Money Market Accounts
Money market accounts are similar in many ways to traditional savings accounts, though most banks reserve a higher yield for their money market option. The catch is often that you need a higher minimum balance to earn interest and avoid penalties with a money market account. But the higher yield isn’t the only possible perk with these vehicles: Some money market accounts also offer debit card and checking privileges.
Rates for Money Market Account as of
Other Savings and Money Market Account Options
Truist Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
Truist One Savings - APY for all balances
Type: Savings
USAA Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
USAA Savings - APY for all balances - USAA Bank is a member based bank See moreproviding services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details
Type: Savings
Chase
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-27
Advertiser Comments
Chase Savings - APY for all balances - A $4 monthly service fee applies for See moreaccount balances under $300 which are not a part of the Automatic Savings Program or held by a person under 18 years of age - Rate collected within: 10025 (NY)
Type: Savings
M and T Bank
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Starter Savings - APY for balances $1 and above - Available to those 18 or See moreyounger - Rate collected within: 10025 (NY)
Type: Savings
TD Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-10-01
Advertiser Comments
TD Simple Savings - APY for all balances - $5 monthly maintenance fee waived with See morea minimum daily balance of $300 - Rate collected within: New York City, NY
Type: Savings
Charles Schwab Bank
Term
Min. to earn APY $0
0.48% APY*
Rates as of 2023-09-27
Advertiser Comments
Schwab Bank Investor Savings - APY for all balances
Type: Savings
PNC Bank
Term
Min. to earn APY $1
1.00% APY*
Rates as of 2023-09-28
Advertiser Comments
Money Market - Standard Rate - $12 monthly service fee is waived with one of See morethe following: average monthly balance of $5,000, or account linked to a select PNC checking account
Type: MMA
Commerce Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
myRewards Savings - APY for balances $100 and over - Rate collected within: 60625 (IL)
Type: Savings
KeyBank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Key Active Saver - APY for all balances - Rate collected within: 10025 (NY)
Type: Savings
U.S. Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
Standard Savings - APY for all balances - $4 monthly fee waived with a $300 See moredaily balance or $1,000 average monthly collected balance, or if account holders age 17 and younger - Rate collected within: CA 94115
Type: Savings
Bank of America
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-27
Advertiser Comments
Advantage Savings - APY for all balances - Rate collected within: 10025 (NY)
Type: Savings
S and T Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-30
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
Umpqua Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
Grow Savings - $3 monthly fee waived with $200 minimum daily balance
Type: Savings
Eastern Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - No monthly service fee
Type: Savings
City National Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Personal Savings - APY for all balances - $5 monthly fee waived with $100 minimum See moredaily balance - Rate collected within CA
Type: Savings
Busey Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-27
Advertiser Comments
Everyday Savings - APY for all balances - Rates may vary by location - limited See moreto local market area - Rate collected within: Champaign and Ford counties, 61822 (IL)
Type: Savings
BMO Harris Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-27
Advertiser Comments
Savings Builder - APY for all balances - Rate collected within: 60625 (IL)
Type: Savings
Salem Five Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-09-30
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
The Huntington National Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
Premier Savings - APY for balances $0.01 and above - Rate collected within: 43215 (OH) See more
Type: Savings
WestField Bank FSB
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2023-10-01
Advertiser Comments
Simply Savings - APY for balances up to $499,999.99
Type: Savings
Comerica Bank
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances - $500 minimum balance required to avoid monthly See morefees. Rate collected within: 94115 (CA)
Type: Savings
Rockland Trust
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2023-09-30
Advertiser Comments
Free Savings - APY for balances $1 and over - Rate collected within: 02112 (MA)
Type: Savings
Americas Credit Union
Term
Min. to earn APY $25
0.01% APY*
Rates as of 2023-09-27
Advertiser Comments
Regular Share Savings - APY for balances $25 and above
Type: Savings
People Driven Credit Union
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Share Savings - APY for balances $100 and over
Type: Savings
Crossroads Bank (crossroadsbanking.com)
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - Tier $100-$999.99 - Located in Indiana
Type: Savings
Northwest Bank
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balances $100 and over - Rate collected within: Buffalo NY See more14208
Type: Savings
Tri City National Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
TS Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-10-01
Advertiser Comments
Savings - APY for all balances
Type: Savings
First Financial Northwest Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
