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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 2 Year CD as of October 17, 2018

Term
Amount

2 years Term
$0 Min. to earn APY

2.60%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • INTRODUCING A NEW CD RATE
  • No minimum opening deposit, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
 

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2 years Term
$2000 Min. to earn APY

2.75%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC
 

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2 years Term
$1 Min. to earn APY

2.60%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • Guaranteed Returns
  • Competitive Rates
  • FDIC Insured
 

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2 years Term
$2500 Min. to earn APY

2.80%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • Member FDIC. Minimum balance to open is $2,500
  • No opening and maintenance fees
  • Interest accrued the day the account is funded
 

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Popular Direct
2 year Term
Min. to earn APY $10,000
2.95% APY
Rates as of 2018-10-11

Type: CD

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State Bank of India
2 year Term
Min. to earn APY $5,000
2.93% APY
Rates as of 2018-10-11
Advertiser Comments
Certificate of Deposit Accounts, New York Branch

Type: CD

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First Internet Bank
2 year Term
Min. to earn APY $1,000
2.89% APY
Rates as of 2018-10-15
Advertiser Comments
24 month CD

Type: CD

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Virtual Bank
2 year Term
Min. to earn APY $10,000
2.81% APY
Rates as of 2018-10-10
Advertiser Comments
eCD rates for online account only

Type: CD

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PurePoint Financial
2 year Term
Min. to earn APY $10,000
2.80% APY
Rates as of 2018-10-11
Advertiser Comments
24 Month Online CD

Type: CD

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MyBankingDirect
2 year Term
Min. to earn APY $500
2.75% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD - Online

Type: CD

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BankPurely
2 year Term
Min. to earn APY $1,000
2.75% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month PurelyCD - One tree will be planted for every BankPurely account opened

Type: CD

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Citizens Access
2 year Term
Min. to earn APY $5,000
2.75% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month Online CD

Type: CD

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Vio Bank
2 year Term
Min. to earn APY $500
2.70% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month High Yield Online CD

Type: CD

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Pentagon Federal Credit Union
2 year Term
Min. to earn APY $1,000
2.70% APY
Rates as of 2018-10-11
Advertiser Comments
Money Market Certificates - membership is open to U.S. military

Type: CD

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Melrose Credit Union
2 year Term
Min. to earn APY $5,000
2.68% APY
Rates as of 2018-10-10
Advertiser Comments
Share Certificate - contact Melrose CU for opening paperwork - Must be a member

Type: CD

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Bank of Botetourt
2 year Term
Min. to earn APY $500
2.62% APY
Rates as of 2018-10-10
Advertiser Comments
Promotional 2 Year CD

Type: CD

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Connexus Credit Union
2 year Term
Min. to earn APY $5,000
2.60% APY
Rates as of 2018-10-10
Advertiser Comments
Share Certificate 24 Months - Membership is available nationwide - Credit union located in Wisconsin

Type: CD

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Capital One
2 year Term
Min. to earn APY $0
2.60% APY
Rates as of 2018-10-10
Advertiser Comments
CD - 24 Month

Type: CD

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Discover Bank
2 year Term
Min. to earn APY $2,500
2.60% APY
Rates as of 2018-10-15
Advertiser Comments
24 Month CD

Type: CD

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Colorado Federal Savings Bank
2 year Term
Min. to earn APY $5,000
2.60% APY
Rates as of 2018-10-10
Advertiser Comments
Online CD

Type: CD

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Incredible Bank
2 year Term
Min. to earn APY $1,000
2.52% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month IB CD - Online

Type: CD

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Salem Five Direct
2 year Term
Min. to earn APY $10,000
2.50% APY
Rates as of 2018-10-11
Advertiser Comments
24 Month High-Yield CD Special

Type: CD

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Customers Bank
2 year Term
Min. to earn APY $500
2.50% APY
Rates as of 2018-10-10
Advertiser Comments
2 Year Promotion CD - Automatic renewal at maturity to a regular 24 Month CD See more- New money required - Limited to Pennsylvania, New Jersey and New York market area

Type: CD

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Ally Bank
2 year Term
Min. to earn APY $0
2.50% APY
Rates as of 2018-10-10
Advertiser Comments
Raise Your Rate CD - APY for all balances - Option to raise your rate See moreonce if Ally's rates go up during term of CD - Apply online - Rate collected within: CA

Type: CD

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Nationwide Bank
2 year Term
Min. to earn APY $500
2.35% APY
Rates as of 2018-10-11
Advertiser Comments
24 Month CD - for balances in Tier $0-$9,999

Type: CD

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FirstBank Puerto Rico
2 year Term
Min. to earn APY $1,000
2.30% APY
Rates as of 2018-10-15
Advertiser Comments
24 Month CD - Stated rates are for CD accounts that are opened online only

Type: CD

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Arvest Bank
2 year Term
Min. to earn APY $1,000
2.27% APY
Rates as of 2018-10-10
Advertiser Comments
Tier $1,000-$9,999 - Rates collected within: Fort Smith, Arkansas

