CD Rates

If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.

CD Rates as of

Other Certificate of Deposit Options
Fifth Third Bank
5 year Term
Min. to earn APY $500
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
60 - 84 Month Standard CD - Tier $10,000-$24,999 - Rate collected within: 60625 (IL)

Type: CD

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Chase
5 year Term
Min. to earn APY $1,000
0.01% APY*
Rates as of 2024-04-17
Advertiser Comments
48-83 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY)

Type: CD

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PNC Bank
5 year Term
Min. to earn APY $1,000
0.02% APY*
Rates as of 2024-04-11
Advertiser Comments
Fixed Rate CD - 60 Month CD - Tier $1,000 - $24,999.99 - Rate collected See morewithin: 95825 (Sacramento CA)

Type: CD

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USAA Bank
5 year Term
Min. to earn APY $1,000
2.50% APY*
Rates as of 2024-04-12
Advertiser Comments
Fixed Rate Standard CD - Tier $1,000 - $94,999.99 - USAA Bank is a member See morebased bank providing services to active and retired military personnel and their families - Most banking products are available to the general public - See website for details

Type: CD

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Bank of America
5 year Term
Min. to earn APY $1,000
0.03% APY*
Rates as of 2024-04-17
Advertiser Comments
Standard Term 60 Month CD - Tier $10,000 - $99,999 - Rate collected within: 10025 See more(NY)

Type: CD

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Busey Bank
5 year Term
Min. to earn APY $1,000
0.05% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD - Rates may vary by location - limited to local market area See more- Rate collected within: Champaign and Ford counties, 61822 (IL)

Type: CD

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First National Bank of Omaha
5 year Term
Min. to earn APY $500
0.10% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Base CD - Higher rates are available for checking customers - Rate collected See morewithin: 68103 Omaha, NE

Type: CD

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First Horizon Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2024-04-17
Advertiser Comments
Regular 60 Month CD - Open online

Type: CD

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Associated Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Regular CD - Standard Rate - Tier $10,000 - Rate collected within IL See more(60625)

Type: CD

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Umpqua Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2024-04-12
Advertiser Comments
5 Year CD

Type: CD

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Commerce Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD - APY for balances $1,000 and above - Rate collected witihin: 60625 See more(IL)

Type: CD

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The Huntington National Bank
5 year Term
Min. to earn APY $1,000
0.10% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month Fixed Rate CD - Tier $10,000-$49,999.99 - Rate collected within: 43215 (OH)

Type: CD

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Central Pacific Bank
5 year Term
Min. to earn APY $500
0.13% APY*
Rates as of 2024-04-17
Advertiser Comments
5-8 Year CD - APY for balances of $500 - $99,999.99

Type: CD

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Eastern Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Personal Account CD

Type: CD

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First Citizens Bank
5 year Term
Min. to earn APY $500
0.15% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD

Type: CD

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HomeStreet Bank
5 year Term
Min. to earn APY $500
0.20% APY*
Rates as of 2024-04-18
Advertiser Comments
5 Year CD - Tier $10,000-$24,999.99

Type: CD

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Comerica Bank
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year Fixed Rate CD (non-relationship) - APY for all balances - Rate collected See morewithin: 94115 (CA)

Type: CD

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Watertown Savings Bank (watertownsavings.com)
5 year Term
Min. to earn APY $1,000
0.20% APY*
Rates as of 2024-04-12
Advertiser Comments
Regular CD - Located in MA

Type: CD

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U.S. Bank
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month Standard CD - Rate collected within: CA 94115

Type: CD

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Farmers and Merchants Bank of Long Beach
5 year Term
Min. to earn APY $1,000
0.25% APY*
Rates as of 2024-04-17
Advertiser Comments
Market Rate 60 Month CD

Type: CD

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The Farmers National Bank of Canfield
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2024-04-12
Advertiser Comments
60-120 Month CD

Type: CD

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WebBank
5 year Term
Min. to earn APY $2,500
0.25% APY*
Rates as of 2024-04-12
Advertiser Comments
5 Year Time Deposit

