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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

CD Rates as of August 7, 2020

Term
Amount

5 years Term
$500 Min. to earn APY

1.05%APY* Annual Percentage Yield

Rates as of 8/7/2020
FDIC Insured

Advertiser Comments

  • Low $500 minimum deposit
  • Terms from 6 months to 6 years
  • Choose your monthly interest disbursement
 

See more rates

Chase (Rate in NY)
5 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-08-05
Advertiser Comments
48-83 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY)

Type: CD

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Bank of America (Rate in NY)
5 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-08-05
Advertiser Comments
Standard Term 60 Month CD - Tier $10,000 - $99,999 - Rate collected within: 10025 See more(NY)

Type: CD

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Fifth Third Bank
5 year Term
Min. to earn APY $500
0.05% APY*
Rates as of 2020-08-05
Advertiser Comments
60 - 84 Month Standard CD - Tier $10,000-$24,999 - Rate collected within: 60625 (IL)

Type: CD

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PNC Bank (Rate in NY)
5 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month Fixed Rate CD Only - Tier $1,000 - $24,999.99 - Rate collected within: See more10017 (NY)

Type: CD

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Union Bank
5 year Term
Min. to earn APY $350
0.20% APY*
Rates as of 2020-08-01
Advertiser Comments
60 Month CD - Tier $10,000-$24,999.99 - Rate collected within: CA

Type: CD

Learn More
Citibank
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD - Tier $10,000-$24,999.99 - Online account only - Rate collected within: 10025 See more(NY)

Type: CD

Learn More
US Bank (Rate in CA)
5 year Term
Min. to earn APY $500
0.35% APY*
Rates as of 2020-08-01
Advertiser Comments
60 Month CD - Rates collected within: 94115 (CA)

Type: CD

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USAA Bank
5 year Term
Min. to earn APY $1,000
0.45% APY*
Rates as of 2020-08-01
Advertiser Comments
Fixed Rate Standard CD - Tier $1,000 - $94,999.99 - USAA Bank is a member See morebased bank providing services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details

Type: CD

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TD Bank (Rate in NY)
5 year Term
Min. to earn APY $250
0.64% APY*
Rates as of 2020-07-31
Advertiser Comments
TD Step-Rate CD - 5 Year - Guaranteed interest rates increase every year - Optional, See morepenalty-free withdrawal each anniversary - Rate collected within: New York City, NY

Type: CD

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BB&T
5 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Personal CD - APY for tier $10,000-$49,999

Type: CD

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Associated Bank
5 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Regular CD - Standard Rate - Tier $10,000 - Rate collected within IL See more(60625)

Type: CD

Learn More
Bank of America (Rate in IL)
5 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-08-05
Advertiser Comments
Standard Term 60 Month CD - Tier $10,000 - $99,999 - Rate collected within: 60625 See more(IL)

Type: CD

Learn More
Bank of America (Rate in CA)
5 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-08-05
Advertiser Comments
Standard Term 60 Month CD - Tier $10,000 - $99,999 - Rate collected within: 94115 See moreCA)

Type: CD

Learn More
Charles Schwab Bank
5 year Term
Min. to earn APY $0
0.03% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - APY for balances $10,000 - $19,999.99

Type: CD

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Amegy Bank of Texas
5 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-08-05
Advertiser Comments
Personal CD - 60 Months - Tier $1,000 - $99,999 - Rate collected within: TX

Type: CD

Learn More
Busey Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - Rates may vary by location - limited to local market area See more- Rate collected within: Champaign and Ford counties, 61822 (IL)

Type: CD

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Genesee Regional Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD

Type: CD

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Eastern Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Personal Account CD

Type: CD

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Columbia Bank
5 year Term
Min. to earn APY $500
0.16% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD

Type: CD

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Watertown Savings Bank (watertownsavings.com)
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-31
Advertiser Comments
Regular CD - Located in MA

Type: CD

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HomeStreet Bank
5 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD - Tier $10,000-$24,999.99

Type: CD

Learn More
Comerica Bank (Rate in CA)
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year Fixed Rate CD (non-relationship) - APY for all balances - Rate collected See morewithin: 94115 (CA)

Type: CD

Learn More
Trustco Bank
5 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-08-01
Advertiser Comments
5 Year CD - Rates collected within: New York and New Jersey (10025)

Type: CD

Learn More
First National Bank of Omaha
5 year Term
Min. to earn APY $500
0.21% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Base CD - Higher rates are available for checking customers - Rate collected See morewithin: 68103 Omaha, NE

Type: CD

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BankDirect
5 year Term
Min. to earn APY $10,000
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD

Type: CD

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Texas Capital Bank
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-31
Advertiser Comments
60 month CD

Type: CD

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First Horizon Bank
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
Regular 60 Month CD - Open online

Type: CD

Learn More
Bank of Oklahoma
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD - Less than $100,000

Type: CD

Learn More
Commercial Bank and Trust of Pennsylvania
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
60-83 Month CD

