CD Rates
If you’re looking for more interest than most savings accounts can provide and you don’t expect toneed your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you
lock up your funds for a specified period in exchange for a higher yield. You can access your funds
once your account reaches its maturity date, but withdrawals before that point will likely trigger a
penalty of several months in interest or more.
CD Rates as of
Other Certificate of Deposit Options
Fifth Third Bank
5 year Term
Min. to earn APY $500
0.01% APY*
Rates as of 2025-07-31
Advertiser Comments
60 - 84 Month Standard CD - Tier $10,000-$24,999 - Rate collected within: 60625 (IL)
Type: CD
Chase
5 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2025-08-08
Advertiser Comments
48-83 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY)
Type: CD
PNC Bank
5 year Term
Min. to earn APY $1,000
0.02% APY*
Rates as of 2025-08-02
Advertiser Comments
Fixed Rate CD - 60 Month CD - Tier $1,000 - $24,999.99 - Rate collected See morewithin: 10025 (New York, NY)
Type: CD
USAA Bank
5 year Term
Min. to earn APY $1,000
1.25% APY*
Rates as of 2025-08-03
Advertiser Comments
Fixed Rate Standard CD - Tier $1,000 - $94,999.99 - USAA Bank is a member See morebased bank providing services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details
Type: CD
Bank of America
5 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2025-08-07
Advertiser Comments
Standard Term 60 Month CD - Tier $10,000 - $99,999 - Rate collected within: 10025 See more(NY)
Type: CD
Busey Bank
5 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month CD - Rates may vary by location - limited to local market area See more- Rate collected within: Champaign and Ford counties, 61822 (IL)
Type: CD
Bank of Hawaii
5 year Term
Min. to earn APY $2,500
0.08% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month Time Deposit Account - Rate available for residents of Hawaii and American Samoa
Type: CD
First Horizon Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2025-07-31
Advertiser Comments
Regular 60 Month CD - Open online
Type: CD
Umpqua Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2025-08-03
Advertiser Comments
5 Year CD - Rate collected within: AZ
Type: CD
Associated Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month Regular CD - Standard Rate - Tier $10,000 - Rate collected within IL See more(60625)
Type: CD
Central Pacific Bank
5 year Term
Min. to earn APY $500
0.13% APY*
Rates as of 2025-08-08
Advertiser Comments
5-8 Year CD - APY for balances of $500 - $99,999.99
Type: CD
Eastern Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2025-07-31
Advertiser Comments
60 Month Personal Account CD
Type: CD
First Citizens Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2025-07-31
Advertiser Comments
5 Year CD
Type: CD
Comerica Bank
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2025-08-08
Advertiser Comments
5 year Fixed Rate CD (non-relationship) - APY for all balances - Rate collected in: See more94115 (CA)
Type: CD
HomeStreet Bank
5 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2025-08-01
Advertiser Comments
5 Year CD - Tier $10,000-$24,999.99
Type: CD
Watertown Savings Bank (watertownsavings.com)
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2025-08-03
Advertiser Comments
Regular CD - Located in MA
Type: CD
WebBank
5 year Term
Min. to earn APY $2,500
0.25% APY*
Rates as of 2025-08-03
Advertiser Comments
5 Year Time Deposit
Type: CD
Commercial Bank and Trust of Pennsylvania
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2025-08-08
Advertiser Comments
60-83 Month CD
Type: CD
U.S. Bank
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Standard CD - Rate collected within: CA 94115
Type: CD
Farmers and Merchants Bank of Long Beach
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2025-07-31
Advertiser Comments
Market Rate 60 Month CD
Type: CD
