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Before you begin searching for the best mortgage rates, you'll need to decide what type of loan meshes best with your financial goals.
While the most popular loans are 30-year fixed-rate loans, you may also want to consider the benefit of a shorter term mortgage loan, such as a 15-year or 20-year loan. And if you intend to sell your property within a few years, you might also consider a hybrid adjustable rate mortgage with a fixed initial period of five, seven or 10 years.Mortgage loan numbers to know
In order to make a valid comparison of loan costs, you'll need to know more than just the interest rate. You'll need to know:Whether the rate is fixed or adjustable Whether you need to pay points to get the rate, and, if so, how much The annual percentage rate (APR), w....