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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 2 Year CD as of October 17, 2017

Term
Amount

2 Years Term
$500 Minimum to earn APY

1.75%APY

Rates as of 10/17/2017
FDIC Insured

Advertiser Comments

  • 10-day CD Rate Guarantee
  • Choose your monthly interest disbursement
  • Low $500 minimum deposit
 

See more rates

2 Years Term
$0 Minimum to earn APY

1.70%APY

Rates as of 10/17/2017
FDIC Insured

Advertiser Comments

  • INTRODUCING A NEW CD RATE
  • No minimum balance, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
 

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Popular Direct
2 year Term
Minimum to earn APY $10,000
1.85% APY
Rates as of 2017-10-13

Type: CD

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Melrose Credit Union
2 year Term
Minimum to earn APY $5,000
1.81% APY
Rates as of 2017-10-17
Advertiser Comments
Share Certificate - contact Melrose CU for opening paperwork - Must be a member

Type: CD

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EverBank
2 year Term
Minimum to earn APY $5,000
1.81% APY
Rates as of 2017-10-04
Advertiser Comments
Yield Pledge CD

Type: CD

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Virtual Bank
2 year Term
Minimum to earn APY $10,000
1.81% APY
Rates as of 2017-10-14
Advertiser Comments
eCD rates for online account only

Type: CD

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First Internet Bank
2 year Term
Minimum to earn APY $1,000
1.81% APY
Rates as of 2017-10-15
Advertiser Comments
24 month CD

Type: CD

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Nationwide Bank
2 year Term
Minimum to earn APY $500
1.70% APY
Rates as of 2017-08-25
Advertiser Comments
24 Month CD - for balances in Tier $0-$9,999

Type: CD

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Pentagon Federal Credit Union
2 year Term
Minimum to earn APY $1,000
1.66% APY
Rates as of 2017-10-13
Advertiser Comments
Money Market Certificates - membership is open to U.S. military

Type: CD

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State Bank of India
2 year Term
Minimum to earn APY $5,000
1.66% APY
Rates as of 2017-10-14
Advertiser Comments
Certificate of Deposit Accounts, New York Branch

Type: CD

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Security Service Federal Credit Union
2 year Term
Minimum to earn APY $500
1.65% APY
Rates as of 2017-10-13
Advertiser Comments
must be a member and reside in Texas, Colorado or Utah - apply online - See moreRate collected within: 78203 (TX)

Type: CD

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Transportation Alliance Bank
2 year Term
Minimum to earn APY $1,000
1.51% APY
Rates as of 2017-10-14
Advertiser Comments
24 Month CD

Type: CD

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Valley National Bank
2 year Term
Minimum to earn APY $500
1.50% APY
Rates as of 2017-10-14
Advertiser Comments
24 Month CD

Type: CD

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Discover Bank
2 year Term
Minimum to earn APY $2,500
1.50% APY
Rates as of 2017-10-04
Advertiser Comments
24 Month CD

Type: CD

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Ally Bank
2 year Term
Minimum to earn APY $0
1.50% APY
Rates as of 2017-10-12
Advertiser Comments
Raise Your Rate CD - Option to raise your rate once if Ally's rates go See moreup during term of CD - Apply online - Rate collected within: CA

Type: CD

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Alliant Credit Union
2 year Term
Minimum to earn APY $1,000
1.45% APY
Rates as of 2017-10-12
Advertiser Comments
Share 24-35 Month CD - Tier Up To $24,999.99 - must be a member See more- credit union located in IL, CA, CO

Type: CD

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CIT Bank
2 year Term
Minimum to earn APY $1,000
1.40% APY
Rates as of 2017-10-12
Advertiser Comments
Term CD - Apply online

Type: CD

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Avidia Bank
2 year Term
Minimum to earn APY $1,000
1.31% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD

Type: CD

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HSBC Advance
2 year Term
Minimum to earn APY $1,000
1.30% APY
Rates as of 2017-10-16
Advertiser Comments
Online only - 24 Month CD

Type: CD

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Colorado Federal Savings Bank
2 year Term
Minimum to earn APY $5,000
1.30% APY
Rates as of 2017-10-12
Advertiser Comments
Online CD

Type: CD

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CIT Bank
2 year Term
Minimum to earn APY $25,000
1.27% APY
Rates as of 2017-10-12
Advertiser Comments
Ramp-Up Plus CD - Available in 1- and 2-year terms - Minimum deposit of $25,000 See more(maximum $250,000) - Option to increase your rate once during the term of your CD if bank rates go up (limits may apply) - Freedom to add to your original deposit once during the term of your CD

Type: CD

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Main Street Bank
2 year Term
Minimum to earn APY $1,000
1.26% APY
Rates as of 2017-10-17
Advertiser Comments
24 Month CD

Type: CD

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HSBC
2 year Term
Minimum to earn APY $1,000
1.25% APY
Rates as of 2017-10-16
Advertiser Comments
2 to 4 Years Less 1 Day - Stated rate is for accounts opened by See morephone

Type: CD

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Gulf Coast Bank and Trust Company
2 year Term
Minimum to earn APY $2,000
1.20% APY
Rates as of 2017-10-16
Advertiser Comments
Direct Online Certificate of Deposit (CD) - 24 Months

Type: CD

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Capital One 360
2 year Term
Minimum to earn APY $0
1.20% APY
Rates as of 2017-10-12
Advertiser Comments
CD - 24 Month

Type: CD

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Bank of Internet
2 year Term
Minimum to earn APY $1,000
1.20% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD

Type: CD

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Connexus Credit Union
2 year Term
Minimum to earn APY $5,000
1.20% APY
Rates as of 2017-10-12
Advertiser Comments
Rate available with active checking account - membership is available nationwide - may become a See moremember and open account online - contact credit union for details - credit union located in Wisconsin

Type: CD

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Astoria Bank
2 year Term
Minimum to earn APY $500
1.15% APY
Rates as of 2017-10-12
Advertiser Comments
Apply at a branch - New York

Type: CD

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Southeast Financial Credit Union
2 year Term
Minimum to earn APY $500
1.15% APY
Rates as of 2017-10-13
Advertiser Comments
Membership is limited to select employer groups. See website for complete list of eligible See moreemployers.