Type: CD

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Commercial Bank and Trust of Pennsylvania
5 year Term
Min. to earn APY $500
0.25% APY*
Rates as of 2024-04-17
Advertiser Comments
60-83 Month CD

Type: CD

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National Bank of Arizona
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2024-04-18
Advertiser Comments
5 year Personal CD

Type: CD

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Washington Federal
5 year Term
Min. to earn APY $1,000
0.30% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month CD - Tier $1,000-$89,999 - Account must be opened in branch

Type: CD

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Bank of Hawaii
5 year Term
Min. to earn APY $2,500
0.35% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Time Deposit Account - Rate available for residents of Hawaii and American Samoa

Type: CD

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North Shore Bank
5 year Term
Min. to earn APY $1,000
0.35% APY*
Rates as of 2024-04-11
Advertiser Comments
Standard 5 Year CD

Type: CD

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Heritage Bank (heritagebanknw.com)
5 year Term
Min. to earn APY $2,500
0.40% APY*
Rates as of 2024-04-18
Advertiser Comments
Fixed Rate CD - Rate collected within: King County (North), WA

Type: CD

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First Financial Northwest Bank
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD - Tier $5,000-$24,999.99

Type: CD

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PeoplesBank (bankatpeoples.com)
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2024-04-11
Advertiser Comments
60 month CD

Type: CD

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Blue Foundry Bank
5 year Term
Min. to earn APY $1,000
0.40% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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1st Bank of Sea Isle City
5 year Term
Min. to earn APY $500
0.42% APY*
Rates as of 2024-04-12
Advertiser Comments
60 month CD

Type: CD

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Abington Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD

Type: CD

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Salem Five Bank
5 year Term
Min. to earn APY $500
0.50% APY*
Rates as of 2024-04-11
Advertiser Comments
60 Month Regular CD

Type: CD

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Peoples Security Bank and Trust
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-11
Advertiser Comments
60 month CD

Type: CD

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Greenville National Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-18
Advertiser Comments
5 Year CD

Type: CD

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Windsor Federal Savings and Loan Association
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-12
Advertiser Comments
60 month CD

Type: CD

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Citizens Savings Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD

Type: CD

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CIT Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD

Type: CD

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Montgomery Bank
5 year Term
Min. to earn APY $1,000
0.50% APY*
Rates as of 2024-04-18
Advertiser Comments
5 Year CD

Type: CD

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Bluestone Bank
5 year Term
Min. to earn APY $2,000
0.55% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Fixed Rate CD

Type: CD

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Americas Credit Union
5 year Term
Min. to earn APY $500
0.55% APY*
Rates as of 2024-04-17
Advertiser Comments
48 Month and Longer Standard CD Share Certificate

Type: CD

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First County Bank
5 year Term
Min. to earn APY $1,000
0.55% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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Main Street Bank
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2024-04-18
Advertiser Comments
60 month CD

Type: CD

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Chemung Canal Trust Company
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month - Limited to local New York market area

Type: CD

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Wells River Savings
5 year Term
Min. to earn APY $200
0.60% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month CD

Type: CD

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American Savings Bank
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2024-04-17
Advertiser Comments
60-up to 84 months - Apply online

Type: CD

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Bank of Blue Valley
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2024-04-17
Advertiser Comments
60-83 Month CD

Type: CD

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Raymond Federal Bank
5 year Term
Min. to earn APY $100
0.60% APY*
Rates as of 2024-04-11
Advertiser Comments
5 Year CD - Tier $7,500 - $14,999

Type: CD

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CoreFirst Bank and Trust
5 year Term
Min. to earn APY $1,000
0.60% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD

Type: CD

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BankFive
5 year Term
Min. to earn APY $500
0.65% APY*
Rates as of 2024-04-17
Advertiser Comments
none

Type: CD

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Warsaw Federal Savings and Loan
5 year Term
Min. to earn APY $500
0.65% APY*
Rates as of 2024-04-12
Advertiser Comments
5 Year CD

Type: CD

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Community Bank of Trenton
5 year Term
Min. to earn APY $1,000
0.70% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD

