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Today's Savings Account Rate

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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 6 Month CD as of July 5, 2022

Term
Amount

1 year Term
$1.00 Min. to earn APY

1.75%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • FDIC Insured
  • No fees/minimum balance
  • 24/7 Access. Terms apply
none
 

1 year Term
$0.00 Min. to earn APY

1.75%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • Start growing your savings with no minimum balance required and no market risk
  • Choose an interest payment option that works for you—end of term, monthly or yearly
  • Open a 360 CD account online in about 5 minutes
nonenone
 

1.5 years Term
$0.00 Min. to earn APY

2.50%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • Start growing your savings with no minimum balance required and no market risk
  • Choose an interest payment option that works for you—end of term, monthly or yearly
  • Open a 360 CD account online in about 5 minutes
nonenone
 

2 years Term
$0.00 Min. to earn APY

2.25%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • Start growing your savings with no minimum balance required and no market risk
  • Choose an interest payment option that works for you—end of term, monthly or yearly
  • Open a 360 CD account online in about 5 minutes
nonenone
 

5 years Term
$0.00 Min. to earn APY

2.90%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • Start growing your savings with no minimum balance required and no market risk
  • Choose an interest payment option that works for you—end of term, monthly or yearly
  • Open a 360 CD account online in about 5 minutes
nonenone
 

1 year Term
$0.00 Min. to earn APY

1.90%APY* Annual Percentage Yield

Rates as of 7/5/2022
FDIC Insured

Advertiser Comments

  • Let your money work for you. Great Rates. Count on It. Open a CD Account with Synchrony Today. Member FDIC.
  • Retire Happier. Synchrony Bank makes it easier to reach your retirement goals.
  • Save with Synchrony Bank. Our Mobile App makes it easy to bank anywhere - and control your accounts from a Smartphone or Tablet
none
 
Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.