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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 2 Year CD as of November 29, 2020

Term
Amount

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Bank of America (Rate in NY)
2 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-11-25
Advertiser Comments
Standard Term 24 Month CD - Tier $10,000 - $99,999 - Rate collected within: 10025 See more(NY)

Type: CD

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HSBC
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month Branch/Telephone Deposit Account - Stated rate is for accounts opened in-branch or by See morephone

Type: CD

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BB&T
2 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month Personal CD - APY for Tier $10,000-$49,999

Type: CD

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Bank of America (Rate in CA)
2 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-11-25
Advertiser Comments
Standard Term 24 Month CD - Tier $10,000 - $99,999 - Rate collected within: 94115 See more(CA)

Type: CD

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Amegy Bank of Texas
2 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-11-25
Advertiser Comments
Personal CD - 24 to 35 Months - Tier $1,000 - $99,999 - Rate collected See morewithin: TX

Type: CD

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Bank of America (Rate in IL)
2 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-11-25
Advertiser Comments
Standard Term 24 Month CD - Tier $10,000 - $99,999 - Rate collected within: 60625 See more(IL)

Type: CD

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American Savings Bank
2 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2020-11-25
Advertiser Comments
24-up to 36 months - Apply online

Type: CD

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SunTrust Bank
2 year Term
Min. to earn APY $2,000
0.05% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month CD - Rate collected within: 30308 (GA)

Type: CD

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Citizens Bank (Rate in NY)
2 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD - Higher rates are available with Platinum Checking or Platinum Plus Checking See moreaccount

Type: CD

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California First National Bank
2 year Term
Min. to earn APY $5,000
0.05% APY*
Rates as of 2020-11-25

Type: CD

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M and T Bank (Rate in NY)
2 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2020-11-18
Advertiser Comments
Select Promo 24 Month CD - This CD requires an M and T qualifying checking See moreaccount - Rate collected within: 10025 (NY)

Type: CD

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Bank of Blue Valley
2 year Term
Min. to earn APY $1,000
0.15% APY*
Rates as of 2020-11-25
Advertiser Comments
24-35 month CD

Type: CD

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Citizens Access
2 year Term
Min. to earn APY $5,000
0.20% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month Online CD

Type: CD

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Arvest Bank
2 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-11-25
Advertiser Comments
Tier $10,000-$49,999 - Rates collected within: Fort Smith, AR

Type: CD

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1st Source Bank
2 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-11-04
Advertiser Comments
Online CDs

Type: CD

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Bank of the West
2 year Term
Min. to earn APY $2,500
0.20% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month Premium MM CD - Rate collected within: CA

Type: CD

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Washington Federal
2 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2020-11-19
Advertiser Comments
24-35 Month CD - Tier $1,000-$89,999 - Account must be opened in branch - Accounts See moreare available within: WA, OR, ID, UT, AZ, NV, TX and NM

Type: CD

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Third Federal Savings and Loan
2 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month Standard CD - Apply online - Rate collected within: Broward County, Florida

Type: CD

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First Horizon Bank
2 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2020-11-25
Advertiser Comments
Regular 24 month CD - Open online

Type: CD

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Capital One
2 year Term
Min. to earn APY $0
0.25% APY*
Rates as of 2020-11-25
Advertiser Comments
CD - 24 Month

Type: CD

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Vio Bank
2 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2020-11-19
Advertiser Comments
24 Month High Yield Online CD

Type: CD

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Zions Bank
2 year Term
Min. to earn APY $1,000
0.28% APY*
Rates as of 2020-11-19
Advertiser Comments
Regular CD - Rate collected within: UT

Type: CD

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OneUnited Bank
2 year Term
Min. to earn APY $500
0.30% APY*
Rates as of 2020-11-18
Advertiser Comments
UNITY Gold Two Year E-CD - Tier $500 - $249,999.99 - Available online only

Type: CD

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Barclays
2 year Term
Min. to earn APY $0
0.30% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month Online CD - No minimum opening balance or deposit required to open

Type: CD

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Investors Bank
2 year Term
Min. to earn APY $500
0.30% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month CD

Type: CD

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Gulf Coast Bank and Trust Company
2 year Term
Min. to earn APY $2,000
0.35% APY*
Rates as of 2020-11-21
Advertiser Comments
Direct Online CD - 24 Months

Type: CD

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OneWest Bank
2 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2020-11-18
Advertiser Comments
Online CD

Type: CD

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Community Bank of Trenton
2 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD

Type: CD

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Cathay Bank
2 year Term
Min. to earn APY $2,500
0.35% APY*
Rates as of 2020-11-25
Advertiser Comments
2 Year to 35 Month CD - Tier $2,500 - $49,999.99 - Rate collected within See moreNY

Type: CD

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CIT Bank
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-25
Advertiser Comments
Term CD - Apply online

Type: CD

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Webster Bank
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-19
Advertiser Comments
2 Year CD - Tier $2,500 - $19,999 - Checking account is required to obtain See moreCD rates listed

