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Today's Savings Account Rate

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Savings Account

Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but don't forget to check out traditional banks when comparing accounts.

Savings Rates as of August 21, 2018

Term
Amount

Type: Savings

Min. to earn APY $1

1.85%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC

Type: Savings

Min. to earn APY $0

1.85%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • A rate that's 21x better than the national average
  • No minimum opening deposit and no hidden fees
  • Link directly to any existing bank account

Type: Savings

Min. to earn APY $1

1.85%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • No transaction fees
  • No minimum deposit to open
  • FDIC insurance up to the maximum allowed by law

Type: Savings

Min. to earn APY $1

1.75%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • FDIC Insured
  • No Fees/Minimum Balance
  • 24/7 Access

Type: MMA

Min. to earn APY $10000

1.75%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • 360 Money MarketĀ®
  • One of the Nation's Top Rates Without Fees
  • Member FDIC

Type: Savings

Min. to earn APY $1

1.75%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Open in 3 Easy Steps
  • Live 100% US-Based Support 24/7
  • No Monthly Balance Requirements and No Monthly Fees

Type: Savings

Min. to earn APY $1

1.80%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • 24/7 online account access including live chat assistant
  • Move money quickly and access your funds using online transfers
  • Deposit checks via a photo for your mobile device with HSBC mobile banking

Type: MMA

Min. to earn APY $25

1.70%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Apply with only $25 opening deposit
  • Interest compounds and is credited monthly
  • Easily withdraw money in branch and via BBVA Compass ATMs with no ATM fees

Type: MMA

Min. to earn APY $5000

1.60%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • FDIC Insured
  • Don't settle, higher APY than traditional banks
  • Save smart and get more for your money

Type: Savings

Min. to earn APY $25

0.01%APY Annual Percentage Yield

Rates as of 8/21/2018
Member FDIC

Advertiser Comments

  • Get a $150 bonus when you open a new Chase Savings℠ account by:
  • Depositing a total of $10,000 or more in new money within 20 business days
  • And maintaining a $10,000 balance for 90 days
Ultima Bank
Min. to earn APY $0
2.52% APY
Rates as of 2018-08-15
Advertiser Comments
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

Learn More
Salem Five Direct
Min. to earn APY $0
2.05% APY
Rates as of 2018-08-15
Advertiser Comments
eOne Savings - APY on balances of 0.01- $1,000,000 - Companion account to eOne Checking, See moreno minimum balance, no monthly fees, free ATM card - Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

Learn More
Virtual Bank
Min. to earn APY $0
2.01% APY
Rates as of 2018-08-15
Advertiser Comments
Promotion - eMoney Market - A fixed, 1 year introductory APY is available to clients See moreopening a new VirtualBank eMoney Market account with new money not currently held by VirtualBank - After the 1-year introductory period, interest rates and APYs will be adjusted to the standard eMoney Market rates in effect

Type: MMA

Learn More
Popular Direct
Min. to earn APY $0
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
Popular Direct Plus Savings - $4 monthly fee waived with $500 minimum daily balance

Type: Savings

Learn More
iGOBanking
Min. to earn APY $25,000
2.00% APY
Rates as of 2018-08-14
Advertiser Comments
iGO Online Money Market

Type: MMA

Learn More
All America Bank
Min. to earn APY $0
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
Mega Money Market - Online account

Type: MMA

Learn More
Popular Direct
Min. to earn APY $0
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
Popular Direct Exclusive Savings - - $4 monthly fee waived with $500 minimum daily See morebalance

Type: Savings

Learn More
Chesapeake Bank
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-08-15
Advertiser Comments
Money Market - APY for balances $1,000 and above

Type: MMA

Learn More
CIBC Bank USA
Min. to earn APY $0
1.90% APY
Rates as of 2018-08-15
Advertiser Comments
CIBC Agility Savings - APY for balances up to $250,000

Type: Savings

Learn More
Sallie Mae Bank
Min. to earn APY $0
1.90% APY
Rates as of 2018-08-15
Advertiser Comments
Nationwide - Apply online

Type: MMA

Learn More
Vio Bank
Min. to earn APY $100
1.90% APY
Rates as of 2018-08-15
Advertiser Comments
High Yield Online Savings Account - No monthly service fee - Interest is compounded daily See more- 6 free withdrawals per monthly statement cycle

Type: Savings

Learn More
Incredible Bank
Min. to earn APY $25,000
1.88% APY
Rates as of 2018-08-14
Advertiser Comments
High Yield Online Savings - Tier $25,000 and above

Type: Savings

Learn More
FNBO Direct
Min. to earn APY $0
1.85% APY
Rates as of 2018-08-14
Advertiser Comments
Online Savings - Rated Kiplinger's Best Online Savings Account - No minimums, no monthly fees, See moremanage account securely online

Type: Savings

Learn More
ableBanking
Min. to earn APY $0
1.85% APY
Rates as of 2018-08-15
Advertiser Comments
Money Market Savings - APY for all balances - Up to 6 withdrawals are permitted See moreper month - apply online - a division of Northeast Bank based in Maine

Type: MMA

Learn More
CIT Bank
Min. to earn APY $100
1.85% APY
Rates as of 2018-08-15
Advertiser Comments
CIT Bank Money Market - APY for balances $100 and above

Type: MMA

Learn More
SFGI Direct
Min. to earn APY $1
1.81% APY
Rates as of 2018-08-15
Advertiser Comments
SFGI Direct Savings - Online account

Type: Savings

Learn More
Ally Bank
Min. to earn APY $0
1.80% APY
Rates as of 2018-08-15
Advertiser Comments
Online Savings - APY for all balances - Free online transactions, no monthly fees, no See moreminimums - Apply online - Rate collected within: CA

Type: Savings

Learn More
Dollar Savings Direct
Min. to earn APY $0
1.80% APY
Rates as of 2018-08-19
Advertiser Comments
Dollar Savings Account - apply online- must have a personal checking account in a US See morebank.

