today to enjoy steady growth and guaranteed returns.

See more rates

Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.05%	3.10%	$0	Compounded Monthly	FDIC Insured	Start Saving »
1 year	2.56%	2.60%	$0	Compounded Monthly	FDIC Insured	Start Saving »
2 years	2.66%	2.70%	$0	Compounded Monthly	FDIC Insured	Start Saving »

American Express National Bank

Start Saving

5 years Term
$1 Min. to earn APY

3.10%APY Annual Percentage Yield

Rates as of 12/13/2018
FDIC Insured

Advertiser Comments

Guaranteed Returns
Competitive Rates
FDIC Insured

See more rates

Term	Rate	APY Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	3.05%	3.10%	$1	Compounded Daily	FDIC Insured	Start Saving »
1.5 years	2.57%	2.60%	$1	Compounded Daily	FDIC Insured	Start Saving »
2 years	2.66%	2.70%	$1	Compounded Daily	FDIC Insured	Start Saving »

Northpointe Bank

5 year Term

Min. to earn APY $1,000

3.60% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month CD

Type: CD

Learn More

KS StateBank

5 year Term

Min. to earn APY $500

3.51% APY

Rates as of 2018-12-12

Advertiser Comments

5 Year CD

Type: CD

Learn More

Popular Direct

5 year Term

Min. to earn APY $10,000

3.50% APY

Rates as of 2018-12-10

Type: CD

Learn More

Pentagon Federal Credit Union

5 year Term

Min. to earn APY $1,000

3.50% APY

Rates as of 2018-12-05

Advertiser Comments

Money Market Certificates - membership is open to U.S. military

Type: CD

Learn More

Connexus Credit Union

5 year Term

Min. to earn APY $5,000

3.50% APY

Rates as of 2018-12-12

Advertiser Comments

Share Certificate 60 Months - Membership is available nationwide - Credit union located in Wisconsin See more

Type: CD

Learn More

First Internet Bank

5 year Term

Min. to earn APY $1,000

3.35% APY

Rates as of 2018-12-07

Advertiser Comments

60 month CD

Type: CD

Learn More

Beneficial Bank

5 year Term

Min. to earn APY $500

3.30% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD

Type: CD

Learn More

Raymond James Bank

5 year Term

Min. to earn APY $5,000

3.30% APY

Rates as of 2018-11-09

Advertiser Comments

60 month CD

Type: CD

Learn More

State Bank of India

5 year Term

Min. to earn APY $5,000

3.29% APY

Rates as of 2018-11-23

Advertiser Comments

Certificate of Deposit Accounts, New York Branch - for CD 5 years and above

Type: CD

Learn More

Presidential Bank

5 year Term

Min. to earn APY $1,000

3.25% APY

Rates as of 2018-11-22

Advertiser Comments

Internet CD - Nationwide - Open online or mail-in

Type: CD

Learn More

Colorado Federal Savings Bank

5 year Term

Min. to earn APY $5,000

3.25% APY

Rates as of 2018-12-12

Advertiser Comments

Online CD

Type: CD

Learn More

Alaska USA Federal Credit Union

5 year Term

Min. to earn APY $500

3.25% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD

Type: CD

Learn More

Transportation Alliance Bank

5 year Term

Min. to earn APY $1,000

3.20% APY

Rates as of 2018-11-25

Advertiser Comments

60 month CD

Type: CD

Learn More

FirstBank Puerto Rico

5 year Term

Min. to earn APY $1,000

3.20% APY

Rates as of 2018-12-08

Advertiser Comments

60 month CD

Type: CD

Learn More

Union Bank and Trust Company

5 year Term

Min. to earn APY $1,000

3.19% APY

Rates as of 2018-11-25

Advertiser Comments

60 Month CD

Type: CD

Learn More

Vio Bank

5 year Term

Min. to earn APY $500

3.15% APY

Rates as of 2018-11-25

Advertiser Comments

60 Month High Yield Online CD

Type: CD

Learn More

Citizens Access

5 year Term

Min. to earn APY $5,000

3.15% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month Online CD

Type: CD

Learn More

Sallie Mae Bank

5 year Term

Min. to earn APY $2,500

3.10% APY

Rates as of 2018-11-23

Advertiser Comments

60 Month - Nationwide - Apply online

Type: CD

Learn More

Ally Bank

5 year Term

Min. to earn APY $0

3.10% APY

Rates as of 2018-12-12

Advertiser Comments

High-Yield CD - Tier $5,000 - $24,999.99 - Apply online - Rate collected within: CA

Type: CD

Learn More

State Farm Bank (Rate in NY)

5 year Term

Min. to earn APY $500

3.10% APY

Rates as of 2018-11-26

Advertiser Comments

60 Month CD - Less than $100,000 - Rate collected within: 10025 (NY)

Type: CD

Learn More

Popular Community Bank

5 year Term

Min. to earn APY $1,000

3.10% APY

Rates as of 2018-12-10

Advertiser Comments

60 Month CD - Rate offer not valid for accounts opened with funds coming from See morean existing Popular Account. - Rates collected within: New York

