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Today's Savings Account Rate

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Savings Account

Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but don't forget to check out traditional banks when comparing accounts.

Savings Rates as of February 19, 2018

Term
Amount

Type: MMA

Minimum to earn APY $10000

1.50%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • 360 Money Market®
  • One of the Nation’s Top Rates Without Fees
  • Member FDIC

Type: Savings

Minimum to earn APY $1

1.50%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • No transaction fees
  • No minimum deposit to open
  • FDIC insurance up to the maximum allowed by law

Type: Savings

Minimum to earn APY $1

1.50%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC

Type: Savings

Minimum to earn APY $0

1.45%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • FDIC Insured
  • No Minimums or Fees
  • 24/7 Access

Type: Savings

Minimum to earn APY $25000

1.45%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • Consistently Competitive Rates
  • 24/7 Customer Care
  • Ally Bank, Member FDIC

Type: MMA

Minimum to earn APY $25000

1.00%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • Debit card access.
  • Open and fund with any amount.
  • Ally Bank, Member FDIC.

Type: Savings

Minimum to earn APY $0

1.40%APY

Rates as of 2/20/2018
FDIC Insured

Advertiser Comments

  • 100% U.S. Based Customer Service
  • No monthly minimum balance, no monthly fees
  • Open in Minutes
Ultima Bank
Minimum to earn APY $0
2.02% APY
Rates as of 2018-02-17
Advertiser Comments
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

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ableBanking
Minimum to earn APY $0
1.70% APY
Rates as of 2018-02-14
Advertiser Comments
Money Market Savings - APY for all balances - Up to 6 withdrawals are permitted See moreper month - apply online - a division of Northeast Bank based in Maine

Type: MMA

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Dollar Savings Direct
Minimum to earn APY $0
1.60% APY
Rates as of 2018-02-14
Advertiser Comments
Dollar Savings Account - apply online- must have a personal checking account in a US See morebank.

Type: Savings

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UFB Direct
Minimum to earn APY $0
1.60% APY
Rates as of 2018-02-17
Advertiser Comments
UFB Direct Money Market Savings Account - No monthly maintenance fee with a minimum $5,000 See moreaverage daily collected balance; otherwise, the fee is $10.00 per month - Apply online

Type: MMA

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CIT Bank
Minimum to earn APY $0
1.55% APY
Rates as of 2018-02-14
Advertiser Comments
CIT Bank Savings - Premier High Yield - Tier $0 - $250,000 - Apply online

Type: Savings

Learn More
Beal Bank, USA
Minimum to earn APY $25,000
1.55% APY
Rates as of 2018-02-14
Advertiser Comments
Money Market - $25,000 and more - Rate collected within 94104 (CA)

Type: MMA

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SFGI Direct
Minimum to earn APY $1
1.51% APY
Rates as of 2018-02-17

Type: Savings

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Popular Direct
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-17
Advertiser Comments
Popular Direct Plus Savings - $4 monthly fee waived with $500 minimum daily balance

Type: Savings

Learn More
Salem Five Direct
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-17
Advertiser Comments
eOne Savings - APY on balances of 0.01- $1,000,000. Companion account to eOne Checking, no See moreminimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

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iGOBanking
Minimum to earn APY $25,000
1.50% APY
Rates as of 2018-02-18
Advertiser Comments
iGO Online Money Market

Type: MMA

Learn More
Sallie Mae Bank
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-17
Advertiser Comments
Nationwide - Apply online

Type: MMA

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All America Bank
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-14
Advertiser Comments
Mega Money Market - Online account

Type: MMA

Learn More
Nationwide Bank
Minimum to earn APY $10,000
1.50% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - tier $10,000 - $24,999 - apply online

Type: MMA

Learn More
Nationwide Bank
Minimum to earn APY $25,000
1.50% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - tier $25,000 - $49,999 - apply online

Type: MMA

Learn More
Nationwide Bank
Minimum to earn APY $50,000
1.50% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - tier $50,000 - $99,999.99 - apply online

Type: MMA

Learn More
Nationwide Bank
Minimum to earn APY $100,000
1.50% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - tier $100,000 - apply online

Type: MMA

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Barclays
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-14
Advertiser Comments
Online Savings - APY for all balances

Type: Savings

Learn More
Cadence Bank, N.A.
Minimum to earn APY $0
1.50% APY
Rates as of 2018-02-14
Advertiser Comments
Propel Savings - Tier $0-$5,000 - Requires recurring auto-deposit from Cadence checking of at least See more$25 in aggregate monthly

Type: Savings

Learn More
EverBank
Minimum to earn APY $0
1.41% APY
Rates as of 2018-02-14
Advertiser Comments
Yield Pledge Money Market - APY for all balances

