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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

CD Rates as of June 15, 2021

Account Type
CD MMA Savings + MMA

Term
1 month 2 months 3 months 6 months 9 months 1 year 1.5 years 2 years 2.5 years 3 years 4 years 5 years 7 years

Amount
< $5,000 $5,000 to $9,999 $10,000 to $14,999 $15,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000+ (Jumbo) < $5,000 $5,000 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000+ (Jumbo)

Sponsored

Marcus by Goldman Sachs

Start Saving

5 years Term
$500 Min. to earn APY

0.60%APY* Annual Percentage Yield

Rates as of 6/15/2021
FDIC Insured

Advertiser Comments

• $500 minimum deposit 
• 24/7 online account access
• APY = Annual Percentage Yield

 

See more rates

Term	Rate	APY* Annual Percentage Yield	Min. to earn APY	Compounding method	Insurance
5 years	0.60%	0.60%	$500	Compounded Daily	FDIC Insured	Start Saving »
1 year	0.55%	0.55%	$500	Compounded Daily	FDIC Insured	Start Saving »
1.5 years	0.70%	0.70%	$500	Compounded Daily	FDIC Insured	Start Saving »

Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.* APY (Annual Percentage Yield). Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author's alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. To learn more about our approach to content and product assessments, visit our About Us page to see our Editorial Policy and Product Assessment Methodology. UGC Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.