Type: CD

Learn More

Virtual Bank

5 year Term

Min. to earn APY $10,000

3.05% APY

Rates as of 2018-11-25

Advertiser Comments

eCD rates for online account only

Type: CD

Learn More

Alliant Credit Union

5 year Term

Min. to earn APY $1,000

3.05% APY

Rates as of 2018-12-12

Advertiser Comments

Share 60 Month Regular CD - Tier up to $24,999.99 - must be a member See more- Credit union located in IL, CA, CO

Type: CD

Learn More

National Bank of Kansas City

5 year Term

Min. to earn APY $1,000

3.04% APY

Rates as of 2018-12-12

Advertiser Comments

Personal CD 60 Month - $1,000 to open

Type: CD

Learn More

Wings Financial Credit Union

5 year Term

Min. to earn APY $500

3.03% APY

Rates as of 2018-12-12

Advertiser Comments

CD Tier $500 - $9,999.99 - Membership is limited to employees of the air transportation See moreindustry, as well as those who live or work in select counties of the Minneapolis/St. Paul, MN, metro area

Type: CD

Learn More

Citizens State Bank (csbtx.com)

5 year Term

Min. to earn APY $1,000

3.03% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month CD - Located in Texas

Type: CD

Learn More

Discover Bank

5 year Term

Min. to earn APY $2,500

3.00% APY

Rates as of 2018-12-04

Type: CD

Learn More

Busey

5 year Term

Min. to earn APY $1,000

3.00% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month CD - Rates may vary by location - limited to local market area See more- Rate collected within: Champaign and Ford counties (IL)

Type: CD

Learn More

Bank of Oklahoma

5 year Term

Min. to earn APY $1,000

3.00% APY

Rates as of 2018-12-12

Advertiser Comments

5 Year CD - Less than $100,000

Type: CD

Learn More

Cashmere Valley Bank

5 year Term

Min. to earn APY $100

3.00% APY

Rates as of 2018-12-12

Advertiser Comments

5-7 yr. CD Term-Account must be opened at a branch - rates are for existing See morecustomers - Limited to Washington market area

Type: CD

Learn More

Third Federal Savings and Loan

5 year Term

Min. to earn APY $500

3.00% APY

Rates as of 2018-11-25

Advertiser Comments

60 Month Standard Rate CD - Apply online - Rate collected within: Adams County, Ohio

Type: CD

Learn More

Westbury Bank

5 year Term

Min. to earn APY $500

3.00% APY

Rates as of 2018-12-12

Advertiser Comments

5 Year CD

Type: CD

Learn More

Old Line Bank

5 year Term

Min. to earn APY $500

2.95% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD

Type: CD

Learn More

Security Service Federal Credit Union

5 year Term

Min. to earn APY $500

2.90% APY

Rates as of 2018-11-23

Advertiser Comments

must be a member and reside in Texas, Colorado or Utah - apply online - See moreRate collected within: 78203 (TX)

Type: CD

Learn More

First Republic Bank

5 year Term

Min. to earn APY $10,000

2.90% APY

Rates as of 2018-11-28

Advertiser Comments

5 Year CD - Rates collected within: Northern California

Type: CD

Learn More

BankPurely

5 year Term

Min. to earn APY $1,000

2.87% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month PurelyCD - One tree will be planted for every BankPurely account opened

Type: CD

Learn More

First Southern State Bank

5 year Term

Min. to earn APY $500

2.83% APY

Rates as of 2018-12-08

Advertiser Comments

60 month CD

Type: CD

Learn More

Bank Gloucester

5 year Term

Min. to earn APY $500

2.82% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD - must open account in person

Type: CD

Learn More

Apple Bank for Savings

5 year Term

Min. to earn APY $1,000

2.80% APY

Rates as of 2018-12-12

Advertiser Comments

5 Year CD

Type: CD

Learn More

Dollar Savings Direct

5 year Term

Min. to earn APY $1,000

2.80% APY

Rates as of 2018-12-05

Advertiser Comments

60 month CD

Type: CD

Learn More

Cornhusker Bank

5 year Term

Min. to earn APY $1,000

2.78% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD

Type: CD

Learn More

Solutions North Bank

5 year Term

Min. to earn APY $1,000

2.77% APY

Rates as of 2018-11-23

Advertiser Comments

60 Month Consumer CD

Type: CD

Learn More

Central Bank Illinois

5 year Term

Min. to earn APY $1,000

2.77% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month CD - Tier $10,000 and above - Rates collected in Princeton region

Type: CD

Learn More

Brunswick State Bank

5 year Term

Min. to earn APY $1,000

2.75% APY

Rates as of 2018-12-12

Advertiser Comments

60 Month CD - Limited to local Nebraska market area

Type: CD

Learn More

Wildfire Credit Union

5 year Term

Min. to earn APY $500

2.75% APY

Rates as of 2018-12-12

Advertiser Comments

60 month CD - For balances of $100,000 or more contact credit union for See morerates

Type: CD

Learn More

Middlesex Savings Bank

5 year Term

Min. to earn APY $250

2.75% APY

Rates as of 2018-12-12

Advertiser Comments

60 - 71 Month CD

Type: CD

Learn More

Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author's alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. To learn more about our approach to content and product assessments, visit our About Us page to see our Editorial Policy and Product Assessment Methodology. UGC Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.