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Today's Savings Account Rate

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Savings Account

Whether you are storing up an emergency fund or saving for a vacation, a savings account can be an ideal place to park your cash. The best accounts keep your money handy and safe with FDIC insurance while paying you a competitive interest rate. Online banks often offer the best interest rates, but don't forget to check out traditional banks when comparing accounts.

Savings Rates as of October 17, 2018

Term
Amount

Type: Savings

Min. to earn APY $100

2.15%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • 2.15% APY requires a deposit of $100+/month or $25k+ balance
  • Member FDIC
  • Earn a competitive interest rate and access your money easily

Type: Savings

Min. to earn APY $1

2.01%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • 24/7 online account access including live chat assistant
  • Move money quickly and access your funds using online transfers
  • Deposit checks via a photo for your mobile device with HSBC mobile banking

Type: Savings

Min. to earn APY $1

1.95%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • No transaction fees
  • No minimum deposit to open
  • FDIC insurance up to the maximum allowed by law

Type: Savings

Min. to earn APY $1

1.90%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • FDIC Insured
  • No Fees/Minimum Balance
  • 24/7 Access

Type: Savings

Min. to earn APY $0

1.90%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • A rate that's 21x better than the national average
  • No minimum opening deposit and no hidden fees
  • Link directly to any existing bank account

Type: Savings

Min. to earn APY $1

1.90%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • Great Rates + Safety = Peace of Mind
  • Member FDIC

Type: Savings

Min. to earn APY $0

1.85%APY Annual Percentage Yield

Rates as of 10/17/2018
FDIC Insured

Advertiser Comments

  • Earn 20x the national average
  • No hidden fees and no minimum balance to open
  • Deposits are insured by the FDIC up to the maximum allowed by law.
Ultima Bank
Min. to earn APY $0
2.78% APY
Rates as of 2018-10-10
Advertiser Comments
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

Learn More
iGOBanking
Min. to earn APY $25,000
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
iGO Online Money Market

Type: MMA

Learn More
MySavingsDirect
Min. to earn APY $0
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
MySavings Account

Type: Savings

Learn More
BankPurely
Min. to earn APY $25,000
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
PurelyMoneyMarket - Tier $25,000-$74,999 - One tree will be planted for every BankPurely account opened

Type: MMA

Learn More
BankPurely
Min. to earn APY $75,000
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
PurelyMoneyMarket - Tier $75,000-$99,999 - One tree will be planted for every BankPurely account opened

Type: MMA

Learn More
BankPurely
Min. to earn APY $100,000
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
PurelyMoneyMarket - Tier $100,000 and above - One tree will be planted for every BankPurely See moreaccount opened

Type: MMA

Learn More
MemoryBank
Min. to earn APY $0
2.25% APY
Rates as of 2018-10-10
Advertiser Comments
Online Money Market - APY for balances $0.01 - $1,000,000

Type: MMA

Learn More
PurePoint Financial
Min. to earn APY $10,000
2.15% APY
Rates as of 2018-10-11
Advertiser Comments
Online Savings - Tier $10,000 and above

Type: Savings

Learn More
Citizens Access
Min. to earn APY $5,000
2.12% APY
Rates as of 2018-10-10
Advertiser Comments
Online Savings Account - Tier $5,000 and above - No monthly service fees

Type: Savings

Learn More
Vio Bank
Min. to earn APY $100
2.11% APY
Rates as of 2018-10-10
Advertiser Comments
High Yield Online Savings Account - No monthly service fee - Interest is compounded daily See more- 6 free withdrawals per monthly statement cycle

Type: Savings

Learn More
Popular Direct
Min. to earn APY $0
2.10% APY
Rates as of 2018-10-11
Advertiser Comments
Popular Direct Plus Savings - $4 monthly fee waived with $500 minimum daily balance

Type: Savings

Learn More
CIBC Bank USA
Min. to earn APY $0
2.10% APY
Rates as of 2018-10-10
Advertiser Comments
CIBC Agility Savings - APY for balances up to $250,000

