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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 1 Year CD as of August 21, 2018

Term
Amount

1 year Term
$500 Min. to earn APY

2.45%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Low $500 minimum deposit
  • Terms from 6 months to 6 years
  • Choose your monthly interest disbursement
 

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1 year Term
$0 Min. to earn APY

2.45%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • INTRODUCING A NEW CD RATE
  • No minimum opening deposit, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
 

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1 year Term
$1000 Min. to earn APY

2.50%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Earn over 6x the national average
  • Daily compounding interest to maximize your earning potential
  • No monthly service fees, FDIC insured
 

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1 year Term
$2000 Min. to earn APY

2.45%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC
 

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1 year Term
$2500 Min. to earn APY

2.40%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Live 100% US-Based Support 24/7
  • Open an Account in 3 Easy Steps
  • Flexible Terms - From 3 Months to 10 Years
 

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1 year Term
$500 Min. to earn APY

1.85%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • 1.85% APY on 12 month CDs
  • No Maintenance Fees, $500 minimum opening deposit
  • Compass Bank, Member FDIC
 

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Live Oak Bank
1 year Term
Min. to earn APY $2,500
2.55% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month CD - Simple interest - Minimum deposit to open an account is $2,500, See morethe maximum amount is $250,000 per account - Live Oak Bank is headquartered in Wilmington, North Carolina

Type: CD

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State Bank of India
1 year Term
Min. to earn APY $5,000
2.53% APY
Rates as of 2018-08-15
Advertiser Comments
Certificate of Deposit Accounts, New York Branch

Type: CD

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Colorado Federal Savings Bank
1 year Term
Min. to earn APY $5,000
2.51% APY
Rates as of 2018-08-15
Advertiser Comments
Online CD

Type: CD

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iGOBanking
1 year Term
Min. to earn APY $1,000
2.50% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month CD

Type: CD

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Popular Direct
1 year Term
Min. to earn APY $10,000
2.50% APY
Rates as of 2018-08-15

Type: CD

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Connexus Credit Union
1 year Term
Min. to earn APY $5,000
2.50% APY
Rates as of 2018-08-15
Advertiser Comments
Share Certificate 12 Months - Membership is available nationwide - Credit union located in Wisconsin See more

Type: CD

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Sallie Mae Bank
1 year Term
Min. to earn APY $2,500
2.50% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month - Nationwide - Apply online

Type: CD

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ableBanking
1 year Term
Min. to earn APY $1,000
2.50% APY
Rates as of 2018-08-15

Type: CD

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NexBank, SSB
1 year Term
Min. to earn APY $10,000
2.50% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Vio Bank
1 year Term
Min. to earn APY $500
2.50% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month High Yield Online CD

Type: CD

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Goldwater Bank
1 year Term
Min. to earn APY $5,000
2.45% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month - Rate collected in Arizona

Type: CD

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Pentagon Federal Credit Union
1 year Term
Min. to earn APY $1,000
2.45% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month Money Market Certificate- membership is open to U.S. military

Type: CD

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First Internet Bank
1 year Term
Min. to earn APY $1,000
2.43% APY
Rates as of 2018-08-19
Advertiser Comments
12 month CD

Type: CD

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Melrose Credit Union
1 year Term
Min. to earn APY $5,000
2.40% APY
Rates as of 2018-08-14
Advertiser Comments
Share Certificate - Contact Melrose CU for opening paperwork - Must be a member

Type: CD

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Capital One
1 year Term
Min. to earn APY $0
2.40% APY
Rates as of 2018-08-15
Advertiser Comments
CD - 12 Month

Type: CD

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Virtual Bank
1 year Term
Min. to earn APY $10,000
2.35% APY
Rates as of 2018-08-15
Advertiser Comments
eCD rates for online account only

Type: CD

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Banc of California
1 year Term
Min. to earn APY $25,000
2.35% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Transportation Alliance Bank
1 year Term
Min. to earn APY $1,000
2.33% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Beal Bank, USA
1 year Term
Min. to earn APY $1,000
2.30% APY
Rates as of 2018-08-15
Advertiser Comments
Rate may vary by location. Rate collected within: 94104 (CA)