Type: CD

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HSBC Advance
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-18
Advertiser Comments
Online 24 Month CD

Type: CD

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Axos Bank
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD - APY for balances $1,000 and over

Type: CD

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Virtual Bank
2 year Term
Min. to earn APY $10,000
0.40% APY*
Rates as of 2020-11-19
Advertiser Comments
24 Month eCD - Online account

Type: CD

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Coleman County State Bank
2 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2020-11-25
Advertiser Comments
Rate effective for balances $1,000 - $99,999.99 - see website for other tiered rates

Type: CD

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Popular Direct
2 year Term
Min. to earn APY $10,000
0.40% APY*
Rates as of 2020-11-18

Type: CD

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First National Bank Texas
2 year Term
Min. to earn APY $500
0.45% APY*
Rates as of 2020-11-25
Advertiser Comments
Fixed rate CD

Type: CD

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Northern Bank Direct
2 year Term
Min. to earn APY $500
0.45% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month Online CD

Type: CD

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American Plus Bank
2 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-11-25
Advertiser Comments
24-59 Month CD - Tier $10,000 - $24,999.99

Type: CD

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Coastal Heritage Bank
2 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-11-25
Advertiser Comments
Regular CD - 24 months

Type: CD

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Avidia Bank
2 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD

Type: CD

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Main Street Bank
2 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month CD

Type: CD

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Gate City Bank
2 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2020-11-21
Advertiser Comments
2 Year CD - Rate collected within: Fargo ND

Type: CD

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Dollar Savings Direct
2 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2020-11-25
Advertiser Comments
24 month CD

Type: CD

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Hingham Institution for Savings
2 year Term
Min. to earn APY $5,000
0.60% APY*
Rates as of 2020-11-18
Advertiser Comments
2 Year CD

Type: CD

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Geddes Federal Savings and Loan Association
2 year Term
Min. to earn APY $500
0.60% APY*
Rates as of 2020-11-21
Advertiser Comments
Central New York market area only

Type: CD

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Bellevue State Bank
2 year Term
Min. to earn APY $2,500
0.60% APY*
Rates as of 2020-11-25

Type: CD

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Allied First Bank
2 year Term
Min. to earn APY $500
0.61% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD

Type: CD

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Colorado Federal Savings Bank
2 year Term
Min. to earn APY $5,000
0.65% APY*
Rates as of 2020-11-25
Advertiser Comments
Online CD

Type: CD

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Synchrony Bank
2 year Term
Min. to earn APY $2,000
0.65% APY*
Rates as of 2020-11-18
Advertiser Comments
24 Month CD - APY for balances $2,000 and above

Type: CD

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Ultima Bank Minnesota
2 year Term
Min. to earn APY $1,000
0.65% APY*
Rates as of 2020-11-19
Advertiser Comments
24 month

Type: CD

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Wildfire Credit Union
2 year Term
Min. to earn APY $500
0.70% APY*
Rates as of 2020-11-19
Advertiser Comments
24-35 Month CD - For Balances of $100,000 or more contact credit union for rates

Type: CD

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Ally Bank
2 year Term
Min. to earn APY $0
0.70% APY*
Rates as of 2020-11-25
Advertiser Comments
Raise Your Rate CD - APY for all balances - Option to raise your rate See moreonce if Ally's rates go up during term of CD - Apply online

Type: CD

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Black River Country Bank
2 year Term
Min. to earn APY $1,000
0.70% APY*
Rates as of 2020-11-25

Type: CD

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Comenity Direct
2 year Term
Min. to earn APY $1,500
0.75% APY*
Rates as of 2020-11-25
Advertiser Comments
2-Year CD

Type: CD

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First Internet Bank
2 year Term
Min. to earn APY $1,000
0.75% APY*
Rates as of 2020-11-25
Advertiser Comments
24 month CD

Type: CD

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Connexus Credit Union
2 year Term
Min. to earn APY $5,000
0.81% APY*
Rates as of 2020-11-25
Advertiser Comments
Share Certificate 24 Months - Membership is available nationwide - Credit union located in Wisconsin

Type: CD

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Wings Financial Credit Union
2 year Term
Min. to earn APY $500
0.85% APY*
Rates as of 2020-11-19
Advertiser Comments
CD Tier $10,000 - $99,999.99

Type: CD

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The Cecilian Bank
2 year Term
Min. to earn APY $1,000
0.90% APY*
Rates as of 2020-11-18
Advertiser Comments
Fixed 2-year certificate - Limited to local Kentucky market area

Type: CD

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Brunswick State Bank
2 year Term
Min. to earn APY $1,000
0.90% APY*
Rates as of 2020-11-25
Advertiser Comments
24 Month CD - Limited to local Nebraska market area

Type: CD

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EagleBank
2 year Term
Min. to earn APY $1,000
1.35% APY*
Rates as of 2020-11-25
Advertiser Comments
24-29 Month CD

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.