National Bank of Arizona
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Savings - APY for all balances
Type: Savings
First National Bank of Omaha
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Basic Savings (no relationship account requied) - APY for balances $0 and above - See moreRate collected within: 68102 Omaha, NE
Type: Savings
Central Pacific Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-27
Advertiser Comments
Personal Savings - APY for all balances
Type: Savings
Fulton Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
First Hawaiian Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - APY for all balances
Type: Savings
American Savings Bank
Term
Min. to earn APY $100
0.02% APY*
Rates as of 2023-09-27
Advertiser Comments
Statement Savings - APY for balances $100 and above
Type: Savings
Chemung Canal Trust Company
Term
Min. to earn APY $250
0.02% APY*
Rates as of 2023-09-27
Advertiser Comments
Personal Savings - minimum balance of $250 to obtain APY and avoid service charge
Type: Savings
O Bee Credit Union
Term
Min. to earn APY $500
0.02% APY*
Rates as of 2023-09-28
Advertiser Comments
Savings Account - Tier $500.01 and above, with requirements met
Type: Savings
Raymond Federal Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-30
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
Blue Ridge Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-27
Advertiser Comments
Savings - APY for all balances - Avoid the $10 monthly service fee by maintaining See morea $500 minimum average daily balance (after 12-month grace period)
Type: Savings
Pioneer Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances - $100 average daily balance for the month See morerequired to avoid a service charge
Type: Savings
First Citizens Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-28
Advertiser Comments
Online Savings - APY for all balances - $5 maintenance fee is waived if you See moremaintain a daily ledger balance of $300
Type: Savings
Armed Forces Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-27
Advertiser Comments
Savings - APY for all balances
Type: Savings
Farmers and Merchants Bank of Long Beach
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-28
Advertiser Comments
Market Rate Savings - Tier $0.01 - $9,999.99
Type: Savings
Cathay Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2023-09-27
Advertiser Comments
Statement Savings - Tier $0.01 - $49,999.99 - $3 monthly service charge waived with $500 See moreminimum daily balance
Type: Savings
The Farmers National Bank of Canfield
Term
Min. to earn APY $1
0.03% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - APY for balances $1 and above
Type: Savings
Rollstone Bank and Trust
Term
Min. to earn APY $100
0.03% APY*
Rates as of 2023-09-30
Advertiser Comments
Savings - APY for balances $10 - $29,999
Type: Savings
County Savings Bank
Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2023-09-28
Advertiser Comments
Passbook Savings - Tier $1,000 - $10,000
Type: Savings
The National Bank of Blacksburg
Term
Min. to earn APY $0
0.04% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - APY for all balances - $100 minimum balance requirement to avoid a See more$2 monthly service fee. No minimum balance requirements for minor children.
Type: Savings
FirstBank
Term
Min. to earn APY $0
0.04% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - APY for all balances - Rate collected within: CO
Type: Savings
Bank of Hawaii
Term
Min. to earn APY $1
0.04% APY*
Rates as of 2023-09-27
Advertiser Comments
Regular Savings - APY for balances $1 and above
Type: Savings
CoreFirst Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY available for all balances - transaction limitations may apply - $3 See moremonthly service charge waived for balances over $200 or people under 21 yrs
Type: Savings
State Department Federal Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Regular Savings - APY for all balances
Type: Savings
Kearny Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - Rate collected within: 07032 (NJ)
Type: Savings
Solutions Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
SaveUp Savings - APY without automatic recurring monthly transfer
Type: Savings
United Financial Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Savings - APY for all balances
Type: Savings
Florida Central Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - APY for all balances
Type: Savings
HomeStreet Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Personal Savings - Rate collected within: Western WA and OR
Type: Savings
National Exchange Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
MidwestOne Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Consumer Savings - APY for all balances - Rate collected within Iowa/Southwest Wisconsin
Type: Savings
Wakefield Co-operative Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - No minimum balance to earn stated APY
Type: Savings
Greenville National Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Savings - APY for all balances
Type: Savings
The Adirondack Trust Company
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
First National Bank Texas
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - Tier $0.01 - $49,999.99
Type: Savings
First Federal Savings and Loan Association of Lakewood
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - Tier: Balances under $15,000
Type: Savings
Sabine State Bank and Trust Company
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-30
Advertiser Comments
Savings - APY for all balances
Type: Savings
The First Bank and Trust Company of Murphysboro
