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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 1 Year CD as of July 12, 2020

Term
Amount

1 year Term
$500 Min. to earn APY

1.10%APY* Annual Percentage Yield

Rates as of 7/12/2020
FDIC Insured

Advertiser Comments

  • Low $500 minimum deposit
  • Terms from 6 months to 6 years
  • Choose your monthly interest disbursement
 

See more rates

Chase (Rate in NY)
1 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-07-09
Advertiser Comments
12-14 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY)

Type: CD

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Fifth Third Bank
1 year Term
Min. to earn APY $500
0.02% APY*
Rates as of 2020-07-09
Advertiser Comments
12 - 24 Month Standard CD - Tier $10,000-$24,999 - Rate collected within: 60625 (IL)

Type: CD

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Wells Fargo Bank (Rate in NY)
1 year Term
Min. to earn APY $2,500
0.05% APY*
Rates as of 2020-07-10
Advertiser Comments
Standard 1 Year CD Tier $10,000 - $24,999.99 - Rate collected within: NY 10025

Type: CD

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Bank of America (Rate in NY)
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-08
Advertiser Comments
Standard Term 12 Month CD - Tier $10,000 - $99,999 - Rate collected within: 10025 See more(ny)

Type: CD

Learn More
PNC Bank (Rate in NY)
1 year Term
Min. to earn APY $1,000
0.07% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Fixed Rate CD Only - Tier $1,000 - $24,999.99 - Rate collected within: See more10017 (NY)

Type: CD

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US Bank (Rate in CA)
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Rates collected within: 94115 (CA)

Type: CD

Learn More
Union Bank
1 year Term
Min. to earn APY $350
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 - 17 Month CD - Tier $10,000-$24,999.99 - Rate collected within: CA

Type: CD

Learn More
TD Bank (Rate in NY)
1 year Term
Min. to earn APY $250
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
TD No-Catch CD - 12 Month CD - Rate collected within: New York City, NY

Type: CD

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Citibank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-09
Advertiser Comments
1 Year CD - Tier $10,000-$24,999.99 - Online account only - Rate collected within: See more10025 (NY)

Type: CD

Learn More
USAA Bank
1 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-07-10
Advertiser Comments
Fixed Rate Standard CD - Tier $1,000 - $94,999.99 - USAA Bank is a member See morebased bank providing services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details

Type: CD

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HSBC
1 year Term
Min. to earn APY $1,000
0.70% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Branch/Telephone Deposit Account - Stated rate is for accounts opened in-branch or by See morephone

Type: CD

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Bank of Blue Valley
1 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-07-08
Advertiser Comments
12-17 Month CD

Type: CD

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Associated Bank
1 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month Regular CD - Standard Rate - Tier $10,000 - Rate collected within IL See more(60625)

Type: CD

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First Citizens Bank
1 year Term
Min. to earn APY $500
0.02% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month - Fixed Rate CD

Type: CD

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Amegy Bank of Texas
1 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-07-08
Advertiser Comments
Personal CD - 12 to 17 Months - Tier $1,000 - $99,999 - Rate collected See morewithin: TX

Type: CD

Learn More
Charles Schwab Bank
1 year Term
Min. to earn APY $0
0.03% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD - APY for balances $10,000 - $19,999.99

Type: CD

Learn More
Fulton Bank
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month Regular CD - Rates vary by geographic location - Rate collected within 17602 See more(PA)

Type: CD

Learn More
Bank of America (Rate in CA)
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-08
Advertiser Comments
Standard Term 12 Month CD - Tier $10,000 - $99,999 - Rate collected within: 94115 See more(CA)

Type: CD

Learn More
The Huntington National Bank (Rate in OH)
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Fixed Rate CD - Tier $10,000-$49,999.99 - Rate collected within: 43215 (OH)

Type: CD

Learn More
Commercial Bank and Trust of Pennsylvania
1 year Term
Min. to earn APY $500
0.05% APY*
Rates as of 2020-07-09
Advertiser Comments
12-23 Month CD

Type: CD

Learn More
Bank of America (Rate in IL)
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-08
Advertiser Comments
Standard Term 12 Month CD - Tier $10,000 - $99,999 - Rate collected within: 60625 See more(IL)

Type: CD

Learn More
KeyBank (Rate in OH)
1 year Term
Min. to earn APY $2,500
0.05% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Key Tiered CD without Relationship Reward - $10,000 -$24,999.99 - No checking account See morerequired - Rate collected within: 44125 (OH)

Type: CD

Learn More
The First Bank and Trust Company of Murphysboro
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

