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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 1 Year CD as of April 23, 2018

Term
Amount

1 Year Term
$0 Minimum to earn APY

2.10%APY

Rates as of 4/23/2018
FDIC Insured

Advertiser Comments

  • INTRODUCING A NEW CD RATE
  • No minimum balance, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
 

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1 Year Term
$500 Minimum to earn APY

2.10%APY

Rates as of 4/23/2018
FDIC Insured

Advertiser Comments

  • Low $500 minimum deposit
  • Terms from 6 months to 6 years
  • Choose your monthly interest disbursement
 

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1 Year Term
$2000 Minimum to earn APY

2.15%APY

Rates as of 4/23/2018
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC
 

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1 Year Term
$2500 Minimum to earn APY

2.00%APY

Rates as of 4/23/2018
FDIC Insured

Advertiser Comments

  • 100% U.S. Based Customer Service
  • Minimum initial deposit is $2,500
  • Open in minutes
 

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First Internet Bank
1 year Term
Minimum to earn APY $1,000
2.22% APY
Rates as of 2018-04-22
Advertiser Comments
12 month CD

Type: CD

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iGOBanking
1 year Term
Minimum to earn APY $1,000
2.20% APY
Rates as of 2018-04-13
Advertiser Comments
12 Month CD

Type: CD

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Goldwater Bank
1 year Term
Minimum to earn APY $5,000
2.20% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month - Rate collected in Arizona

Type: CD

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Colorado Federal Savings Bank
1 year Term
Minimum to earn APY $5,000
2.20% APY
Rates as of 2018-04-18
Advertiser Comments
Online CD

Type: CD

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AloStar Bank of Commerce
1 year Term
Minimum to earn APY $1,000
2.20% APY
Rates as of 2018-04-18
Advertiser Comments
APY for balances $1,000 - $49,999 - apply online

Type: CD

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Transportation Alliance Bank
1 year Term
Minimum to earn APY $1,000
2.17% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month CD

Type: CD

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Live Oak Bank
1 year Term
Minimum to earn APY $2,500
2.15% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD - Simple interest - Minimum deposit to open an account is $2,500, See morethe maximum amount is $250,000 per account - Live Oak Bank is headquartered in Wilmington, North Carolina

Type: CD

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Virtual Bank
1 year Term
Minimum to earn APY $10,000
2.10% APY
Rates as of 2018-04-22
Advertiser Comments
eCD rates for online account only

Type: CD

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Sallie Mae Bank
1 year Term
Minimum to earn APY $2,500
2.10% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month - Nationwide - Apply online

Type: CD

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Capital One
1 year Term
Minimum to earn APY $0
2.10% APY
Rates as of 2018-04-18
Advertiser Comments
CD - 12 Month

Type: CD

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EverBank
1 year Term
Minimum to earn APY $5,000
2.10% APY
Rates as of 2018-04-18
Advertiser Comments
Yield Pledge CD

Type: CD

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State Bank of India
1 year Term
Minimum to earn APY $5,000
2.08% APY
Rates as of 2018-04-15
Advertiser Comments
Certificate of Deposit Accounts, New York Branch

Type: CD

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Pentagon Federal Credit Union
1 year Term
Minimum to earn APY $1,000
2.07% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month CD. Money Market CD-membership is open to U.S. military

Type: CD

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Melrose Credit Union
1 year Term
Minimum to earn APY $5,000
2.05% APY
Rates as of 2018-04-15
Advertiser Comments
Share Certificate - Contact Melrose CU for opening paperwork - Must be a member

Type: CD

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NexBank, SSB
1 year Term
Minimum to earn APY $10,000
2.05% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD

Type: CD

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Popular Direct
1 year Term
Minimum to earn APY $10,000
2.00% APY
Rates as of 2018-04-22

Type: CD

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Connexus Credit Union
1 year Term
Minimum to earn APY $5,000
2.00% APY
Rates as of 2018-04-18
Advertiser Comments
Rate available with active checking account - membership is available nationwide - may become a See moremember and open account online - contact credit union for details - credit union located in Wisconsin

Type: CD

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Mercantil Bank, N.A.
1 year Term
Minimum to earn APY $10,000
2.00% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month Smart CD - Advertised rate applies only in the state of Texas for See moreaccounts opened at a Mercantil Bank Banking Center location with new funds deposited to Mercantil Bank

Type: CD

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MyBankingDirect
1 year Term
Minimum to earn APY $500
2.00% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD - Online

Type: CD

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Nationwide Bank
1 year Term
Minimum to earn APY $500
1.86% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD - for balances in Tier $0-$9,999

Type: CD

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Apple Bank for Savings
1 year Term
Minimum to earn APY $1,000
1.85% APY
Rates as of 2018-04-18
Advertiser Comments
1 Year CD

Type: CD

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Banc of California
1 year Term
Minimum to earn APY $25,000
1.85% APY
Rates as of 2018-04-18
Advertiser Comments
12 Month CD

