Money Market Accounts

Money market accounts are similar in many ways to traditional savings accounts, though most banks reserve a higher yield for their money market option. The catch is often that you need a higher minimum balance to earn interest and avoid penalties with a money market account. But the higher yield isn’t the only possible perk with these vehicles: Some money market accounts also offer debit card and checking privileges.

Rates for Money Market Account as of

Amount
Other Savings and Money Market Account Options
Truist Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-19
Advertiser Comments
Truist One Savings - APY for all balances

Type: Savings

Learn More
USAA Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-19
Advertiser Comments
USAA Savings - APY for all balances - USAA Bank is a member based bank See moreproviding services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details

Type: Savings

Learn More
Chase
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Chase Savings - APY for all balances - A $4 monthly service fee applies for See moreaccount balances under $300 which are not a part of the Automatic Savings Program or held by a person under 18 years of age - Rate collected within: 10025 (NY)

Type: Savings

Learn More
M and T Bank
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Starter Savings - APY for balances $1 and above - Available to those 18 or See moreyounger - Rate collected within: 10025 (NY)

Type: Savings

Learn More
TD Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-19
Advertiser Comments
TD Simple Savings - APY for all balances - $5 monthly maintenance fee waived with See morea minimum daily balance of $300 - Rate collected within: New York City, NY

Type: Savings

Learn More
Charles Schwab Bank
Term
Min. to earn APY $0
0.48% APY*
Rates as of 2024-04-17
Advertiser Comments
Schwab Bank Investor Savings - APY for all balances

Type: Savings

Learn More
PNC Bank
Term
Min. to earn APY $1
1.00% APY*
Rates as of 2024-04-18
Advertiser Comments
Money Market - Standard Rate - $12 monthly service fee is waived with one of See morethe following: average monthly balance of $5,000, or account linked to a select PNC checking account

Type: MMA

Learn More
Commerce Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
myRewards Savings - APY for balances $100 and over - Rate collected within: 60625 (IL)

Type: Savings

Learn More
City National Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Personal Savings - APY for all balances - $5 monthly fee waived with $100 minimum See moredaily balance - Rate collected within CA

Type: Savings

Learn More
U.S. Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-19
Advertiser Comments
Standard Savings - APY for all balances - $4 monthly fee waived with a $300 See moredaily balance or $1,000 average monthly collected balance, or if account holders age 17 and younger - Rate collected within: CA 94115

Type: Savings

Learn More
S and T Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
Umpqua Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-19
Advertiser Comments
Grow Savings - $3 monthly fee waived with $200 minimum daily balance

Type: Savings

Learn More
Wells Fargo
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-12
Advertiser Comments
Way2Save - APY for all balances - $5 monthly service fee waived with one of See morethe following: maintain a $300 minimum daily balance, or set up and maintain one or more automatic, recurring savings options or are under the age of 18 and are primary owner of account - Rate collected within: NY 10025

Type: Savings

Learn More
KeyBank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Key Active Saver - APY for all balances - Rate collected within: 10025 (NY)

Type: Savings

Learn More
Bank of America
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Advantage Savings - APY for all balances - Rate collected within: 10025 (NY)

Type: Savings

Learn More
Busey Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Everyday Savings - APY for all balances - Rates may vary by location - limited See moreto local market area - Rate collected within: Champaign and Ford counties, 61822 (IL)

Type: Savings

Learn More
Eastern Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - No monthly service fee

Type: Savings

Learn More
Salem Five Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
WestField Bank FSB
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-12
Advertiser Comments
Simply Savings - APY for balances up to $499,999.99

Type: Savings

Learn More
BMO Harris Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Savings Builder - APY for all balances - Rate collected within: 60625 (IL)

Type: Savings

Learn More
Citizens Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
One Deposit Savings - APY for all balances

Type: Savings

Learn More
The Huntington National Bank
Term
Min. to earn APY $0
0.01% APY*
Rates as of 2024-04-19
Advertiser Comments
Premier Savings - APY for balances $0.01 and above - Rate collected within: 43215 (OH) See more

Type: Savings

Learn More
Comerica Bank
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for all balances - $500 minimum balance required to avoid monthly See morefees. Rate collected within: 94115 (CA)

Type: Savings

Learn More
Rockland Trust
Term
Min. to earn APY $1
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Free Savings - APY for balances $1 and over - Rate collected within: 02112 (MA)

Type: Savings

Learn More
Americas Credit Union
Term
Min. to earn APY $25
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Share Savings - APY for balances $25 and above

Type: Savings

Learn More
People Driven Credit Union
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Share Savings - APY for balances $100 and over

Type: Savings

Learn More
Crossroads Bank (crossroadsbanking.com)
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - Tier $100-$999.99 - Located in Indiana