Washington Federal
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month CD - Tier $1,000-$89,999 - Account must be opened in branch
Type: CD
National Bank of Arizona
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2025-08-01
Advertiser Comments
5 year Personal CD
Type: CD
North Shore Bank
5 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2025-08-01
Advertiser Comments
Standard 5 Year CD
Type: CD
PeoplesBank (bankatpeoples.com)
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2025-08-02
Advertiser Comments
60 month CD
Type: CD
Heritage Bank (heritagebanknw.com)
5 year Term
Min. to earn APY $2,500
0.40% APY*
Rates as of 2025-08-01
Advertiser Comments
Fixed Rate CD - Rate collected within: King County (North), WA
Type: CD
1st Bank of Sea Isle City
5 year Term
Min. to earn APY $500
0.42% APY*
Rates as of 2025-08-07
Advertiser Comments
60 month CD
Type: CD
Salem Five Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Regular CD
Type: CD
CIT Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2025-08-08
Advertiser Comments
5 Year CD
Type: CD
The Huntington National Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Fixed Rate CD - Tier $10,000-$49,999.99 - Rate collected within: 43215 (OH)
Type: CD
Windsor Federal Savings and Loan Association
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
Greenville National Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2025-07-28
Advertiser Comments
5 Year CD
Type: CD
Citizens Savings Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2025-08-08
Advertiser Comments
60 month CD
Type: CD
First County Bank
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2025-07-31
Advertiser Comments
60 month CD
Type: CD
Americas Credit Union
5 year Term
Min. to earn APY $500
0.55% APY*
Rates as of 2025-08-07
Advertiser Comments
48 Month and Longer Standard CD Share Certificate
Type: CD
Chemung Canal Trust Company
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-08
Advertiser Comments
60 Month - Limited to local New York market area
Type: CD
Bank of Blue Valley
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-07
Advertiser Comments
60-83 Month CD
Type: CD
California Bank and Trust
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month Personal CD - Tier $!,000 - $99,999.99
Type: CD
CoreFirst Bank and Trust
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-08
Advertiser Comments
60 month CD
Type: CD
Wells River Savings
5 year Term
Min. to earn APY $200
0.60% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
American Savings Bank
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-07
Advertiser Comments
60-up to 84 months - Apply online
Type: CD
Main Street Bank
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2025-08-01
Advertiser Comments
60 month CD
Type: CD
1st Source Bank
5 year Term
Min. to earn APY $500
0.65% APY*
Rates as of 2025-08-07
Advertiser Comments
60 month CD
Type: CD
Warsaw Federal Savings and Loan
5 year Term
Min. to earn APY $500
0.65% APY*
Rates as of 2025-08-03
Advertiser Comments
5 Year CD
Type: CD
BankFive
5 year Term
Min. to earn APY $500
0.65% APY*
Rates as of 2025-08-07
Advertiser Comments
none
Type: CD
Finex Credit Union
5 year Term
Min. to earn APY $1,000
0.70% APY*
Rates as of 2025-07-31
Advertiser Comments
60 Month CD - General Membership
Type: CD
First Commonwealth Bank
5 year Term
Min. to earn APY $500
0.75% APY*
Rates as of 2025-07-31
Advertiser Comments
60 Month CD - Rate collected within: 19101 Philadelphia PA market area
Type: CD
WSFS Bank
5 year Term
Min. to earn APY $2,500
0.75% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Fixed Rate CD - Rate in PA
Type: CD
IncredibleBank
5 year Term
Min. to earn APY $1,000
0.75% APY*
Rates as of 2025-08-01
Advertiser Comments
60 month CD
Type: CD
Washington Savings Bank
5 year Term
Min. to earn APY $500
0.75% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Certificate