Type: CD

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Raymond James Bank
1 year Term
Minimum to earn APY $5,000
1.82% APY
Rates as of 2018-04-22
Advertiser Comments
12 month

Type: CD

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Beal Bank, USA
1 year Term
Minimum to earn APY $1,000
1.80% APY
Rates as of 2018-04-18
Advertiser Comments
Rate may vary by location. Rate collected within: 94104 (CA)

Type: CD

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Westbury Bank
1 year Term
Minimum to earn APY $500
1.80% APY
Rates as of 2018-04-18
Advertiser Comments
1 Year CD

Type: CD

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Giantbank
1 year Term
Minimum to earn APY $2,500
1.76% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month - Giant Personal CD

Type: CD

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Navy Federal Credit Union
1 year Term
Minimum to earn APY $1,000
1.76% APY
Rates as of 2018-04-15
Advertiser Comments
Short Term CD

Type: CD

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Ally Bank
1 year Term
Minimum to earn APY $0
1.75% APY
Rates as of 2018-04-18
Advertiser Comments
High-Yield CD - Tier $0 - $4,999.99 - Apply online - Rate collected within: See moreCA

Type: CD

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ableBanking
1 year Term
Minimum to earn APY $1,000
1.75% APY
Rates as of 2018-04-18

Type: CD

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M and T Bank (Rate in NY)
1 year Term
Minimum to earn APY $1,000
1.75% APY
Rates as of 2018-04-15
Advertiser Comments
Select Promo 12 Month CD - Requires an M and T Select or Select See morewith Interest checking account - Rate collected within: 10025 (NY)

Type: CD

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California First National Bank
1 year Term
Minimum to earn APY $5,000
1.66% APY
Rates as of 2018-04-18

Type: CD

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South LaFourche Bank
1 year Term
Minimum to earn APY $1,000
1.66% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month Auto Renew CD

Type: CD

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Amboy Direct
1 year Term
Minimum to earn APY $10,000
1.65% APY
Rates as of 2018-04-18
Advertiser Comments
Anytime Access CD - Tier $10,000 - $250,000 - Simple Interest $10,000 Minimum Opening Balance

Type: CD

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Biscayne Bank
1 year Term
Minimum to earn APY $25,000
1.65% APY
Rates as of 2018-04-18
Advertiser Comments
9-12 Month CD Time Deposit Account - Miami-Dade County, Florida market area only

Type: CD

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Opus Bank
1 year Term
Minimum to earn APY $1,000
1.65% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD - Tiered Rates $1,000-$9,999 - Rate collected within: 94115 (CA)

Type: CD

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Middlesex Savings Bank
1 year Term
Minimum to earn APY $250
1.65% APY
Rates as of 2018-04-15
Advertiser Comments
12-23 Month CD

Type: CD

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Main Bank
1 year Term
Minimum to earn APY $1,000
1.60% APY
Rates as of 2018-04-15
Advertiser Comments
12 Month CD

Type: CD

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People's United Bank
1 year Term
Minimum to earn APY $500
1.60% APY
Rates as of 2018-04-22
Advertiser Comments
1 Yr Plus CD - People's United linked personal checking account required - Rate collected See morewithin NY (10025)

Type: CD

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First Federal Savings and Loan Association of Lakewood
1 year Term
Minimum to earn APY $500
1.60% APY
Rates as of 2018-04-22
Advertiser Comments
Long Term Accounts

Type: CD

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Columbia Bank (columbiabankonline.com)
1 year Term
Minimum to earn APY $500
1.60% APY
Rates as of 2018-04-18
Advertiser Comments
12 Month CD - Apply online

Type: CD

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Beneficial Bank
1 year Term
Minimum to earn APY $500
1.51% APY
Rates as of 2018-04-18
Advertiser Comments
12-23 month CD

Type: CD

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Dollar Bank Federal Savings Bank
1 year Term
Minimum to earn APY $2,500
1.50% APY
Rates as of 2018-04-18
Advertiser Comments
12 Month CD - Traditional Term Certificate - Available in Pennsylvania and Ohio market area See more- Rate collected within: 15222 (PA)

Type: CD

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Ridgewood Bank
1 year Term
Minimum to earn APY $500
1.50% APY
Rates as of 2018-04-22
Advertiser Comments
12 month CD

Type: CD

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Sandy Spring Bank
1 year Term
Minimum to earn APY $1,000
1.50% APY
Rates as of 2018-04-22
Advertiser Comments
12-17 Month CD

Type: CD

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BankDirect
1 year Term
Minimum to earn APY $10,000
1.50% APY
Rates as of 2018-04-18
Advertiser Comments
12 Month CD

Type: CD

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FirstBank Puerto Rico
1 year Term
Minimum to earn APY $1,000
1.50% APY
Rates as of 2018-04-22
Advertiser Comments
12 Month CD - Stated rates are for CD accounts that are opened online only

Type: CD

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Grand Bank
1 year Term
Minimum to earn APY $1,000
1.41% APY
Rates as of 2018-04-22

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.