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CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

Rates for 6 Month CD as of March 22, 2023

Term
Amount

1 year Term
$1.00 Min. to earn APY

4.50%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • FDIC Insured
  • No fees/minimum balance
  • 24/7 Access. Terms apply
none
 

14 months Term
$0.00 Min. to earn APY

5.00%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • Let your money work for you. Great Rates. Count on It. Open a CD Account with Synchrony Today. Member FDIC.
  • Retire Happier. Synchrony Bank makes it easier to reach your retirement goals.
  • Save with Synchrony Bank. Our Mobile App makes it easy to bank anywhere - and control your accounts from a Smartphone or Tablet
none
 

7 months Term
$1000.00 Min. to earn APY

4.40%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • This CD offers our most competitive, promotional rates - and great returns.
  • Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
  • As with all U.S. Bank CDs, the CD specials are FDIC-insured.
nonenone
 

11 months Term
$1000.00 Min. to earn APY

4.50%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • This CD offers our most competitive, promotional rates - and great returns.
  • Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
  • As with all U.S. Bank CDs, the CD specials are FDIC-insured.
nonenone
 

15 months Term
$1000.00 Min. to earn APY

4.60%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • This CD offers our most competitive, promotional rates - and great returns.
  • Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
  • As with all U.S. Bank CDs, the CD specials are FDIC-insured.
nonenone
 

19 months Term
$1000.00 Min. to earn APY

4.70%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • This CD offers our most competitive, promotional rates - and great returns.
  • Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
  • As with all U.S. Bank CDs, the CD specials are FDIC-insured.
nonenone
 

1 year Term
$2500.00 Min. to earn APY

4.50%APY* Annual Percentage Yield

Rates as of 3/22/2023
FDIC Insured

Advertiser Comments

  • Live 100% US-Based Support 24/7.
  • No Fees. Period.
  • Open an Account in 3 Easy Steps.
none
 
Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.