Type: CD
Carthage Savings and Loan Association
5 year Term
Min. to earn APY $500
0.97% APY*
Rates as of 2025-08-07
Advertiser Comments
60 month CD
Type: CD
Institution for Savings
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2025-08-01
Advertiser Comments
Term Deposit 60 Month CD
Type: CD
BMO Harris Bank
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2025-08-07
Advertiser Comments
Standard 60 Month CD - Tier $5,000 - $99,999.99 - Rate collected within: 60625 (IL)
Type: CD
North Country Savings Bank
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2025-08-01
Advertiser Comments
Sixty Month CD
Type: CD
Bank of Botetourt
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2025-08-07
Advertiser Comments
Certificate of Deposit 5 Year
Type: CD
Peoples Security Bank and Trust
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2025-08-02
Advertiser Comments
60 month CD
Type: CD
Country Bank
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2025-08-08
Advertiser Comments
none
Type: CD
Fulton Bank
5 year Term
Min. to earn APY $1,000
1.01% APY*
Rates as of 2025-07-31
Advertiser Comments
60 Month Regular CD - Rates vary by geographic location - Rate collected within 17602 See more(PA)
Type: CD
Commonwealth Community Bank
5 year Term
Min. to earn APY $500
1.01% APY*
Rates as of 2025-08-08
Advertiser Comments
60-83 Month CD
Type: CD
Watertown Savings Bank (wsbny.com)
5 year Term
Min. to earn APY $500
1.02% APY*
Rates as of 2025-08-03
Advertiser Comments
Limited to Jefferson County NY
Type: CD
Bellevue State Bank
5 year Term
Min. to earn APY $5,000
1.10% APY*
Rates as of 2025-08-07
Advertiser Comments
none
Type: CD
North American Savings Bank
5 year Term
Min. to earn APY $1,000
1.11% APY*
Rates as of 2025-08-01
Advertiser Comments
Base Interest Rates - 60-120 Month CD - Higher interest rates are available with relationship See morechecking - Rates collected within: 64030 (MO)
Type: CD
Heritage Bank (heritagebankna.com)
5 year Term
Min. to earn APY $2,000
1.20% APY*
Rates as of 2025-08-01
Advertiser Comments
Triple Option CD - Tier $2,000 - $24,999.99
Type: CD
Byline Bank
5 year Term
Min. to earn APY $500
1.25% APY*
Rates as of 2025-08-07
Advertiser Comments
none
Type: CD
MidwestOne Bank
5 year Term
Min. to earn APY $1,000
1.25% APY*
Rates as of 2025-08-01
Advertiser Comments
60 Month CD - Tier $10,000-$24,999.99 - Rate collected within Iowa/Southwest Wisconsin
Type: CD
Citizens Trust Bank
5 year Term
Min. to earn APY $500
1.25% APY*
Rates as of 2025-08-08
Advertiser Comments
60 Month CD - New customers must open in branch
Type: CD
Security Bank of Kansas City
5 year Term
Min. to earn APY $500
1.26% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
Susquehanna Community Bank
5 year Term
Min. to earn APY $500
1.30% APY*
Rates as of 2025-08-03
Advertiser Comments
none
Type: CD
Rollstone Bank and Trust
5 year Term
Min. to earn APY $500
1.30% APY*
Rates as of 2025-08-02
Advertiser Comments
none
Type: CD
Chesapeake Bank
5 year Term
Min. to earn APY $1,000
1.30% APY*
Rates as of 2025-08-08
Advertiser Comments
5 Year CD
Type: CD
City National Bank
5 year Term
Min. to earn APY $2,500
1.31% APY*
Rates as of 2025-08-08
Advertiser Comments
48 to 59 Months
Type: CD
Sterling Bank and Trust
5 year Term
Min. to earn APY $500
1.40% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month CD - Rate collected within: Northern California
Type: CD
Liberty Bank (liberty-bank.com)
5 year Term
Min. to earn APY $500
1.45% APY*
Rates as of 2025-08-01
Advertiser Comments
5-Year CD
Type: CD
Trustco Bank
5 year Term
Min. to earn APY $500
1.50% APY*
Rates as of 2025-08-03
Advertiser Comments
5 Year CD - Rate collected within: 10025 (NY)
Type: CD
Consumers Credit Union
5 year Term
Min. to earn APY $250
1.50% APY*
Rates as of 2025-08-08
Advertiser Comments
none
Type: CD
Bank of Oklahoma
5 year Term
Min. to earn APY $1,000
1.50% APY*
