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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 2 Year CD as of February 22, 2019

Term
Amount

2 years Term
$2500 Min. to earn APY

3.00%APY Annual Percentage Yield

Rates as of 2/22/2019
FDIC Insured

Advertiser Comments

  • FDIC insurance up to the maximum allowed by law
  • No Monthly Maintenance Fees
  • Interest Compounds Daily
 

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2 years Term
$0 Min. to earn APY

2.80%APY Annual Percentage Yield

Rates as of 2/22/2019
FDIC Insured

Advertiser Comments

  • Open a CD today to enjoy steady growth and guaranteed returns.
 

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2 years Term
$2500 Min. to earn APY

2.95%APY Annual Percentage Yield

Rates as of 2/22/2019
FDIC Insured

Advertiser Comments

  • Member FDIC. Minimum balance to open is $2,500
  • No opening and maintenance fees
  • Interest accrued the day the account is funded
 

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2 years Term
$0 Min. to earn APY

2.80%APY Annual Percentage Yield

Rates as of 2/22/2019
FDIC Insured

Advertiser Comments

  • INTRODUCING A NEW CD RATE
  • No minimum opening deposit, no account open fees, no maintenance fees
  • Secure, 24/7 online access to your funds
 

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2 years Term
$2000 Min. to earn APY

2.90%APY Annual Percentage Yield

Rates as of 2/22/2019
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC
 

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State Bank of India
2 year Term
Min. to earn APY $5,000
3.09% APY
Rates as of 2019-02-11
Advertiser Comments
Certificate of Deposit Accounts, New York Branch

Type: CD

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First Internet Bank
2 year Term
Min. to earn APY $1,000
2.96% APY
Rates as of 2019-02-21
Advertiser Comments
24 month CD

Type: CD

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Citizens Access
2 year Term
Min. to earn APY $5,000
2.95% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month Online CD

Type: CD

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Popular Direct
2 year Term
Min. to earn APY $10,000
2.93% APY
Rates as of 2019-02-09

Type: CD

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Pentagon Federal Credit Union
2 year Term
Min. to earn APY $1,000
2.80% APY
Rates as of 2019-02-08
Advertiser Comments
Money Market Certificates - membership is open to U.S. military

Type: CD

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Virtual Bank
2 year Term
Min. to earn APY $10,000
2.80% APY
Rates as of 2019-02-20
Advertiser Comments
eCD rates for online account only

Type: CD

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Colorado Federal Savings Bank
2 year Term
Min. to earn APY $5,000
2.80% APY
Rates as of 2019-02-20
Advertiser Comments
Online CD

Type: CD

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FirstBank Puerto Rico
2 year Term
Min. to earn APY $1,000
2.75% APY
Rates as of 2019-02-21
Advertiser Comments
25 Month CD

Type: CD

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MyBankingDirect
2 year Term
Min. to earn APY $500
2.75% APY
Rates as of 2019-02-19
Advertiser Comments
24 Month CD - Online

Type: CD

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BankPurely
2 year Term
Min. to earn APY $1,000
2.75% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month PurelyCD - One tree will be planted for every BankPurely account opened

Type: CD

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Connexus Credit Union
2 year Term
Min. to earn APY $5,000
2.70% APY
Rates as of 2019-02-20
Advertiser Comments
Share Certificate 24 Months - Membership is available nationwide - Credit union located in Wisconsin

Type: CD

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Discover Bank
2 year Term
Min. to earn APY $2,500
2.70% APY
Rates as of 2019-02-19
Advertiser Comments
24 Month CD

Type: CD

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Goldman Sachs Bank USA
2 year Term
Min. to earn APY $500
2.70% APY
Rates as of 2019-02-21
Advertiser Comments
Online CD - Low $500 minimum deposit. Terms from 6 months to 6 years. Choose See moreyour monthly interest disbursement.

Type: CD

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Vio Bank
2 year Term
Min. to earn APY $500
2.65% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month High Yield Online CD

Type: CD

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Ally Bank
2 year Term
Min. to earn APY $0
2.60% APY
Rates as of 2019-02-20
Advertiser Comments
Raise Your Rate CD - APY for all balances - Option to raise your rate See moreonce if Ally's rates go up during term of CD - Apply online - Rate collected within: CA

Type: CD

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Incredible Bank
2 year Term
Min. to earn APY $1,000
2.52% APY
Rates as of 2019-02-16
Advertiser Comments
24 Month IB CD - Online

Type: CD

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Salem Five Direct
2 year Term
Min. to earn APY $10,000
2.50% APY
Rates as of 2019-02-10
Advertiser Comments
24 Month High-Yield CD Special

Type: CD

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Customers Bank
2 year Term
Min. to earn APY $500
2.50% APY
Rates as of 2019-02-20
Advertiser Comments
2 Year Promotion CD - Automatic renewal at maturity to a regular 24 Month CD See more- New money required - Limited to Pennsylvania, New Jersey and New York market area