Type: CD

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California Bank and Trust
5 year Term
Min. to earn APY $1,000
0.70% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Personal CD - Tier $!,000 - $99,999.99

Type: CD

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Provident Bank (myprovident.com)
5 year Term
Min. to earn APY $1,000
0.73% APY*
Rates as of 2024-04-11
Advertiser Comments
Tier $10,000-$24,999 - Located in CA

Type: CD

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Washington Savings Bank
5 year Term
Min. to earn APY $500
0.75% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month Certificate

Type: CD

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WSFS Bank
5 year Term
Min. to earn APY $2,500
0.75% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month Fixed Rate CD - Rate in PA

Type: CD

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First Commonwealth Bank
5 year Term
Min. to earn APY $500
0.75% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD - Rate collected within: 19101 Philadelphia PA market area

Type: CD

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BankNewport
5 year Term
Min. to earn APY $1,000
0.75% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month Regular CD

Type: CD

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IncredibleBank
5 year Term
Min. to earn APY $1,000
0.75% APY*
Rates as of 2024-04-18
Advertiser Comments
60 month CD

Type: CD

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Independent Financial
5 year Term
Min. to earn APY $1,000
0.85% APY*
Rates as of 2024-04-18
Advertiser Comments
5 Year CD

Type: CD

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1st Source Bank
5 year Term
Min. to earn APY $500
0.90% APY*
Rates as of 2024-04-12
Advertiser Comments
60 month CD

Type: CD

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Kearny Bank
5 year Term
Min. to earn APY $500
0.90% APY*
Rates as of 2024-04-18
Advertiser Comments
Rate collected within: 07032 (NJ)

Type: CD

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Capital Educators Federal Credit Union
5 year Term
Min. to earn APY $500
0.90% APY*
Rates as of 2024-04-17
Advertiser Comments
Standard Rate 60 Month CD - APY for Tier $10,000 - $49,999.99

Type: CD

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Carthage Savings and Loan Association
5 year Term
Min. to earn APY $500
0.97% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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Bank of Botetourt
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2024-04-17
Advertiser Comments
Certificate of Deposit 5 Year

Type: CD

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FNCB Bank
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2024-04-18
Advertiser Comments
60 Month CD - Apply online

Type: CD

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MidwestOne Bank
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2024-04-18
Advertiser Comments
60 Month CD - Tier $10,000-$24,999.99 - Rate collected within Iowa/Southwest Wisconsin

Type: CD

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Institution for Savings
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2024-04-18
Advertiser Comments
Term Deposit 60 Month CD

Type: CD

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North Country Savings Bank
5 year Term
Min. to earn APY $1,000
1.00% APY*
Rates as of 2024-04-11
Advertiser Comments
Sixty Month CD

Type: CD

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FirstBank
5 year Term
Min. to earn APY $500
1.00% APY*
Rates as of 2024-04-18
Advertiser Comments
5 Year Time Deposit Account - Interest rate is fixed of the term for the See moreaccount - Rate collected within CO

Type: CD

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Commonwealth Community Bank
5 year Term
Min. to earn APY $500
1.01% APY*
Rates as of 2024-04-17
Advertiser Comments
60-83 Month CD

Type: CD

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Fulton Bank
5 year Term
Min. to earn APY $1,000
1.01% APY*
Rates as of 2024-04-18
Advertiser Comments
60 Month Regular CD - Rates vary by geographic location - Rate collected within 17602 See more(PA)

Type: CD

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Bank Gloucester
5 year Term
Min. to earn APY $500
1.02% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD - must open account in person

Type: CD

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Watertown Savings Bank (wsbny.com)
5 year Term
Min. to earn APY $500
1.02% APY*
Rates as of 2024-04-12
Advertiser Comments
Limited to Jefferson County NY

Type: CD

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Chesapeake Bank
5 year Term
Min. to earn APY $1,000
1.05% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD

Type: CD

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Bellevue State Bank
5 year Term
Min. to earn APY $5,000
1.10% APY*
Rates as of 2024-04-17
Advertiser Comments
none