Type: Savings

Learn More
Sallie Mae Bank
Min. to earn APY $0
1.75% APY
Rates as of 2018-08-15
Advertiser Comments
High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply See moreonline

Type: Savings

Learn More
Beal Bank, USA
Min. to earn APY $25,000
1.75% APY
Rates as of 2018-08-15
Advertiser Comments
Money Market - $25,000 and more - Rate collected within 94104 (CA)

Type: MMA

Learn More
MyBankingDirect
Min. to earn APY $25,000
1.75% APY
Rates as of 2018-08-15
Advertiser Comments
Online Money Market - Tier $25,000 and above - No monthly account maintenance fees

Type: MMA

Learn More
Alliant Credit Union
Min. to earn APY $0
1.75% APY
Rates as of 2018-08-15
Advertiser Comments
Alliant Savings - APY for all balances - Must be an Alliant CU member

Type: Savings

Learn More
Green Bank
Min. to earn APY $0
1.70% APY
Rates as of 2018-08-16
Advertiser Comments
Personal Money Market Promotion - Limited-time offer - Available to personal accounts only - Funds See morenot currently on deposit with Green Bank required - After the one-year fixed rate period, your APY will revert to the APY in effect for Green Money Market account - $5,000 minimum daily balance required to avoid $15 monthly service charge

Type: MMA

Learn More
Amalgamated Bank
Min. to earn APY $0
1.60% APY
Rates as of 2018-08-15
Advertiser Comments
Online Savings Promotion - No monthly maintenance fees

Type: Savings

Learn More
Banc of California
Min. to earn APY $10,000
1.60% APY
Rates as of 2018-08-15
Advertiser Comments
Personal High Yield Savings - Tier $10,000 and above

Type: Savings

Learn More
East Boston Savings Bank
Min. to earn APY $10,000
1.57% APY
Rates as of 2018-08-19
Advertiser Comments
Money Market Special 3 - Tier $10,000 to less than $2,000,000

Type: MMA

Learn More
SmartyPig
Min. to earn APY $0
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
SmartyPig Savings - Tier $0.01 - $2,500

Type: Savings

Learn More
SmartyPig
Min. to earn APY $10,000
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
SmartyPig Savings - Tier $10,000.01 - $50,000

Type: Savings

Learn More
SmartyPig
Min. to earn APY $2,500
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
SmartyPig Savings - Tier $2500.01 - $10,000

Type: Savings

Learn More
CIT Bank
Min. to earn APY $0
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
CIT Bank Savings - Premier High Yield - Tier $0 - $250,000 - Apply online

Type: Savings

Learn More
Nationwide Bank
Min. to earn APY $10,000
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
Tiered Money Market - tier $10,000 - $24,999 - apply online

Type: MMA

Learn More
Nationwide Bank
Min. to earn APY $25,000
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
Tiered Money Market - tier $25,000 - $49,999 - apply online

Type: MMA

Learn More
Nationwide Bank
Min. to earn APY $50,000
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
Tiered Money Market - tier $50,000 - $99,999.99 - apply online

Type: MMA

Learn More
Nationwide Bank
Min. to earn APY $100,000
1.55% APY
Rates as of 2018-08-15
Advertiser Comments
Tiered Money Market - tier $100,000 - apply online

Type: MMA

Learn More
Ultima Bank
Min. to earn APY $1,000
1.52% APY
Rates as of 2018-08-15
Advertiser Comments
UBM Direct Savings Account

Type: Savings

Learn More
BankDirect
Min. to earn APY $10,000
1.51% APY
Rates as of 2018-08-15
Advertiser Comments
BankDirect Online Money Market - Tier $10,000 and greater

Type: MMA

Learn More
The Huntington National Bank (Rate in OH)
Min. to earn APY $25,000
1.51% APY
Rates as of 2018-08-15
Advertiser Comments
Relationship Money Market - Introductory APR for 365 Days - Requires a Huntington 5 See morechecking acct - $25 monthly fee waived with (i) linking this Account to a Huntington 5 Checking Account or a Private Client Account or (ii) maintaining in the account an average daily balance of $25,000 for the periodic statements cycle - Rate collected within: 43215 (OH)

Type: MMA

Learn More
Radius Bank
Min. to earn APY $2,500
1.50% APY
Rates as of 2018-08-15
Advertiser Comments
Radius High-Yield Savings - APY for balances $2,500 and above - apply online

Type: Savings

Learn More
Beal Bank
Min. to earn APY $25,000
1.50% APY
Rates as of 2018-08-15
Advertiser Comments
Money Market - $25,000 and up - Rate collectted within 94104 (N CA) Beal Bank, See moreSSB

Type: MMA

Learn More
Cadence Bank, N.A.
Min. to earn APY $0
1.50% APY
Rates as of 2018-08-15
Advertiser Comments
Propel Savings - Tier $0-$5,000 - Requires recurring auto-deposit from Cadence checking of at least See more$25 in aggregate monthly

Type: Savings

Learn More
MyBankingDirect
Min. to earn APY $5,000
1.50% APY
Rates as of 2018-08-15
Advertiser Comments
Online Money Market - Tier $5,000-$24,999.99 - No monthly account maintenance fees

Type: MMA

Learn More
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.