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Savings Account

Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but don't forget to check out traditional banks when comparing accounts.

Savings Rates as of August 21, 2019

Term
Amount

Type: MMA

Min. to earn APY $10000

2.40%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • Earn Competitive APY on a Money Market Account
  • Bring a $10,000 Balance by July 31st to Earn $100 Bonus
  • Qualification Requirements Apply

Type: Savings

Min. to earn APY $1

2.40%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • No Balance Cap, No Service Fee, FDIC Insured

Type: Savings

Min. to earn APY $100

2.30%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • 2.30% APY requires a deposit of $100+/month or $25k+ balance
  • Member FDIC
  • Earn a competitive interest rate and access your money easily

Type: MMA

Min. to earn APY $25000

2.25%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • Earn 2.25% APY with a balance equal to or greater than $25,000
  • Daily compounding of interest
  • Complimentary suite of online banking tools

Type: Savings

Min. to earn APY $1

2.20%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • 24/7 online account access including live chat assistant
  • Move money quickly and access your funds using online transfers
  • Deposit checks via a photo for your mobile device with HSBC mobile banking

Type: Savings

Min. to earn APY $0

2.15%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • No transaction fees
  • No minimum deposit to open
  • FDIC insurance up to the maximum allowed by law

Type: MMA

Min. to earn APY $0

2.15%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • Competitive rates
  • No maintenance fee or minimum balance to open
  • Member FDIC

Type: Savings

Min. to earn APY $0

2.10%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • A rate that's 21x better than the national average
  • No minimum opening deposit and no hidden fees
  • Link directly to any existing bank account

Type: Savings

Min. to earn APY $0

2.00%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • Apply by 9/9/19, 11:59 PM ET, online or by phone - Offer Code QS819
  • Deposit a total of at least $25,000 to earn a $200 Bonus
  • Deposit must be posted by 9/23/19, 11:59 PM ET to earn bonus

Type: MMA

Min. to earn APY $10000

2.00%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • 360 Money MarketĀ®
  • One of the Nation's Top Rates Without Fees
  • Member FDIC

Type: Savings

Min. to earn APY $0

2.30%APY Annual Percentage Yield

Rates as of 8/21/2019
FDIC Insured

Advertiser Comments

  • Earn 20x the national average
  • No hidden fees and no minimum balance to open
  • Deposits are insured by the FDIC up to the maximum allowed by law.
O Bee Credit Union
Min. to earn APY $0
7.52% APY
Rates as of 2019-08-14
Advertiser Comments
Savings Account - Tier $0 - $500 - Must be a member - Must meet See morerequirements to obtain this APY

Type: Savings

Learn More
Ultima Bank Minnesota
Min. to earn APY $0
2.78% APY
Rates as of 2019-08-15
Advertiser Comments
SMART Savings Account - for young adults 18 years or younger - Withdrawals prior to See more18th birthday may result in a penalty

Type: Savings

Learn More
Popular Direct
Min. to earn APY $0
2.55% APY
Rates as of 2019-08-14
Advertiser Comments
Popular Direct Plus Savings - $4 monthly fee waived with $500 minimum daily balance

Type: Savings

Learn More
Vio Bank
Min. to earn APY $100
2.52% APY
Rates as of 2019-08-15
Advertiser Comments
High Yield Online Savings Account - No monthly service fee - Interest is compounded daily See more- 6 free withdrawals per monthly statement cycle

Type: Savings

Learn More
Northern Bank Direct
Min. to earn APY $0
2.50% APY
Rates as of 2019-08-14
Advertiser Comments
Online Money Market - APY for balances Less than $250,000 - No monthly service charges

Type: MMA

Learn More
All America Bank
Min. to earn APY $0
2.40% APY
Rates as of 2019-08-15
Advertiser Comments
Mega Money Market - Online account

Type: MMA

Learn More
MySavingsDirect
Min. to earn APY $0
2.40% APY
Rates as of 2019-08-14
Advertiser Comments
MySavings Account - APY for all balances - No fees - No minimum balance

Type: Savings

Learn More
Salem Five Direct
Min. to earn APY $0
2.35% APY
Rates as of 2019-08-14
Advertiser Comments
eOne Savings - APY on balances of 0.01- $1,000,000 - Companion account to eOne Checking, See moreno minimum balance, no monthly fees, free ATM card - Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

Learn More
Northpointe Bank
Min. to earn APY $25,000
2.30% APY
Rates as of 2019-08-14
Advertiser Comments
Ultimate Money Market - Tier $25,000 - $1,000,000 - This rate is guaranteed for at See moreleast 24 months from date of opening account

Type: MMA

Learn More
SFGI Direct
Min. to earn APY $1
2.27% APY
Rates as of 2019-08-15
Advertiser Comments
SFGI Direct Savings - Online account

Type: Savings

Learn More
Western State Bank
Min. to earn APY $0
2.25% APY
Rates as of 2019-08-15
Advertiser Comments
High Yield Money Market - APY for balances up to $3,000,000 - Online account - See moreNo monthly fees

Type: MMA

Learn More
MemoryBank
Min. to earn APY $0
2.25% APY
Rates as of 2019-08-14
Advertiser Comments
Online Money Market - APY for balances $0.01 - $1,000,000

Type: MMA

Learn More
CIBC Bank USA
Min. to earn APY $0
2.20% APY
Rates as of 2019-08-15
Advertiser Comments
CIBC Agility Savings - APY for balances up to $250,000

Type: Savings

Learn More
WebBank
Min. to earn APY $1,000
2.20% APY
Rates as of 2019-08-15
Advertiser Comments
Savings - APY for balances $1,000 and above - No monthly fee - Interest compounds See moredaily