Learn More
Bank of Oklahoma
1 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-07-08
Advertiser Comments
1 Year CD - Less than $100,000

Type: CD

Learn More
Genesee Regional Bank
1 year Term
Min. to earn APY $500
0.05% APY*
Rates as of 2020-07-09
Advertiser Comments
12-17 month CD

Type: CD

Learn More
KeyBank (Rate in NY)
1 year Term
Min. to earn APY $2,500
0.05% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Key Tiered CD with Relationship Reward - Must have a KeyBank checking account See more- $10,000 -$24,999.99 - Rate collected within: 10025 (NY)

Type: CD

Learn More
First National Bank of Omaha
1 year Term
Min. to earn APY $500
0.05% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month Base CD - Higher rates are available for checking customers - Rate See morecollected within: 68102 Omaha, NE

Type: CD

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Central Pacific Bank
1 year Term
Min. to earn APY $500
0.06% APY*
Rates as of 2020-07-09
Advertiser Comments
12-23 Month CD - APY for balances of $500 - $99,999.99

Type: CD

Learn More
Columbia Bank
1 year Term
Min. to earn APY $500
0.07% APY*
Rates as of 2020-07-09
Advertiser Comments
12-23 Month CD

Type: CD

Learn More
Bridge Community Bank
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month CD

Type: CD

Learn More
First Hawaiian Bank
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month e-CD - Must be opened online

Type: CD

Learn More
California First National Bank
1 year Term
Min. to earn APY $5,000
0.10% APY*
Rates as of 2020-07-09

Type: CD

Learn More
Commerce Bank (Rate in IL)
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-09
Advertiser Comments
1 Year CD - APY for balances $1,000 and above - Rate collected within: See more60625 (IL)

Type: CD

Learn More
TCF Bank (Rate in MN)
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 Month Standard CD

Type: CD

Learn More
FirstBank
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-09
Advertiser Comments
Time Deposit Account - Interest rate is fixed of the term for the account - See moreRate collected within CO

Type: CD

Learn More
Chemical Bank
1 year Term
Min. to earn APY $100
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month Add-On - Additional deposits of at least $100 allowed until maturity date.

Type: CD

Learn More
BB&T
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-08
Advertiser Comments
360 Day Personal CD - APY for Tier $10,000-$49,999

Type: CD

Learn More
Watertown Savings Bank (watertownsavings.com)
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
Regular CD - Located in MA

Type: CD

Learn More
American Savings Bank
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-08
Advertiser Comments
12-up to 24 months - Apply online

Type: CD

Learn More
Busey Bank
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month CD - Rates may vary by location - limited to local market area See more- Rate collected within: Champaign and Ford counties, 61822 (IL)

Type: CD

Learn More
North Country Savings Bank
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
Twelve Month CD

Type: CD

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Eastern Bank
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-09
Advertiser Comments
12-23 Month Personal Account CD

Type: CD

Learn More
US Bank (Rate in IL)
1 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Rates collected within: 60625 (IL)

Type: CD

Learn More
Comerica Bank (Rate in CA)
1 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-07-09
Advertiser Comments
1 year Fixed Rate CD (non-relationship) - APY for all balances - Rate collected See morein: 94115 (CA)

Type: CD

Learn More
Bank of the West
1 year Term
Min. to earn APY $2,500
0.10% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month Premium MM CD - Rate collected within: CA

Type: CD

Learn More
First Midwest Bank
1 year Term
Min. to earn APY $1,000
0.12% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD Tier $1,000 - $24,999.99

Type: CD

Learn More
1st Source Bank
1 year Term
Min. to earn APY $500
0.13% APY*
Rates as of 2020-07-11
Advertiser Comments
Online CDs

Type: CD

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PNB Community Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

Learn More
Provident Bank (myprovident.com)
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
Tier $10,000-$24,999 - Located in CA

Type: CD

Learn More
Bryn Mawr Trust
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-08
Advertiser Comments
Regular CD - Can open Online - Rate collected within 19112 (PA)

Type: CD

Learn More
Abington Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month CD

Type: CD

Learn More
Superior Savings Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Wisconsin market area only

Type: CD

Learn More
BMO Harris Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-08
Advertiser Comments
Standard 12 Month CD - Tier $5,000 - $99,999.99 - Rate collected within: 60625 (IL)

Type: CD

Learn More
People's United Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
1 Year Plus CD - Requires a consumer checking account - Rate collected within: NY See more10025

Type: CD

Learn More
National Bank of Arizona
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
1 year Personal CD

Type: CD

Learn More
The First Central National Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

Learn More
Greenville National Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-09
Advertiser Comments
1 Year CD