Type: CD

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Community Bank (nevadacb.com)
1 year Term
Min. to earn APY $10,000
2.30% APY
Rates as of 2018-08-15
Advertiser Comments
Located in Iowa - local market only

Type: CD

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BankDirect
1 year Term
Min. to earn APY $10,000
2.25% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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MyBankingDirect
1 year Term
Min. to earn APY $500
2.25% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD - Online

Type: CD

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Westbury Bank
1 year Term
Min. to earn APY $500
2.25% APY
Rates as of 2018-08-15
Advertiser Comments
1 Year CD

Type: CD

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Old Line Bank
1 year Term
Min. to earn APY $500
2.25% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Amegy Bank of Texas
1 year Term
Min. to earn APY $1,000
2.20% APY
Rates as of 2018-08-15
Advertiser Comments
Personal CD - 12 to 17 Months

Type: CD

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Middlesex Savings Bank
1 year Term
Min. to earn APY $250
2.20% APY
Rates as of 2018-08-15
Advertiser Comments
12-23 Month CD

Type: CD

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Apple Bank for Savings
1 year Term
Min. to earn APY $1,000
2.15% APY
Rates as of 2018-08-15
Advertiser Comments
1 Year CD

Type: CD

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Raymond James Bank
1 year Term
Min. to earn APY $5,000
2.12% APY
Rates as of 2018-08-15
Advertiser Comments
12 month

Type: CD

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Incredible Bank
1 year Term
Min. to earn APY $1,000
2.12% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month IB CD - Online

Type: CD

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Zions Bank
1 year Term
Min. to earn APY $1,000
2.10% APY
Rates as of 2018-08-15
Advertiser Comments
Regular CD - Rate collected within: UT

Type: CD

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Ally Bank
1 year Term
Min. to earn APY $0
2.10% APY
Rates as of 2018-08-15
Advertiser Comments
High-Yield CD - Tier $0 - $4,999.99 - Apply online - Rate collected within: See moreCA

Type: CD

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People's United Bank
1 year Term
Min. to earn APY $500
2.10% APY
Rates as of 2018-08-15
Advertiser Comments
1 Yr Plus CD - People's United linked personal checking account required - Rate collected See morewithin NY (10025)

Type: CD

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Valley National Bank
1 year Term
Min. to earn APY $500
2.05% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Citizens First Bank (citizensfb.com)
1 year Term
Min. to earn APY $2,500
2.05% APY
Rates as of 2018-08-15
Advertiser Comments
Available in Florida market area

Type: CD

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AloStar Bank of Commerce
1 year Term
Min. to earn APY $1,000
2.05% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD - APY for balances $1,000 - $49,999 - apply online

Type: CD

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Metz Banking Company
1 year Term
Min. to earn APY $1,000
2.02% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD

Type: CD

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Navy Federal Credit Union
1 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
Short Term CD

Type: CD

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Columbia Bank (columbiabankonline.com)
1 year Term
Min. to earn APY $500
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD - Apply online

Type: CD

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American Bank (ambk.com)
1 year Term
Min. to earn APY $500
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month Promotional CD - New money only

Type: CD

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Rockland Trust
1 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-08-15

Type: CD

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FirstBank Puerto Rico
1 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month CD - Stated rates are for CD accounts that are opened online only

Type: CD

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Mercantil Bank, N.A.
1 year Term
Min. to earn APY $10,000
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month Smart CD - Advertised rate applies only in the state of Texas for See moreaccounts opened at a Mercantil Bank Banking Center location with new funds deposited to Mercantil Bank

Type: CD

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Main Bank
1 year Term
Min. to earn APY $1,000
1.95% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month CD

Type: CD

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Giantbank
1 year Term
Min. to earn APY $2,500
1.91% APY
Rates as of 2018-08-14
Advertiser Comments
12 Month - Giant Personal CD

Type: CD

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California First National Bank
1 year Term
Min. to earn APY $5,000
1.91% APY
Rates as of 2018-08-15

Type: CD

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Nationwide Bank
1 year Term
Min. to earn APY $500
1.86% APY
Rates as of 2018-08-15
Advertiser Comments
12 Month CD - for balances in Tier $0-$9,999

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.