Type: Savings

Learn More
Salem Five Direct
Min. to earn APY $0
2.05% APY
Rates as of 2018-10-11
Advertiser Comments
eOne Savings - APY on balances of 0.01- $1,000,000 - Companion account to eOne Checking, See moreno minimum balance, no monthly fees, free ATM card - Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

Learn More
Incredible Bank
Min. to earn APY $25,000
2.02% APY
Rates as of 2018-10-10
Advertiser Comments
High Yield Online Savings - Tier $25,000 and above

Type: Savings

Learn More
Virtual Bank
Min. to earn APY $0
2.01% APY
Rates as of 2018-10-10
Advertiser Comments
Promotion - eMoney Market - A fixed, 1 year introductory APY is available to clients See moreopening a new VirtualBank eMoney Market account with new money not currently held by VirtualBank - After the 1-year introductory period, interest rates and APYs will be adjusted to the standard eMoney Market rates in effect

Type: MMA

Learn More
Sallie Mae Bank
Min. to earn APY $0
2.00% APY
Rates as of 2018-10-11
Advertiser Comments
Nationwide - Apply online

Type: MMA

Learn More
All America Bank
Min. to earn APY $0
2.00% APY
Rates as of 2018-10-10
Advertiser Comments
Mega Money Market - Online account

Type: MMA

Learn More
Cadence Bank, N.A.
Min. to earn APY $0
2.00% APY
Rates as of 2018-10-10
Advertiser Comments
Propel Savings - Tier $0-$5,000 - Requires recurring auto-deposit from Cadence checking of at least See more$25 in aggregate monthly

Type: Savings

Learn More
Chesapeake Bank
Min. to earn APY $1,000
2.00% APY
Rates as of 2018-10-10
Advertiser Comments
Money Market - APY for balances $1,000 and above

Type: MMA

Learn More
Radius Bank
Min. to earn APY $25,000
1.96% APY
Rates as of 2018-10-13
Advertiser Comments
Radius High-Yield Savings - APY for balances $25,000 and above

Type: Savings

Learn More
Northpointe Bank
Min. to earn APY $25,000
1.95% APY
Rates as of 2018-10-11
Advertiser Comments
Ultimate Savings - Tier $25,000 - $1,000,100

Type: Savings

Learn More
SFGI Direct
Min. to earn APY $1
1.91% APY
Rates as of 2018-10-11
Advertiser Comments
SFGI Direct Savings - Online account

Type: Savings

Learn More
Beal Bank, USA
Min. to earn APY $25,000
1.91% APY
Rates as of 2018-10-10
Advertiser Comments
Money Market - $25,000 and more

Type: MMA

Learn More
Ally Bank
Min. to earn APY $0
1.90% APY
Rates as of 2018-10-10
Advertiser Comments
Online Savings - APY for all balances - Free online transactions, no monthly fees, no See moreminimums - Apply online - Rate collected within: CA

Type: Savings

Learn More
iGOBanking
Min. to earn APY $0
1.90% APY
Rates as of 2018-10-10
Advertiser Comments
iGO Online Savings

Type: Savings

Learn More
Discover Bank
Min. to earn APY $0
1.90% APY
Rates as of 2018-10-15
Advertiser Comments
Online Savings Account - No monthly fee and no minimum required balance

Type: Savings

Learn More
BankPurely
Min. to earn APY $0
1.90% APY
Rates as of 2018-10-10
Advertiser Comments
SavingPurely - Zero monthly fees - One tree will be planted for every SavingPurely account See moreopened

Type: Savings

Learn More
Alliant Credit Union
Min. to earn APY $0
1.90% APY
Rates as of 2018-10-10
Advertiser Comments
Alliant Savings - APY for all balances - Must be an Alliant CU member