Type: CD

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Country Bank
2 year Term
Minimum to earn APY $500
1.15% APY
Rates as of 2017-10-12

Type: CD

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Country Heritage Credit Union
2 year Term
Minimum to earn APY $1,000
1.11% APY
Rates as of 2017-10-12
Advertiser Comments
24 month CD - Rates negotiable for balances over $100K-Membership open to those working in See morethe agricultural fields or living in an agricultural community. See website for details.

Type: CD

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OneWest Bank
2 year Term
Minimum to earn APY $1,000
1.10% APY
Rates as of 2017-08-25
Advertiser Comments
Online CD

Type: CD

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Biscayne Bank
2 year Term
Minimum to earn APY $20,000
1.10% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD Time Deposit Account - APY for balances between $20,000 to $99,999 - See moreMiami-Dade County, Florida market area only

Type: CD

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Wildfire Credit Union
2 year Term
Minimum to earn APY $2,000
1.05% APY
Rates as of 2017-10-12
Advertiser Comments
24-35 Month CD - For Balances of $100,000 or more contact credit union for rates. See moreMembership is open to those who live, work, worship or attend college in one of the following Michigan counties: Saginaw, Bay, Midland, Genesee, Gratiot, Shiawassee and Tuscola.

Type: CD

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Bank of The Valley
2 year Term
Minimum to earn APY $500
1.05% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD - Tier $500 - $4,999

Type: CD

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American Express
2 year Term
Minimum to earn APY $0
1.00% APY
Rates as of 2017-10-12
Advertiser Comments
24 month CD. Bank by phone or online only

Type: CD

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Allied First Bank
2 year Term
Minimum to earn APY $500
1.00% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD

Type: CD

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Black River Country Bank
2 year Term
Minimum to earn APY $1,000
1.00% APY
Rates as of 2017-10-12

Type: CD

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Brunswick State Bank
2 year Term
Minimum to earn APY $1,000
1.00% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD - Limited to local Nebraska market area

Type: CD

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Blue Hills Bank
2 year Term
Minimum to earn APY $500
0.90% APY
Rates as of 2017-10-12
Advertiser Comments
2 Year CD - $10 minimum to earn stated APY - Apply online - must See morelive or work in Eastern Massachusetts

Type: CD

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Washington Federal
2 year Term
Minimum to earn APY $1,000
0.85% APY
Rates as of 2017-10-12
Advertiser Comments
24-35 month term - Balances of $1000-$89,999 - Account must be opened in branch - See moreAccounts are available within: WA, OR, ID, UT, AZ, NV, TX and NM

Type: CD

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Saginaw Medical Federal Credit Union
2 year Term
Minimum to earn APY $500
0.85% APY
Rates as of 2017-10-13
Advertiser Comments
24 month CD - Membership limited to those working in healthcare fields in the Saginaw, See moreMI area, see website for details.

Type: CD

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USAA Bank
2 year Term
Minimum to earn APY $1,000
0.81% APY
Rates as of 2017-10-14
Advertiser Comments
Fixed Rate Standard CD Tier $1,000 - $94,999 - USAA Bank is a member based See morebank providing services to active and retired military personnel and their families. Most banking products are available to the general public. See website for details.

Type: CD

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Ultima Bank
2 year Term
Minimum to earn APY $1,000
0.80% APY
Rates as of 2017-10-14
Advertiser Comments
24 month

Type: CD

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The Cecilian Bank
2 year Term
Minimum to earn APY $1,000
0.75% APY
Rates as of 2017-10-14
Advertiser Comments
Fixed 2-year certificate - Limited to local Kentucky market area

Type: CD

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Coleman County State Bank
2 year Term
Minimum to earn APY $1,000
0.75% APY
Rates as of 2017-10-12
Advertiser Comments
Rate effective for balances up to $99,999.99 - tiered rates apply thereafter.

Type: CD

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Avon Co-Operative Bank
2 year Term
Minimum to earn APY $1,000
0.75% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month CD - Located in Avon, MA

Type: CD

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American Eagle Bank of Chicago
2 year Term
Minimum to earn APY $1,000
0.75% APY
Rates as of 2017-10-12
Advertiser Comments
24 Month Standard CD - Account available to local market area of Chicago, IL

Type: CD

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Cathay Bank
2 year Term
Minimum to earn APY $2,500
0.70% APY
Rates as of 2017-10-12
Advertiser Comments
2 Year to 35 Month CD - Tier $2,500 - $49,999 - Rate collected within See moreNY

Type: CD

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TheBANK of Edwardsville
2 year Term
Minimum to earn APY $1,000
0.65% APY
Rates as of 2017-10-14
Advertiser Comments
24 Month CD. IL market area only

Type: CD

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Equitable Bank
2 year Term
Minimum to earn APY $1,000
0.61% APY
Rates as of 2017-10-04
Advertiser Comments
Regular CD - 24 months

Type: CD

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