Type: CD

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Amegy Bank of Texas
2 year Term
Min. to earn APY $1,000
2.50% APY
Rates as of 2019-02-20
Advertiser Comments
24-35 month CD - Rate collected within: TX

Type: CD

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Arvest Bank
2 year Term
Min. to earn APY $1,000
2.42% APY
Rates as of 2019-02-20
Advertiser Comments
Tier $10,000-$49,999 - Rates collected within: Fort Smith, AR

Type: CD

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Gulf Coast Bank and Trust Company
2 year Term
Min. to earn APY $2,000
2.40% APY
Rates as of 2019-02-21
Advertiser Comments
Direct Online Certificate of Deposit (CD) - 24 Months

Type: CD

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Wildfire Credit Union
2 year Term
Min. to earn APY $500
2.25% APY
Rates as of 2019-02-20
Advertiser Comments
24-35 Month CD - For Balances of $100,000 or more contact credit union for rates

Type: CD

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Main Street Bank
2 year Term
Min. to earn APY $1,000
2.22% APY
Rates as of 2019-02-19
Advertiser Comments
24 Month CD

Type: CD

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Avidia Bank
2 year Term
Min. to earn APY $1,000
2.17% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD

Type: CD

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Wings Financial Credit Union
2 year Term
Min. to earn APY $500
2.06% APY
Rates as of 2019-02-20
Advertiser Comments
CD Tier $500 - $9,999.99 - Membership is limited to employees of the air transportation See moreindustry, as well as those who live or work in select counties of the Minneapolis/St. Paul, MN, metro area

Type: CD

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Ultima Bank Minnesota
2 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2019-02-20
Advertiser Comments
24 month

Type: CD

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Dollar Savings Direct
2 year Term
Min. to earn APY $1,000
2.00% APY
Rates as of 2019-02-19
Advertiser Comments
24 month CD

Type: CD

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Black River Country Bank
2 year Term
Min. to earn APY $1,000
1.86% APY
Rates as of 2019-02-20

Type: CD

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Brunswick State Bank
2 year Term
Min. to earn APY $1,000
1.85% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD - Limited to local Nebraska market area

Type: CD

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Bank Iowa
2 year Term
Min. to earn APY $500
1.81% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD

Type: CD

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Allied First Bank
2 year Term
Min. to earn APY $500
1.80% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD

Type: CD

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Northern Bank Direct
2 year Term
Min. to earn APY $500
1.75% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month Online CD

Type: CD

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Zions Bank
2 year Term
Min. to earn APY $1,000
1.66% APY
Rates as of 2019-02-20
Advertiser Comments
Regular CD - Rate collected within: UT

Type: CD

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Bellevue State Bank
2 year Term
Min. to earn APY $2,500
1.66% APY
Rates as of 2019-02-20

Type: CD

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American Plus Bank
2 year Term
Min. to earn APY $1,000
1.51% APY
Rates as of 2019-02-20
Advertiser Comments
24-59 Month CD

Type: CD

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Bank of Blue Valley
2 year Term
Min. to earn APY $500
1.42% APY
Rates as of 2019-02-20
Advertiser Comments
24-35 month CD

Type: CD

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CIT Bank
2 year Term
Min. to earn APY $1,000
1.40% APY
Rates as of 2019-02-20
Advertiser Comments
Term CD - Apply online

Type: CD

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EagleBank
2 year Term
Min. to earn APY $1,000
1.35% APY
Rates as of 2019-02-19
Advertiser Comments
24-29 Month CD

Type: CD

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Coleman County State Bank
2 year Term
Min. to earn APY $1,000
1.31% APY
Rates as of 2019-02-20
Advertiser Comments
Rate effective for balances $1,000 - $99,999.99 - see website for other tiered rates

Type: CD

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HSBC Advance
2 year Term
Min. to earn APY $1,000
1.30% APY
Rates as of 2019-02-16
Advertiser Comments
Online only - 24 Month CD

Type: CD

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CenterState Bank, N.A.
2 year Term
Min. to earn APY $500
1.26% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month Bump-Up CD Special

Type: CD

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HSBC
2 year Term
Min. to earn APY $1,000
1.25% APY
Rates as of 2019-02-16
Advertiser Comments
24 Month CD - Stated rate is for accounts opened by phone

Type: CD

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Axos Bank
2 year Term
Min. to earn APY $1,000
1.20% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD - APY for balances $1,000 and over

Type: CD

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The Cecilian Bank
2 year Term
Min. to earn APY $1,000
1.15% APY
Rates as of 2019-02-20
Advertiser Comments
Fixed 2-year certificate - Limited to local Kentucky market area

Type: CD

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OneWest Bank
2 year Term
Min. to earn APY $1,000
1.10% APY
Rates as of 2019-02-08
Advertiser Comments
Online CD

Type: CD

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Bank of The Valley
2 year Term
Min. to earn APY $500
1.05% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month CD - Tier $500 - $4,999

Type: CD

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Third Federal Savings and Loan
2 year Term
Min. to earn APY $500
1.00% APY
Rates as of 2019-02-20
Advertiser Comments
24 Month Standard CD

Type: CD

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Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.