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Passbook Savings - APY for all balances
Type: Savings
Peoples Security Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances
Type: Savings
Abington Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Get Real Savings - APY for all balances - No monthly account fee
Type: Savings
Southeast Financial Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Regular Share - APY for all balances
Type: Savings
Warsaw Federal Savings and Loan
Term
Min. to earn APY $1
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - Tier Under $25,000
Type: Savings
Cornhusker Bank
Term
Min. to earn APY $1
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings Account
Type: Savings
Capital Educators Federal Credit Union
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Primary Savings - APY for all balances
Type: Savings
Gerber State Bank
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Passbook Savings
Type: Savings
Superior Savings Bank
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Super Saver Account - APY for balances $5 and above - Wisconsin market area only
Type: Savings
1st Bank of Sea Isle City
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Passbook - APY for balances $10 and above - account applications limited to Cape May See moreCounty, NJ area
Type: Savings
Dedham Savings
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balances $10 and above
Type: Savings
PeoplesBank (bankatpeoples.com)
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Primary Savings - APY for balances $10 and above
Type: Savings
Coastal Heritage Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balances of $10 or more
Type: Savings
Needham Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Personal Statement Savings - APY for balances $10 and above - No monthly maintenance fees See more
Type: Savings
Bluestone Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Statement Savings - APY for balances $10 and above
Type: Savings
Cornerstone Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balances $10 and above
Type: Savings
Cashmere Valley Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Personal Savings - APY for balances $10 and above - Account must be opened at See morea branch
Type: Savings
FirstBank (firstbankonline.com)
Term
Min. to earn APY $25
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Basic Savings - APY for balances $25 and above
Type: Savings
Geddes Federal Savings and Loan Association
Term
Min. to earn APY $25
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balances $25 and above
Type: Savings
The Cecilian Bank
Term
Min. to earn APY $50
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Choice Savings Account - APY for balances $50 and above - Limited to local Kentucky See moremarket area
Type: Savings
Independent Financial
Term
Min. to earn APY $50
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Savings - APY for balances $50 and above
Type: Savings
North Country Savings Bank
Term
Min. to earn APY $50
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for balance $50 and over
Type: Savings
BankNewport
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Statement Savings - APY for balances $100 and above
Type: Savings
Windsor Federal Savings and Loan Association
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2023-10-01
Advertiser Comments
Statement Savings - APY for balances of $100 or more
Type: Savings
Abound Credit Union
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2023-09-27
Advertiser Comments
Savings - APY for balances of $100 - $10,000
Type: Savings
Citizens Bank Minnesota
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - APY for balances $100 and above
Type: Savings
Citizens Trust Bank
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Savings - APY for balances $100 and above
Type: Savings
Neighbors Credit Union
Term
Min. to earn APY $101
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
Regular Share Savings - APY for balances $101 and above
Type: Savings
HSBC Bank USA, N.A.
Term
Min. to earn APY $15,000
0.05% APY*
Rates as of 2023-09-28
Advertiser Comments
HSBC Advance Savings - APY for balances $15,000 and above - Requires an HSBC Premier See morechecking or HSBC Advance checking account
Type: Savings
Provident Bank (myprovident.com)
Term
Min. to earn APY $50,000
0.05% APY*
Rates as of 2023-09-30
Advertiser Comments
Savings Plus - Tier $50,000 and over
Type: Savings
Trustco Bank
Term
Min. to earn APY $200
0.06% APY*
Rates as of 2023-10-01
Advertiser Comments
Home Town Savings - APY for balances $200 - $14,999.99 - Rate collected within: 10025 See more(NY)
Type: Savings
Heritage Bank (heritagebanknw.com)
Term
Min. to earn APY $50,000
0.06% APY*
Rates as of 2023-09-28
Advertiser Comments
Peak Savings - Tier $50,000-$99,999.99 - $10 monthly fee waived with $2,500 minimum balance - See moreRate collected within: King County (North), WA
Type: Savings
Citizens Federal Savings and Loan Association
Term
Min. to earn APY $20
0.07% APY*
Rates as of 2023-09-28
Advertiser Comments
Savings
Type: Savings
North Shore Bank
Term
Min. to earn APY $0
0.08% APY*
Rates as of 2023-09-28
Advertiser Comments
Statement Savings - APY for all balances - $5 monthly fee waived with $200 minimum See moredaily balance
Type: Savings
Washington Savings Bank
Term
Min. to earn APY $0
0.10% APY*
Rates as of 2023-10-01
Advertiser Comments
Rewards Savings - APY for all balances - Online account only - Requires an Interest See moreRewards Checking account - Meeting the qualifications for an Interest Rewards Checking account qualifies Saver Rewards for a higher interest rate - Limited to MA and NH market area
Type: Savings