Type: CD

Learn More
Regions Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD Rate - Relationship Rate - Requires a Regions Bank checking account - See moreCollected within: 63102 (MO)

Type: CD

Learn More
Bremer Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-08
Advertiser Comments
12-23 Month CD - APY for Tier $10,000 - $24,999.99 - Apply by phone or See moreat a branch

Type: CD

Learn More
Flagstar Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-09
Advertiser Comments
12 - 17 Month CD - Apply online - Rate collected within: 49201 (MI)

Type: CD

Learn More
Citizens Trust Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD - New customers must open in branch - Limited to Georgia

Type: CD

Learn More
Northwest Bank
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 Month CD

Type: CD

Learn More
Nevada State Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
1 Year CD

Type: CD

Learn More
The Farmers National Bank of Canfield
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 month CD

Type: CD

Learn More
Raymond James Bank
1 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 month

Type: CD

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Bank of Hawaii
1 year Term
Min. to earn APY $2,500
0.15% APY*
Rates as of 2020-07-08
Advertiser Comments
12 Month Time Deposit Account - Rate available to residents of Hawaii and American Samoa

Type: CD

Learn More
The First
1 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

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United Bank
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

Learn More
Chemung Canal Trust Company
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD - Limited to local New York market area

Type: CD

Learn More
WaterStone Bank SSB
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
1 Year Fixed Rate CD

Type: CD

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City National Bank
1 year Term
Min. to earn APY $2,500
0.20% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD

Type: CD

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S and T Bank
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
Penalty Free CD - 12 Months - Entire certificate may be redeemed without penalty after See morethe first seven days, no partial withdrawals - Rate collected within: 15217 (PA)

Type: CD

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National Exchange Bank and Trust
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

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HomeStreet Bank
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
1 Year CD - Tier $10,000-$24,999.99

Type: CD

Learn More
Vio Bank
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month High Yield Online CD

Type: CD

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Sandy Spring Bank
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 Month CD

Type: CD

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Standing Stone National Bank
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10

Type: CD

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SunTrust Bank
1 year Term
Min. to earn APY $2,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Rate collected within: 30308 (GA)

Type: CD

Learn More
North American Savings Bank
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
Base Interest Rates - 12-23 Month CD - Higher interest rates are available with relationship See morechecking

Type: CD

Learn More
First Commonwealth Bank
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD - Rate collected within: 19101 Philadelphia PA market area

Type: CD

Learn More
Frost Bank
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-09
Advertiser Comments
CD available online - APY for balances between $1,000 - $99,999.99

Type: CD

Learn More
Atlantic Union Bank
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-08
Advertiser Comments
1 Year CD (non-relationship CD)

Type: CD

Learn More
Peoples Bank (peoplesbank-wa.com)
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 month CD - Tier $10,000-$24,999.99 - Rate collected within: 98225 Whatcom County, WA

Type: CD

Learn More
The Adirondack Trust Company
1 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
1 Year CD

Type: CD

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Seacoast Commerce Bank
1 year Term
Min. to earn APY $10,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
Premium Certificate

Type: CD

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PeoplesBank (bankatpeoples.com)
1 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

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The National Bank of Blacksburg
1 year Term
Min. to earn APY $500
0.21% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

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Community Bank of Trenton
1 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD

Type: CD

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Arvest Bank
1 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-08
Advertiser Comments
Tier $10,000-$49,999 - Rates collected within: Fort Smith, AR

Type: CD

Learn More
First National Bank Texas
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-09
Advertiser Comments
Fixed rate CD

Type: CD

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Heritage Bank (heritagebanknw.com)
1 year Term
Min. to earn APY $2,500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
Fixed Rate CD - Rate collected within: King County (North), WA

Type: CD

Learn More
Salem Five Bank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 Month Regular CD

Type: CD

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Investors Bank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD

Type: CD

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Peoples National Bank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12-17 month CD - Tier $10,000-$99,999.99

Type: CD

Learn More
Trustco Bank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Rates collected within: New York and New Jersey (10025)

Type: CD

Learn More
State Farm Bank (Rate in NY)
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12 Month CD - Tier $500 - $99,999.99 - Rate collected within: 10025 (NY)

Type: CD

Learn More
Tompkins Trust Company
1 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12 month CD - limited to local New York market area

Type: CD

Learn More
Pioneer Bank
1 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-07-10
Advertiser Comments
12 month CD - Limited to New York market area

Type: CD

Learn More
First Financial Northwest Bank
1 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month CD - Tier $5,000-$24,999.99

Type: CD

Learn More
Greater Nevada Credit Union
1 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-07-09
Advertiser Comments
12 Month Certificate

Type: CD

Learn More
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.