Type: MMA

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EverBank
Minimum to earn APY $0
1.41% APY
Rates as of 2018-02-14
Advertiser Comments
Yield Pledge Money Market - This is a 1 Year Introductory APY for balances between See more$0 - $250,000 - Must be first time money market customers with new money deposit

Type: MMA

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FNBO Direct
Minimum to earn APY $0
1.40% APY
Rates as of 2018-02-17
Advertiser Comments
Online Savings - Rated Kiplinger's Best Online Savings Account - No minimums, no monthly fees, See moremanage account securely online

Type: Savings

Learn More
Sallie Mae Bank
Minimum to earn APY $0
1.35% APY
Rates as of 2018-02-17
Advertiser Comments
High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply See moreonline

Type: Savings

Learn More
Radius Bank
Minimum to earn APY $2,500
1.30% APY
Rates as of 2018-02-17
Advertiser Comments
Radius High-Yield Savings - APY for balances $2,500 and above - apply online

Type: Savings

Learn More
Bank of Internet
Minimum to earn APY $0
1.30% APY
Rates as of 2018-02-14
Advertiser Comments
Smart Savings - No monthly maintenance fees - No minimum monthly balance requirements

Type: Savings

Learn More
UFB Direct
Minimum to earn APY $25,000
1.30% APY
Rates as of 2018-02-17
Advertiser Comments
UFB Premium Savings offers a rate of 1.30% APY with interest compounded daily - APY See morefor balances $25,000 and above - Must be new funds to receive stated rate

Type: Savings

Learn More
Nationwide Bank
Minimum to earn APY $0
1.30% APY
Rates as of 2018-02-19
Advertiser Comments
Regular Savings - APY for all balances - Online savings account

Type: Savings

Learn More
Apple Bank for Savings
Minimum to earn APY $2,500
1.25% APY
Rates as of 2018-02-14
Advertiser Comments
Apple Bank Money Market - APY for balances $2,500 and above

Type: MMA

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NexBank, SSB
Minimum to earn APY $10,000
1.25% APY
Rates as of 2018-02-19
Advertiser Comments
High Yield Money Market - Daily account balance must maintain a $10,000 minimum - A See more$25 fee will be assessed for balances that fall below the daily minimum

Type: MMA

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SmartyPig
Minimum to earn APY $10,000
1.20% APY
Rates as of 2018-02-17
Advertiser Comments
SmartyPig Savings - Tier $10,000.01 - $50,000

Type: Savings

Learn More
First Internet Bank
Minimum to earn APY $0
1.16% APY
Rates as of 2018-02-14
Advertiser Comments
Money Market Savings - Rate earned on balances from $0 to $250,000 - Transaction limitations See more- apply online

Type: MMA

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California First National Bank
Minimum to earn APY $0
1.16% APY
Rates as of 2018-02-14
Advertiser Comments
Money Market Checking - Tier Up to $14,999.99

Type: MMA

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SmartyPig
Minimum to earn APY $0
1.15% APY
Rates as of 2018-02-17
Advertiser Comments
SmartyPig Savings - Tier $0.01 - $2,500

Type: Savings

Learn More
SmartyPig
Minimum to earn APY $2,500
1.15% APY
Rates as of 2018-02-17
Advertiser Comments
SmartyPig Savings - Tier $2500.01 - $10,000

Type: Savings

Learn More
Nationwide Bank
Minimum to earn APY $0
1.15% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - APY for balances between $0-$999.99

Type: MMA

Learn More
Nationwide Bank
Minimum to earn APY $1,000
1.15% APY
Rates as of 2018-02-19
Advertiser Comments
Tiered Money Market - tier $1,000 - $9,999.99 - apply online

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $50,000
1.11% APY
Rates as of 2018-02-17
Advertiser Comments
Money Market -Tier $50,000 -$99,999.99

Type: MMA

Learn More
CIBC
Minimum to earn APY $0
1.10% APY
Rates as of 2018-02-14
Advertiser Comments
CIBC Palladian Savings - Currently there is a promotional interest rate for CIBC Palladian Savings See moreAccount which is fixed at 1.30% for the first six months - After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 1.10%) - There is a minimum initial deposit of $1,000 and maximum initial deposit of $100,000

Type: Savings

Learn More
Bank of Internet
Minimum to earn APY $1
1.05% APY
Rates as of 2018-02-14
Advertiser Comments
Money Market Savings Account - No monthly maintenance fees - No minimum monthly balance requirements

Type: MMA

Learn More
AloStar Bank of Commerce
Minimum to earn APY $0
1.05% APY
Rates as of 2018-02-14
Advertiser Comments
Limit of six transactions per month - APY for all balances - apply online

Type: Savings

Learn More