Type: CD

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Howard Bank
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD

Type: CD

Learn More
Central Pacific Bank
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
5-8 Year CD - APY for balances of $500 - $99,999.99

Type: CD

Learn More
State Farm Bank (Rate in NY)
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month CD - Tier $500 - $99,999.99 - Rate collected within: 10025 (NY)

Type: CD

Learn More
The Huntington National Bank (Rate in OH)
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month Fixed Rate CD - Tier $10,000-$49,999.99 - Rate collected within: 43215 (OH)

Type: CD

Learn More
Bank of Blue Valley
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-08-05
Advertiser Comments
60-71 month CD

Type: CD

Learn More
Chemical Bank
5 year Term
Min. to earn APY $100
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Raise-Your-Rate - option available once during the initial term.

Type: CD

Learn More
Peoples Bank (peoplesbank-wa.com)
5 year Term
Min. to earn APY $500
0.30% APY*
Rates as of 2020-08-06
Advertiser Comments
60 month CD - Tier $10,000-$24,999.99 - Rate collected within: 98225 Whatcom County, WA

Type: CD

Learn More
Heritage Bank (heritagebanknw.com)
5 year Term
Min. to earn APY $2,500
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
Fixed Rate CD - Rate collected within: King County (North), WA

Type: CD

Learn More
Fulton Bank
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Regular CD - Rates vary by geographic location - Rate collected within 17602 See more(PA)

Type: CD

Learn More
WSFS Bank
5 year Term
Min. to earn APY $2,500
0.30% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month Fixed Rate CD - Rate in PA

Type: CD

Learn More
Nevada State Bank
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2020-08-06
Advertiser Comments
5 Year CD

Type: CD

Learn More
Bremer Bank
5 year Term
Min. to earn APY $500
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
60-120 Month CD - APY for Tier $10,000 - $24,999.99 - Apply by phone or See moreat a branch

Type: CD

Learn More
American Savings Bank
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
60-up to 84 months - Apply online

Type: CD

Learn More
Commerce Bank (Rate in IL)
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD - APY for balances $1,000 and above - Rate collected witihin: 60625 See more(IL)

Type: CD

Learn More
TCF Bank (Rate in MN)
5 year Term
Min. to earn APY $500
0.30% APY*
Rates as of 2020-07-31
Advertiser Comments
60-120 Month Standard CD

Type: CD

Learn More
First Midwest Bank
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD Tier $1,000 - $24,999.99

Type: CD

Learn More
Northwest Bank
5 year Term
Min. to earn APY $500
0.32% APY*
Rates as of 2020-08-06
Advertiser Comments
60-71 Month CD

Type: CD

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People's United Bank
5 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2020-08-06
Advertiser Comments
5 Year Plus CD - Requires a consumer checking account - Rate collected within: NY See more10025

Type: CD

Learn More
Bank of Hawaii
5 year Term
Min. to earn APY $2,500
0.35% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Time Deposit Account - Rate available for residents of Hawaii and American Samoa

Type: CD

Learn More
US Bank (Rate in IL)
5 year Term
Min. to earn APY $500
0.35% APY*
Rates as of 2020-08-01
Advertiser Comments
60 Month CD - Rates collected within: 60625 (IL)

Type: CD

Learn More
Provident Bank (myprovident.com)
5 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2020-07-31
Advertiser Comments
Tier $10,000-$24,999 - Located in CA

Type: CD

Learn More
Axos Bank
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - APY for balances $1,000 and over

Type: CD

Learn More
Flagstar Bank
5 year Term
Min. to earn APY $500
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
60 - 71 Month CD - Apply online - Rate collected within: 49201 (MI)

Type: CD

Learn More
FirstBank
5 year Term
Min. to earn APY $500
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
Time Deposit Account - Interest rate is fixed of the term for the account - See moreRate collected within CO

Type: CD

Learn More
Middlesex Savings Bank
5 year Term
Min. to earn APY $250
0.40% APY*
Rates as of 2020-08-06
Advertiser Comments
60-71 month CD

Type: CD

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Coleman County State Bank
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
Rate effective for balances $1,000 - $99,999.99 - see website for other tiered rates

Type: CD

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First Commonwealth Bank
5 year Term
Min. to earn APY $500
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - Rate collected within: 19101 Philadelphia PA market area

Type: CD

Learn More
Atlantic Union Bank
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD (non-relationship CD)

Type: CD

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The First
5 year Term
Min. to earn APY $500
0.40% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month CD

Type: CD

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The Farmers National Bank of Canfield
5 year Term
Min. to earn APY $500
0.40% APY*
Rates as of 2020-07-31
Advertiser Comments
60-120 Month CD

Type: CD

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Bank of the West
5 year Term
Min. to earn APY $2,500
0.40% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Premium MM CD - Rate collected within: CA

Type: CD

Learn More
Beal Bank
5 year Term
Min. to earn APY $1,000
0.41% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD - Rates may vary among geographic locations