Type: Savings

Learn More
Citizens Access
Min. to earn APY $5,000
2.20% APY
Rates as of 2019-08-15
Advertiser Comments
Online Savings - Tier $5,000 and above - No monthly service fees

Type: Savings

Learn More
Marcus by Goldman Sachs
Min. to earn APY $1
2.15% APY
Rates as of 2019-08-14
Advertiser Comments
Online Savings - No transaction fees - No minimum deposit to open - FDIC insurance See moreup to the maximum allowed by law

Type: Savings

Learn More
Synchrony Bank
Min. to earn APY $25,000
2.15% APY
Rates as of 2019-08-15
Advertiser Comments
High Yield Savings - APY for balances $25,000 and above

Type: Savings

Learn More
Synchrony Bank
Min. to earn APY $5,000
2.15% APY
Rates as of 2019-08-15
Advertiser Comments
High Yield Savings - APY for balances between $5,000- $24,999

Type: Savings

Learn More
Synchrony Bank
Min. to earn APY $0
2.15% APY
Rates as of 2019-08-15
Advertiser Comments
High Yield Savings - APY for balances Up To $4,999

Type: Savings

Learn More
PurePoint Financial
Min. to earn APY $10,000
2.15% APY
Rates as of 2019-08-14
Advertiser Comments
Online Savings - Tier $10,000 and above

Type: Savings

Learn More
FNBO Direct
Min. to earn APY $0
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
Online Savings - APY for all balances - No minimums, no monthly fees, manage account See moresecurely online

Type: Savings

Learn More
iGOBanking
Min. to earn APY $25,000
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
iGO Online Money Market - APY for balances $25,000 and over

Type: MMA

Learn More
Alliant Credit Union
Min. to earn APY $100
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
Alliant Savings - APY for balances of $100 or more - Must be an Alliant See moreCU member

Type: Savings

Learn More
BankPurely
Min. to earn APY $100,000
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
PurelyMoneyMarket - Tier $100,000 and above - One tree will be planted for every BankPurely See moreaccount opened

Type: MMA

Learn More
BankPurely
Min. to earn APY $75,000
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
PurelyMoneyMarket - Tier $75,000 - $99,999 - One tree will be planted for every BankPurely See moreaccount opened

Type: MMA

Learn More
BankPurely
Min. to earn APY $25,000
2.10% APY
Rates as of 2019-08-15
Advertiser Comments
PurelyMoneyMarket - Tier $25,000 - $74,999 - One tree will be planted for every BankPurely See moreaccount opened

Type: MMA

Learn More
Beal Bank, USA
Min. to earn APY $25,000
2.06% APY
Rates as of 2019-08-15
Advertiser Comments
Money Market - $25,000 or more - Beal Bank USA products are not currently available See moreto potential depositors in Texas and Ohio, however, Beal Bank products are - Rate collected within: 94104 (CA)

Type: MMA

Learn More
Northpointe Bank
Min. to earn APY $25,000
2.05% APY
Rates as of 2019-08-14
Advertiser Comments
Ultimate Savings - Tier $25,000 - $1,000,000

Type: Savings

Learn More
Radius Bank
Min. to earn APY $25,000
2.05% APY
Rates as of 2019-08-14
Advertiser Comments
Radius High-Yield Savings - APY for balances $25,000 and above

Type: Savings

Learn More
NexBank, SSB
Min. to earn APY $25,000
2.05% APY
Rates as of 2019-08-14
Advertiser Comments
High Yield Money Market - Tier $25,000 and above - $25 monthly fee is waived See morewith $10,000 minimum daily balance

Type: MMA

Learn More
First Internet Bank
Min. to earn APY $0
2.02% APY
Rates as of 2019-08-15
Advertiser Comments
Money Market Savings - Rate earned on balances from $0

Type: MMA

Learn More
Mutual of Omaha Bank
Min. to earn APY $1,000
2.00% APY
Rates as of 2019-08-14
Advertiser Comments
Online Money Market - Rate/APY for balances from $1,000 - $1,000,000

Type: MMA

Learn More
Cadence Bank, N.A.
Min. to earn APY $0
2.00% APY
Rates as of 2019-08-15
Advertiser Comments
Propel Savings - Tier $0 - $25,000 - Requires recurring auto-deposit from Cadence checking of See moreat least $25 in aggregate monthly

Type: Savings

Learn More
Wells Fargo Bank (Rate in NY)
Min. to earn APY $25,000
2.00% APY
Rates as of 2019-08-15
Advertiser Comments
Platinum Savings (MMA) with limited check writing - This Special Interest Rate lasts for 12 See moremonths, and requires $25,000 new funds deposited to the account from sources outside of Wells Fargo Bank - Tier $25,000 and above - $12 monthly fee waived with $3,500 minimum daily balance - Rate collected within: NY 10025

Type: MMA

Learn More
Beal Bank
Min. to earn APY $25,000
1.91% APY
Rates as of 2019-08-15
Advertiser Comments
Money Market - Tier $25,000 and up - Rate collectted within 94104 (N CA) Beal See moreBank, SSB

Type: MMA

Learn More
Ally Bank
Min. to earn APY $0
1.90% APY
Rates as of 2019-08-15
Advertiser Comments
Online Savings - APY for all balances - Free online transactions, no monthly fees, no See moreminimums - Apply online - Rate collected within: CA

Type: Savings

Learn More
iGOBanking
Min. to earn APY $0
1.90% APY
Rates as of 2019-08-15
Advertiser Comments
iGO Online Savings - APY for all balances

Type: Savings

Learn More
BankPurely
Min. to earn APY $0
1.90% APY
Rates as of 2019-08-15
Advertiser Comments
SavingPurely - APY for all balances - Zero monthly fees - One tree will be See moreplanted for every SavingPurely account opened

Type: Savings

Learn More
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.