Rates as of 2025-07-30
Advertiser Comments
5 Year CD - Less than $100,000
Type: CD
Blue Ridge Bank
5 year Term
Min. to earn APY $1,000
1.50% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month and Longer CD - Virginia market area
Type: CD
Atlantic Union Bank
5 year Term
Min. to earn APY $1,000
1.51% APY*
Rates as of 2025-08-07
Advertiser Comments
5 Year CD (non-relationship CD)
Type: CD
First National Bank Texas
5 year Term
Min. to earn APY $500
1.66% APY*
Rates as of 2025-07-31
Advertiser Comments
Fixed rate CD
Type: CD
Farmers and Merchants National Bank
5 year Term
Min. to earn APY $1,000
1.70% APY*
Rates as of 2025-07-31
Advertiser Comments
60 month CD
Type: CD
Cashmere Valley Bank
5 year Term
Min. to earn APY $100
1.71% APY*
Rates as of 2025-08-07
Advertiser Comments
5-7 Year CD Term - Account must be opened at a branch - rates are See morefor existing customers - Limited to Washington market area
Type: CD
St Lawrence Federal Credit Union
5 year Term
Min. to earn APY $1,000
1.71% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month CD - Tier $0-$24,999.99
Type: CD
UnionState Bank
5 year Term
Min. to earn APY $500
1.75% APY*
Rates as of 2025-08-03
Advertiser Comments
Alabama and Florida market area only - open in branch
Type: CD
Rhinebeck Savings Bank
5 year Term
Min. to earn APY $2,000
1.89% APY*
Rates as of 2025-08-02
Advertiser Comments
5 Year CD - APY for balances $2,000 or above
Type: CD
Coastal Heritage Bank
5 year Term
Min. to earn APY $1,000
1.90% APY*
Rates as of 2025-08-08
Advertiser Comments
Regular CD - 60 months
Type: CD
Genesee Regional Bank
5 year Term
Min. to earn APY $500
2.00% APY*
Rates as of 2025-08-01
Advertiser Comments
60 Month Plus CD
Type: CD
Northrim Bank
5 year Term
Min. to earn APY $500
2.00% APY*
Rates as of 2025-08-02
Advertiser Comments
5 Year CD - Tier $500 - $24,999
Type: CD
Emigrant Direct
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-07-31
Advertiser Comments
60 to 120 Month Online CD
Type: CD
Cambridge Savings Bank
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-08-07
Advertiser Comments
5 Year CD
Type: CD
National Exchange Bank and Trust
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-08-01
Advertiser Comments
60 Month CD - Fixed Rate
Type: CD
Live Oak Bank
5 year Term
Min. to earn APY $2,500
2.00% APY*
Rates as of 2025-08-01
Advertiser Comments
5 Year Online CD
Type: CD
MySavingsDirect
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-08-01
Advertiser Comments
60-120 Month Online CD - For MySavingsDirect account holders only
Type: CD
Dollar Savings Direct
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-07-31
Advertiser Comments
60 month CD
Type: CD
Central Bank Illinois
5 year Term
Min. to earn APY $1,000
2.00% APY*
Rates as of 2025-08-07
Advertiser Comments
60 Month CD - Tier $10,000 and above - Rates collected in Princeton region
Type: CD
Intrust Bank
5 year Term
Min. to earn APY $500
2.00% APY*
Rates as of 2025-08-01
Advertiser Comments
60 Month Regular CD - Open online
Type: CD
The Farmers National Bank of Canfield
5 year Term
Min. to earn APY $500
2.00% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
VisionBank
5 year Term
Min. to earn APY $2,500
2.00% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD - Tier - $2,500 - $24,999
Type: CD
United Bank
5 year Term
Min. to earn APY $500
2.02% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
Pelican State Credit Union
5 year Term
Min. to earn APY $500
2.02% APY*
Rates as of 2025-08-02
Advertiser Comments
60 Month Share Certificate - APY for balances $500 - $9,999.99 - Jumbo Certificates also See moreavailable
Type: CD
The First Central National Bank
5 year Term
Min. to earn APY $1,000
2.02% APY*
Rates as of 2025-08-03
Advertiser Comments
60 month CD
Type: CD
Savers Bank
5 year Term
Min. to earn APY $500
2.05% APY*
Rates as of 2025-08-03
Advertiser Comments
60 Month Certificate
Type: CD