Type: CD

Learn More
Beal Bank, USA
5 year Term
Min. to earn APY $1,000
0.41% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD - Rates may vary among geographic locations - Beal Bank USA products See moreare not currently available to potential depositors in Texas and Ohio, however, Beal Bank products are - Rate collected within: 94104 (CA)

Type: CD

Learn More
Blue Foundry Bank
5 year Term
Min. to earn APY $1,000
0.45% APY*
Rates as of 2020-07-29
Advertiser Comments
Apply at a branch

Type: CD

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Raymond James Bank
5 year Term
Min. to earn APY $1,000
0.45% APY*
Rates as of 2020-07-31
Advertiser Comments
60 month CD

Type: CD

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Sandy Spring Bank
5 year Term
Min. to earn APY $1,000
0.45% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month CD

Type: CD

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Bank of Hope
5 year Term
Min. to earn APY $1,000
0.45% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - Tier $1,000-$49,999

Type: CD

Learn More
Blue Ridge Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month and Longer CD - Virginia market area

Type: CD

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Radius Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-07-31

Type: CD

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First Financial Northwest Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD - Tier $5,000-$24,999.99

Type: CD

Learn More
Gulf Coast Bank and Trust Company
5 year Term
Min. to earn APY $2,000
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
Direct Online CD- 60 Months

Type: CD

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Rockland Trust
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-07-31

Type: CD

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National Bank of Arizona
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-08-06
Advertiser Comments
5 year Personal CD

Type: CD

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Giantbank
5 year Term
Min. to earn APY $2,500
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD

Type: CD

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Dollar Bank Federal Savings Bank
5 year Term
Min. to earn APY $2,500
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month Traditional Term CD

Type: CD

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Valley National Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-08-01
Advertiser Comments
60 Month CD

Type: CD

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Salem Five Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month Regular CD

Type: CD

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Regions Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month CD - Relationship Rate - Requires a Regions Bank checking account - Collected See morewithin: 63102 (MO)

Type: CD

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Standing Stone National Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-07-31

Type: CD

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FNCB Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - Apply online

Type: CD

Learn More
PurePoint Financial
5 year Term
Min. to earn APY $10,000
0.50% APY*
Rates as of 2020-07-31
Advertiser Comments
60 Month Online CD

Type: CD

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Investors Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD

Type: CD

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Independent Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD

Type: CD

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The National Bank of Blacksburg
5 year Term
Min. to earn APY $500
0.52% APY*
Rates as of 2020-07-31
Advertiser Comments
60 month CD

Type: CD

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WebBank
5 year Term
Min. to earn APY $2,500
0.55% APY*
Rates as of 2020-07-31
Advertiser Comments
5 Year Time Deposit

Type: CD

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Main Bank
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2020-08-06
Advertiser Comments
60 month CD

Type: CD

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Citizens and Northern Bank
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2020-08-05
Advertiser Comments
CD Tier - $10,000 - $24,999.99 - Rate collected within: PA 18901

Type: CD

Learn More
First Republic Bank
5 year Term
Min. to earn APY $10,000
0.55% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD - Rates collected within: Northern California

Type: CD

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Zions Bank
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2020-07-31
Advertiser Comments
Regular CD - Rate collected within: UT

Type: CD

Learn More
Farmers and Merchants Bank of Long Beach
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD

Type: CD

Learn More
First Federal Savings and Loan Association of Lakewood
5 year Term
Min. to earn APY $500
0.55% APY*
Rates as of 2020-08-05
Advertiser Comments
Long Term CD Accounts

Type: CD

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Armed Forces Bank
5 year Term
Min. to earn APY $500
0.60% APY*
Rates as of 2020-08-05
Advertiser Comments
60 month CD

Type: CD

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Chemung Canal Trust Company
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month - Limited to local New York market area

Type: CD

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1st Source Bank
5 year Term
Min. to earn APY $500
0.60% APY*
Rates as of 2020-08-05
Advertiser Comments
Online CDs

Type: CD

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City National Bank
5 year Term
Min. to earn APY $2,500
0.60% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD

Type: CD

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WaterStone Bank SSB
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2020-07-31
Advertiser Comments
5 Year Fixed Rate CD

Type: CD

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Inland Bank and Trust
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2020-08-05
Advertiser Comments
60 Month CD - Tier $10,000 and above

Type: CD

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Vio Bank
5 year Term
Min. to earn APY $500
0.60% APY*
Rates as of 2020-08-01
Advertiser Comments
60 Month High Yield Online CD

Type: CD

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Poplar Grove State Bank
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2020-07-31
Advertiser Comments
60 month CD

Type: CD

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Northpointe Bank
5 year Term
Min. to earn APY $1,000
0.65% APY*
Rates as of 2020-08-06
Advertiser Comments
60 Month CD

Type: CD

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Hingham Institution for Savings
5 year Term
Min. to earn APY $5,000
0.65% APY*
Rates as of 2020-08-05
Advertiser Comments
5 Year CD

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.