Type: Savings

Learn More
Northwest Bank
Term
Min. to earn APY $100
0.01% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for balances $100 and over - Rate collected within: Buffalo NY See more14208

Type: Savings

Learn More
Tri City National Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-19
Advertiser Comments
Everyday Savings - APY for all balances

Type: Savings

Learn More
TS Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-19
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
Fulton Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
First Financial Northwest Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
Central Pacific Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Personal Savings - APY for all balances

Type: Savings

Learn More
First National Bank of Omaha
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Basic Savings (no relationship account requied) - APY for balances $0 and above - See moreRate collected within: 68102 Omaha, NE

Type: Savings

Learn More
National Bank of Arizona
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
First Hawaiian Bank
Term
Min. to earn APY $0
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings - APY for all balances

Type: Savings

Learn More
American Savings Bank
Term
Min. to earn APY $100
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances $100 and above

Type: Savings

Learn More
Chemung Canal Trust Company
Term
Min. to earn APY $250
0.02% APY*
Rates as of 2024-04-17
Advertiser Comments
Personal Savings - minimum balance of $250 to obtain APY and avoid service charge

Type: Savings

Learn More
O Bee Credit Union
Term
Min. to earn APY $500
0.02% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings Account - Tier $500.01 and above, with requirements met

Type: Savings

Learn More
Armed Forces Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
Blue Ridge Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Savings - APY for all balances - Avoid the $10 monthly service fee by maintaining See morea $500 minimum average daily balance (after 12-month grace period)

Type: Savings

Learn More
Pioneer Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances - $100 average daily balance for the month See morerequired to avoid a service charge

Type: Savings

Learn More
Consumers Credit Union
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Membership Share Savings - APY for all balances

Type: Savings

Learn More
Raymond Federal Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
Cathay Bank
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - Tier $0.01 - $49,999.99 - $3 monthly service charge waived with $500 See moreminimum daily balance

Type: Savings

Learn More
Farmers and Merchants Bank of Long Beach
Term
Min. to earn APY $0
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Market Rate Savings - Tier $0.01 - $9,999.99

Type: Savings

Learn More
The Farmers National Bank of Canfield
Term
Min. to earn APY $1
0.03% APY*
Rates as of 2024-04-19
Advertiser Comments
Statement Savings - APY for balances $1 and above

Type: Savings

Learn More
Rollstone Bank and Trust
Term
Min. to earn APY $100
0.03% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings - APY for balances $10 - $29,999

Type: Savings

Learn More
County Savings Bank
Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Passbook Savings - Tier $1,000 - $10,000

Type: Savings

Learn More
FirstBank
Term
Min. to earn APY $0
0.04% APY*
Rates as of 2024-04-18
Advertiser Comments
Regular Savings - APY for all balances - Rate collected within: CO

Type: Savings

Learn More
The National Bank of Blacksburg
Term
Min. to earn APY $0
0.04% APY*
Rates as of 2024-04-19
Advertiser Comments
Statement Savings - APY for all balances - $100 minimum balance requirement to avoid a See more$2 monthly service fee. No minimum balance requirements for minor children.

Type: Savings

Learn More
Bank of Hawaii
Term
Min. to earn APY $1
0.04% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings - APY for balances $1 and above

Type: Savings

Learn More
First Tech Federal Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Carefree Savings - APY for all balances - Must be a member of First Tech See moreFCU

Type: Savings

Learn More
State Department Federal Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Regular Savings - APY for all balances

Type: Savings

Learn More
Kearny Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - Rate collected within: 07032 (NJ)

Type: Savings

Learn More
Florida Central Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Regular Savings - APY for all balances

Type: Savings

Learn More
MidwestOne Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Consumer Savings - APY for all balances - Rate collected within Iowa/Southwest Wisconsin

Type: Savings

Learn More
CoreFirst Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY available for all balances - transaction limitations may apply - $3 See moremonthly service charge waived for balances over $200 or people under 21 yrs

Type: Savings

Learn More
United Financial Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-19
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
HomeStreet Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Personal Savings - Rate collected within: Western WA and OR

Type: Savings

Learn More
The Adirondack Trust Company
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-19
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
Wakefield Co-operative Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-12
Advertiser Comments
Statement Savings - No minimum balance to earn stated APY

Type: Savings

Learn More
National Exchange Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
Greenville National Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
Solutions Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
SaveUp Savings - APY without automatic recurring monthly transfer

Type: Savings

Learn More
First National Bank Texas
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings - Tier $0.01 - $49,999.99

Type: Savings

Learn More
First Federal Savings and Loan Association of Lakewood
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - Tier: Balances under $15,000

Type: Savings

Learn More
Southeast Financial Credit Union
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Regular Share - APY for all balances