Type: CD

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North American Savings Bank
5 year Term
Min. to earn APY $1,000
1.11% APY*
Rates as of 2024-04-11
Advertiser Comments
Base Interest Rates - 60-120 Month CD - Higher interest rates are available with relationship See morechecking - Rates collected within: 64030 (MO)

Type: CD

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Heritage Bank (heritagebankna.com)
5 year Term
Min. to earn APY $2,000
1.20% APY*
Rates as of 2024-04-18
Advertiser Comments
Triple Option CD - Tier $2,000 - $24,999.99

Type: CD

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Genesee Regional Bank
5 year Term
Min. to earn APY $500
1.25% APY*
Rates as of 2024-04-18
Advertiser Comments
60 month CD

Type: CD

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Citizens Trust Bank
5 year Term
Min. to earn APY $500
1.25% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month CD - New customers must open in branch

Type: CD

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Security Bank of Kansas City
5 year Term
Min. to earn APY $500
1.26% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month CD

Type: CD

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Susquehanna Community Bank
5 year Term
Min. to earn APY $500
1.30% APY*
Rates as of 2024-04-12
Advertiser Comments
none

Type: CD

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Rollstone Bank and Trust
5 year Term
Min. to earn APY $500
1.30% APY*
Rates as of 2024-04-11
Advertiser Comments
none

Type: CD

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City National Bank
5 year Term
Min. to earn APY $2,500
1.31% APY*
Rates as of 2024-04-17
Advertiser Comments
48 to 59 Months

Type: CD

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Country Heritage Credit Union
5 year Term
Min. to earn APY $1,000
1.31% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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BMO Harris Bank
5 year Term
Min. to earn APY $1,000
1.35% APY*
Rates as of 2024-04-17
Advertiser Comments
Standard 60 Month CD - Tier $5,000 - $99,999.99 - Rate collected within: 60625 (IL)

Type: CD

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Sterling Bank and Trust
5 year Term
Min. to earn APY $500
1.40% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month CD - Rate collected within: Northern California

Type: CD

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Liberty Bank (liberty-bank.com)
5 year Term
Min. to earn APY $500
1.45% APY*
Rates as of 2024-04-18
Advertiser Comments
5-Year CD

Type: CD

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Byline Bank
5 year Term
Min. to earn APY $500
1.50% APY*
Rates as of 2024-04-17
Advertiser Comments
none

Type: CD

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Consumers Credit Union
5 year Term
Min. to earn APY $250
1.50% APY*
Rates as of 2024-04-17
Advertiser Comments
none

Type: CD

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Blue Ridge Bank
5 year Term
Min. to earn APY $1,000
1.50% APY*
Rates as of 2024-04-17
Advertiser Comments
60 Month and Longer CD - Virginia market area

Type: CD

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Trustco Bank
5 year Term
Min. to earn APY $500
1.50% APY*
Rates as of 2024-04-12
Advertiser Comments
5 Year Plus CD - Rate collected within: 10025 (NY)

Type: CD

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Bank of Oklahoma
5 year Term
Min. to earn APY $1,000
1.50% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD - Less than $100,000

Type: CD

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Atlantic Union Bank
5 year Term
Min. to earn APY $1,000
1.51% APY*
Rates as of 2024-04-17
Advertiser Comments
5 Year CD (non-relationship CD)

Type: CD

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Citizens Bank Minnesota
5 year Term
Min. to earn APY $500
1.51% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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The National Bank of Blacksburg
5 year Term
Min. to earn APY $500
1.51% APY*
Rates as of 2024-04-12
Advertiser Comments
60 month CD

Type: CD

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Farmers and Merchants National Bank
5 year Term
Min. to earn APY $1,000
1.65% APY*
Rates as of 2024-04-17
Advertiser Comments
60 month CD

Type: CD

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First National Bank Texas
5 year Term
Min. to earn APY $500
1.66% APY*
Rates as of 2024-04-17
Advertiser Comments
Fixed rate CD

Type: CD

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St Lawrence Federal Credit Union
5 year Term
Min. to earn APY $1,000
1.71% APY*
Rates as of 2024-04-12
Advertiser Comments
60 Month CD - Tier $0-$24,999.99

Type: CD

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