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Today's Savings Account Rate

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Savings Account

Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but don't forget to check out traditional banks when comparing accounts.

Savings Rates as of June 22, 2017

Term
Amount

Type: Savings

Minimum to earn APY $1

1.20%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Build your savings through great online savings rates

Type: Savings

Minimum to earn APY $1

1.15%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC

Type: Savings

Minimum to earn APY $100

1.15%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Spring Savings Account – Up to $400 Cash Bonus (See Disclosures)
  • No account opening or maintenance fees - Member FDIC
  • Limited Time Bonus Offer

Type: Savings

Minimum to earn APY $0

1.15%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • A rate that's 12x better than the national average
  • No minimum balance and no hidden fees
  • Link directly to any existing bank account

Type: MMA

Minimum to earn APY $1000

1.10%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • A great rate from a bank you can trust!
  • Open an account in just minutes.
  • 150 Year History. Safe, Sound, Secure.

Type: Savings

Minimum to earn APY $0

1.10%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • 100% U.S. Based Customer Service
  • No monthly minimum balance, no monthly fees
  • Open in Minutes

Type: Savings

Minimum to earn APY $0

1.05%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Consistently Competitive Rates
  • 24/7 Customer Care
  • Ally Bank, Member FDIC

Type: MMA

Minimum to earn APY $0

0.85%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Debit card access.
  • Open and fund with any amount.
  • Ally Bank, Member FDIC.

Type: MMA

Minimum to earn APY $10000

1.00%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • 360 Money Market℠
  • One of the Nation’s Top Rates Without Fees
  • Member FDIC

Type: Savings

Minimum to earn APY $25

0.01%APY

Rates as of 6/22/2017
FDIC Insured

Advertiser Comments

  • Earning customer trust & loyalty since the gold rush.
  • Enroll in Way2Save® for automatic savings.
  • Use account management tools to easily track your money.
TypeRateAPYMin. To Earn APYDetails
Savings2.00%2.02%$0SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty
Savings1.30%$0Dollar Savings Account - apply online- must have a personal checking account in a US bank.
MMA1.30%$0Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine
Savings1.30%$50,000UFB Premium Savings Account offers a rate of 1.30% APY with interest compounded daily - APY for balances $50,000 and above - Must be new funds to receive stated rate
Savings1.25%$0eOne Savings - APY on balances up to $500,000. Companion account to eOne Checking, no minimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five
Savings1.16%$1
Savings1.15%$0Popular Direct Savings - $4 monthly fee waived with $500 minimum daily balance
MMA1.15%$0Nationwide - Apply online
Savings1.15%$0CIT Spring Savings - APY for daily balances below $25,000 - apply online
Savings1.15%$0Online Savings - APY for all balances
MMA1.11%$0Yield Pledge Money Market - APY for all balances
Savings1.10%$0Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online
MMA1.09%1.10%$25,000iGO Online Money Market
Savings1.05%$0Online Savings - Free online transactions, no monthly fees, no minimums - Apply online - Rate collected within: CA
Savings1.05%$0High-Yield Savings - Bank by phone or online only.
Savings1.05%$0Limit of six transactions per month - apply online
Savings1.00%$0Everything Savings - 1.00% APY on balances $20,000 and below when linked with an Everything Checking Account. The rates require Everything Checking with six qualifying monthly posted payments for example: check, Online Banking bill payment, Telephone Banking bill payment, ACH debit, Point-of-Sale transactions (signature or PIN based).- Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)
Savings1.00%$0SmartyPig Savings - Tier $0.01 - $2,500
Savings1.00%1.00%$2,500Radius High-Yield Savings - APY for balances $2,500 and above - apply online
Savings1.00%1.00%$0iGO Online Savings
Savings1.00%1.00%$1,000UBM Direct Savings Account
Savings1.00%$1Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee - Miami-Dade County, Florida market area only
Savings1.00%$10,000SmartyPig Savings - Tier $10,000.01 - $50,000
Savings1.00%$0Kasasa Saver - Must be linked to a free Kasasa Cash or Kasasa Cash Back checking account - 1.00% APY on balances up to $50,000 - No minimum balances - No monthly service fee
Savings1.00%$2,500SmartyPig Savings - Tier $2500.01 - $10,000
MMA1.00%$10,000360 Money Market - Tier $10,000 or more
Savings1.00%$0MySavings Account
Savings1.00%$25,000UFB Direct High-Yield Savings - Tier $25,000 and above - No monthly maintenance fee
MMA0.95%$10Money Market Tier $0 - $99,999.99 - $10 montly fee if average daily balance is less than $2,500
Savings0.90%0.90%$0Currently there is a promotional interest rate for Palladian Savings Account which is fixed at 1.30% for the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 0.90%). There is a minimum initial deposit of $1,000 and maximum initial deposit of $100,000.
Savings0.90%$0High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply online
Savings0.90%0.90%$1Clear Sky Savings - Tier $1 - $249,999
MMA0.85%$0Money Market Savings Account - All balances - No monthly fees - Apply online - Rate collected within: CA
Savings0.85%0.85%$2,500Online Savings Account - Up to 6 withdrawal transactions per month with no service fee
MMA0.85%0.85%$100,000Premium Money Market - Tier $100,000 and over
MMA0.81%0.81%$0Premium Money Market - Tier $0 - $99,999.99
MMA0.80%0.80%$99,001Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - apply online
MMA0.80%0.80%$0eMoney Market online account
MMA0.80%0.80%$10,000eMoney Market online account
MMA0.80%0.80%$25,000eMoney Market online account
Savings0.80%0.80%$3,000eSavings - Apply online or by mail, offer not available at branches.
Savings0.79%0.79%$0Personal Savings - Must maintain a $1000 balance to avoid monthly $10 fee
MMA0.77%0.77%$1,000Online Money Market - Rate/APY for balances from $1,000 - $1,000,000
MMA0.75%0.75%$1Money Market Savings Account - No monthly maintenance fees - No minimum monthly balance requirements
Savings0.75%0.75%$50cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire or those who work for a company that is based in Massachusetts
MMA0.75%0.75%$100,000Tiered Money Market - tier $100,000 - apply online
MMA0.74%0.75%$50,000Money Market -Tier $50,000 -$99,999
Savings0.75%$0360 Savings Account - No fees - No minimum balance - Online account
MMA0.74%$0Online MM Rate - Apply online
MMA0.72%0.72%$25,000Money Market - $25,000 and more - Rate collected within 94104 (CA)

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.