Type: CD

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Amegy Bank of Texas
2 year Term
Min. to earn APY $1,000
2.20% APY
Rates as of 2018-10-10
Advertiser Comments
24-35 month CD

Type: CD

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Avidia Bank
2 year Term
Min. to earn APY $1,000
2.17% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD

Type: CD

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Security Service Federal Credit Union
2 year Term
Min. to earn APY $500
2.15% APY
Rates as of 2018-10-11
Advertiser Comments
must be a member and reside in Texas, Colorado or Utah - apply online - See moreRate collected within: 78203 (TX)

Type: CD

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Dollar Savings Direct
2 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-10-15
Advertiser Comments
24 month CD

Type: CD

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Wings Financial Credit Union
2 year Term
Min. to earn APY $500
1.91% APY
Rates as of 2018-10-10
Advertiser Comments
CD Tier $500 - $9,999.99 - Membership is limited to employees of the air transportation See moreindustry, as well as those who live or work in select counties of the Minneapolis/St. Paul, MN, metro area

Type: CD

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Wildfire Credit Union
2 year Term
Min. to earn APY $2,000
1.90% APY
Rates as of 2018-10-10
Advertiser Comments
24-35 Month CD - For Balances of $100,000 or more contact credit union for rates. See moreMembership is open to those who live, work, worship or attend college in one of the following Michigan counties: Saginaw, Bay, Midland, Genesee, Gratiot, Shiawassee and Tuscola.

Type: CD

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Brunswick State Bank
2 year Term
Min. to earn APY $1,000
1.85% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD - Limited to local Nebraska market area

Type: CD

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Allied First Bank
2 year Term
Min. to earn APY $500
1.80% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD

Type: CD

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Northern Bank Direct
2 year Term
Min. to earn APY $500
1.75% APY
Rates as of 2018-10-11
Advertiser Comments
24 Month Online CD

Type: CD

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Bellevue State Bank
2 year Term
Min. to earn APY $2,500
1.66% APY
Rates as of 2018-10-10

Type: CD

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Southeast Financial Credit Union
2 year Term
Min. to earn APY $500
1.60% APY
Rates as of 2018-10-11
Advertiser Comments
Membership is limited to select employer groups. See website for complete list of eligible See moreemployers.

Type: CD

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Black River Country Bank
2 year Term
Min. to earn APY $1,000
1.56% APY
Rates as of 2018-10-10

Type: CD

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Bank Iowa
2 year Term
Min. to earn APY $500
1.51% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD

Type: CD

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Main Street Bank
2 year Term
Min. to earn APY $1,000
1.51% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month CD

Type: CD

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American Plus Bank
2 year Term
Min. to earn APY $1,000
1.51% APY
Rates as of 2018-10-10
Advertiser Comments
24-59 Month CD

Type: CD

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Bank of Blue Valley
2 year Term
Min. to earn APY $500
1.42% APY
Rates as of 2018-10-10
Advertiser Comments
24-35 month CD

Type: CD

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Zions Bank
2 year Term
Min. to earn APY $1,000
1.41% APY
Rates as of 2018-10-10
Advertiser Comments
Regular CD - Rate collected within: UT

Type: CD

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Ultima Bank
2 year Term
Min. to earn APY $1,000
1.40% APY
Rates as of 2018-10-10
Advertiser Comments
24 month

Type: CD

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CIT Bank
2 year Term
Min. to earn APY $1,000
1.40% APY
Rates as of 2018-10-10
Advertiser Comments
Term CD - Apply online

Type: CD

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EagleBank
2 year Term
Min. to earn APY $1,000
1.35% APY
Rates as of 2018-10-15
Advertiser Comments
24-29 Month CD

Type: CD

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Coleman County State Bank
2 year Term
Min. to earn APY $1,000
1.31% APY
Rates as of 2018-10-10
Advertiser Comments
Rate effective for balances $1,000 - $99,999.99 - see website for other tiered rates

Type: CD

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HSBC Advance
2 year Term
Min. to earn APY $1,000
1.30% APY
Rates as of 2018-10-10
Advertiser Comments
Online only - 24 Month CD

Type: CD

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CenterState Bank, N.A.
2 year Term
Min. to earn APY $500
1.26% APY
Rates as of 2018-10-10
Advertiser Comments
24 Month Bump-Up CD Special

Type: CD

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HSBC
2 year Term
Min. to earn APY $1,000
1.25% APY
Rates as of 2018-10-10
Advertiser Comments
2 to 4 Years Less 1 Day - Stated rate is for accounts opened by See morephone

Type: CD

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Gulf Coast Bank and Trust Company
2 year Term
Min. to earn APY $2,000
1.25% APY
Rates as of 2018-10-16
Advertiser Comments
Direct Online Certificate of Deposit (CD) - 24 Months

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.