Type: Savings

Learn More
Sabine State Bank and Trust Company
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings - APY for all balances

Type: Savings

Learn More
Peoples Security Bank and Trust
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for all balances

Type: Savings

Learn More
The First Bank and Trust Company of Murphysboro
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-19
Advertiser Comments
Passbook Savings - APY for all balances

Type: Savings

Learn More
Abington Bank
Term
Min. to earn APY $0
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Get Real Savings - APY for all balances - No monthly account fee

Type: Savings

Learn More
Warsaw Federal Savings and Loan
Term
Min. to earn APY $1
0.05% APY*
Rates as of 2024-04-12
Advertiser Comments
Statement Savings - Tier Under $25,000

Type: Savings

Learn More
Cornhusker Bank
Term
Min. to earn APY $1
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings Account

Type: Savings

Learn More
Gerber State Bank
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Passbook Savings

Type: Savings

Learn More
Capital Educators Federal Credit Union
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Primary Savings - APY for all balances

Type: Savings

Learn More
Superior Savings Bank
Term
Min. to earn APY $5
0.05% APY*
Rates as of 2024-04-19
Advertiser Comments
Super Saver Account - APY for balances $5 and above - Wisconsin market area only

Type: Savings

Learn More
Needham Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for balances $10 and above - No monthly maintenance fees

Type: Savings

Learn More
PeoplesBank (bankatpeoples.com)
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Primary Savings - APY for balances $10 and above

Type: Savings

Learn More
1st Bank of Sea Isle City
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-12
Advertiser Comments
Passbook - APY for balances $10 and above - account applications limited to Cape May See moreCounty, NJ area

Type: Savings

Learn More
Bluestone Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances $10 and above

Type: Savings

Learn More
Coastal Heritage Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances of $10 or more

Type: Savings

Learn More
Cashmere Valley Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Personal Savings - APY for balances $10 and above - Account must be opened at See morea branch

Type: Savings

Learn More
Dedham Savings
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances $10 and above

Type: Savings

Learn More
Cornerstone Bank
Term
Min. to earn APY $10
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances $10 and above

Type: Savings

Learn More
FirstBank (firstbankonline.com)
Term
Min. to earn APY $25
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Basic Savings - APY for balances $25 and above

Type: Savings

Learn More
Geddes Federal Savings and Loan Association
Term
Min. to earn APY $25
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for balances $25 and above

Type: Savings

Learn More
The Cecilian Bank
Term
Min. to earn APY $50
0.05% APY*
Rates as of 2024-04-19
Advertiser Comments
Choice Savings Account - APY for balances $50 and above - Limited to local Kentucky See moremarket area

Type: Savings

Learn More
North Country Savings Bank
Term
Min. to earn APY $50
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Statement Savings - APY for balance $50 and over

Type: Savings

Learn More
Windsor Federal Savings and Loan Association
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-12
Advertiser Comments
Statement Savings - APY for balances of $100 or more

Type: Savings

Learn More
BankNewport
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Statement Savings - APY for balances $100 and above

Type: Savings

Learn More
Citizens Trust Bank
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings - APY for balances $100 and above

Type: Savings

Learn More
Abound Credit Union
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Savings - APY for balances of $100 - $10,000

Type: Savings

Learn More
Citizens Bank Minnesota
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular Savings - APY for balances $100 and above

Type: Savings

Learn More
ABCO Federal Credit Union
Term
Min. to earn APY $100
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
Primary Share - APY for balances $100 and above

Type: Savings

Learn More
Neighbors Credit Union
Term
Min. to earn APY $101
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Regular Share Savings - APY for balances $101 and above

Type: Savings

Learn More
HSBC Bank USA, N.A.
Term
Min. to earn APY $15,000
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
HSBC Advance Savings - APY for balances $15,000 and above - Requires an HSBC Premier See morechecking or HSBC Advance checking account

Type: Savings

Learn More
Provident Bank (myprovident.com)
Term
Min. to earn APY $50,000
0.05% APY*
Rates as of 2024-04-18
Advertiser Comments
Savings Plus - Tier $50,000 and over

Type: Savings

Learn More
Trustco Bank
Term
Min. to earn APY $200
0.06% APY*
Rates as of 2024-04-19
Advertiser Comments
Home Town Savings - APY for balances $200 - $14,999.99 - Rate collected within: 10025 See more(NY)

Type: Savings

Learn More
Heritage Bank (heritagebanknw.com)
Term
Min. to earn APY $50,000
0.06% APY*
Rates as of 2024-04-18
Advertiser Comments
Peak Savings - Tier $50,000-$99,999.99 - $10 monthly fee waived with $2,500 minimum balance - See moreRate collected within: King County (North), WA

Type: Savings

Learn More