Type: Savings

Learn More
ableBanking
Min. to earn APY $0
1.85% APY
Rates as of 2018-10-10
Advertiser Comments
Money Market Savings - APY for all balances - Up to 6 withdrawals are permitted See moreper month - apply online - a division of Northeast Bank based in Maine

Type: MMA

Learn More
Sallie Mae Bank
Min. to earn APY $0
1.85% APY
Rates as of 2018-10-11
Advertiser Comments
High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply See moreonline

Type: Savings

Learn More
Capital One
Min. to earn APY $10,000
1.85% APY
Rates as of 2018-10-10
Advertiser Comments
360 Money Market - Tier $10,000 or more

Type: MMA

Learn More
First Internet Bank
Min. to earn APY $0
1.81% APY
Rates as of 2018-10-15
Advertiser Comments
Money Market Savings - Rate earned on balances from $0 to $250,000 - Transaction limitations See more- apply online

Type: MMA

Learn More
Dollar Savings Direct
Min. to earn APY $0
1.80% APY
Rates as of 2018-10-15
Advertiser Comments
Dollar Savings Account - apply online- must have a personal checking account in a US See morebank.

Type: Savings

Learn More
Discover Bank
Min. to earn APY $0
1.75% APY
Rates as of 2018-10-15
Advertiser Comments
Money Market Tier $0 - $99,999.99 - $10 montly fee if average daily balance is See moreless than $2,500

Type: MMA

Learn More
SmartyPig
Min. to earn APY $0
1.75% APY
Rates as of 2018-10-11
Advertiser Comments
SmartyPig Savings - Tier $0.01 - $2,500

Type: Savings

Learn More
SmartyPig
Min. to earn APY $10,000
1.75% APY
Rates as of 2018-10-11
Advertiser Comments
SmartyPig Savings - Tier $10,000.01 - $50,000

Type: Savings

Learn More
SmartyPig
Min. to earn APY $2,500
1.75% APY
Rates as of 2018-10-11
Advertiser Comments
SmartyPig Savings - Tier $2500.01 - $10,000

Type: Savings

Learn More
MyBankingDirect
Min. to earn APY $25,000
1.75% APY
Rates as of 2018-10-10
Advertiser Comments
Online Money Market - Tier $25,000 and above - No monthly account maintenance fees

Type: MMA

Learn More
Quorum Federal Credit Union
Min. to earn APY $0
1.75% APY
Rates as of 2018-10-11
Advertiser Comments
HighQ Savings - No monthly fee and no balance minimums

Type: Savings

Learn More
Green Bank
Min. to earn APY $0
1.70% APY
Rates as of 2018-10-16
Advertiser Comments
Personal Money Market Promotion - Limited-time offer - Available to personal accounts only - Funds See morenot currently on deposit with Green Bank required - After the one-year fixed rate period, your APY will revert to the APY in effect for Green Money Market account - $5,000 minimum daily balance required to avoid $15 monthly service charge

Type: MMA

Learn More
Beal Bank
Min. to earn APY $25,000
1.70% APY
Rates as of 2018-10-10
Advertiser Comments
Money Market - $25,000 and up - Rate collectted within 94104 (N CA) Beal Bank, See moreSSB

Type: MMA

Learn More
UFB Direct
Min. to earn APY $0
1.60% APY
Rates as of 2018-10-10
Advertiser Comments
UFB Direct High-Yield Money Market - APY for all balances - $10 monthly maintenance fee See morewaived with a minimum $5,000 average daily collected balance - Apply online

Type: MMA

Learn More
Amalgamated Bank
Min. to earn APY $0
1.60% APY
Rates as of 2018-10-10
Advertiser Comments
Online Savings Promotion - No monthly maintenance fees

Type: Savings

Learn More
Banc of California
Min. to earn APY $10,000
1.60% APY
Rates as of 2018-10-10
Advertiser Comments
Personal High Yield Savings - Tier $10,000 and above

Type: Savings

Learn More
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.