CD Rates
If you’re looking for more interest than most savings accounts can provide and you don’t expect to need your savings soon, a certificate of deposit (CD) may be right for you. With these accounts, you lock up your funds for a specified period in exchange for a higher yield. You can access your funds once your account reaches its maturity date, but withdrawals before that point will likely trigger a penalty of several months in interest or more.
Rates for 2 Year CD as of July 5, 2022
1 year Term
$1.00 Min. to earn APY
1.75%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
1 year Term
$0.00 Min. to earn APY
1.75%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
Advertiser Comments
- Start growing your savings with no minimum balance required and no market risk
- Choose an interest payment option that works for you—end of term, monthly or yearly
- Open a 360 CD account online in about 5 minutes
1.5 years Term
$0.00 Min. to earn APY
2.50%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
Advertiser Comments
- Start growing your savings with no minimum balance required and no market risk
- Choose an interest payment option that works for you—end of term, monthly or yearly
- Open a 360 CD account online in about 5 minutes
2 years Term
$0.00 Min. to earn APY
2.25%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
Advertiser Comments
- Start growing your savings with no minimum balance required and no market risk
- Choose an interest payment option that works for you—end of term, monthly or yearly
- Open a 360 CD account online in about 5 minutes
5 years Term
$0.00 Min. to earn APY
2.90%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
Advertiser Comments
- Start growing your savings with no minimum balance required and no market risk
- Choose an interest payment option that works for you—end of term, monthly or yearly
- Open a 360 CD account online in about 5 minutes
1 year Term
$0.00 Min. to earn APY
1.90%APY* Annual Percentage Yield
Rates as of 7/5/2022
FDIC Insured
Advertiser Comments
- Let your money work for you. Great Rates. Count on It. Open a CD Account with Synchrony Today. Member FDIC.
- Retire Happier. Synchrony Bank makes it easier to reach your retirement goals.
- Save with Synchrony Bank. Our Mobile App makes it easy to bank anywhere - and control your accounts from a Smartphone or Tablet
Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Advertiser Comments